Texas Bank has selected Narmi’s Consumer Grow solution to strengthen deposit growth and improve the performance of its digital channel across both retail and commercial customers.
Texas Bank is a full-service financial institution with 12 branch locations, serving individuals, families, and businesses through a relationship-driven approach and a commitment to local decision-making. As customer expectations around speed and simplicity continue to rise, the bank identified digital account opening and funding as a critical lever for growth, and an area where internal teams and customers would benefit from a more seamless experience.
“Texas Bank is excited to partner with Narmi and their Consumer Grow solution,” said Ramon Cocolan, Chief Operations Officer at Texas Bank. “Narmi’s out-of-the-box integrations with both our online banking partner and core provider allow for a complete transformation of the online and in-branch account opening experience.
“Narmi’s nimble and digital-first design will deliver both back-office efficiencies and a best-in-class customer experience, positioning us well for future strategic and organic growth.”
Narmi Consumer Grow is designed to help financial institutions increase deposits by reducing friction at every step of the account-opening journey. The platform pairs a seamless, consumer-grade user experience with operational tooling that supports branch and back-office teams, allowing institutions like Texas Bank to capture growth without adding complexity.
Security remains paramount: Consumer Grow is protected by Narmi Guard, Narmi’s built-in fraud defense layer, which provides continuous monitoring and adaptive controls to help banks confidently scale digital acquisition while maintaining rigorous risk standards. Texas Bank’s new Consumer Grow solution is enabled through Narmi’s tried-and-tested integration with the bank’s Jack Henry Silverlake core, which allows for seamless data flows and repeatable implementation quality.
“Deposit growth today depends on meeting customers where they are: moving fast, with intuitive digital experiences that don’t compromise on security,” said Nikhil Lakhanpal, co-founder of Narmi. “Texas Bank understands that balance, and we’re excited to support their team with technology that drives measurable growth and is genuinely easier to run.”
Texas Bank is set to begin implementing Narmi Grow in Q3 of 2026.
About Texas Bank
Founded in 1973, Texas Bank is a Texas-based community bank headquartered in Henderson, Texas, with 12 branch locations serving East Texas and North Texas. The bank offers comprehensive personal and business banking services, including deposit accounts, lending solutions, treasury management, and digital banking tools. Texas Bank is committed to relationship-focused banking, local leadership, and supporting long-term economic growth in the communities it serves.
About Narmi
Narmi's digital platform empowers financial institutions to unlock the very latest capabilities in digital banking and account opening, enabling them to move faster, tap new growth opportunities, and achieve true digital transformation. The Narmi platform was built with the customer experience in mind, empowering financial institutions with an experience that is always effortless, current, and dependable. As a result, Narmi's customers are seeing as much as 3x account growth in less than 30 days and 4x deposit growth in as little as 90 days. Additionally, Narmi's financial institution clients are winning awards like Bankrate's Best Online Bank and Nerdwallet's Best Bank for Online Experience. For more information, please visit narmi.com.
