Opinion

The latest opinion pieces by industry thought leaders


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  • Industry-led groups are only the 1st step to open banking

    U.S. policymakers must make financial data sharing more fair and transparent if they want Americans to have the same access to fintech tools as other people, a Financial Data and Technology Association executive writes.

    Steve Boms • Jan. 27, 2020
  • Mobile wallets let local markets leapfrog card payments

    Fintech innovations have enabled many countries to skip over certain payment methods in their financial evolution, writes Steve Villegas, a vice president at PPRO.

    Steve Villegas • Jan. 21, 2020
  • Dropping 'digital' from digital banking: 5 trends for 2020

    Tech companies that want to bank could have a breakout year. Meanwhile, businesses will continue to go paperless, people cashless, and banking-as-a-service will court greater buy-in, a Mastercard executive writes.

    Jeff Hindle • Jan. 13, 2020
  • 3 questions to gauge how well a fintech partnership fits

    Investigate your potential partner's sustainability, relationship with regulators and approach to fighting fraud before joining forces, writes BankMobile's Luvleen Sidhu.

    Luvleen Sidhu • Dec. 16, 2019
  • Banks should apply customer data more smartly to instill greater trust

    Financial institutions are often strong on security, but they should consider emulating Amazon or Netflix, which boost user experience by proving they know their customers' preferences, Experian's David Britton writes.

    David Britton • Dec. 09, 2019
  • Think globally: 4 tips for payment success

    Keeping up with innovation and limiting cross-border friction can be crucial to growth, writes BlueSnap CEO Ralph Dangelmaier.

    Ralph Dangelmaier • Dec. 02, 2019
  • Community banks must use personal connection to partner with small businesses

    A trusted, local banker might come to the same decision as a more impersonal lender, but he or she will at least sit down with you and discuss options before doing so, writes Patrick Sobers, executive vice president at NBH Bank.

    Patrick Sobers • Oct. 09, 2019
  • Banks serving cannabis businesses have a twofold responsibility

    Pioneering financial institutions serving the industry have passed multiple exam cycles. The playbook doesn't have to be written from scratch, writes Tony Repanich, president and chief operations officer at Shield Compliance.

    Tony Repanich • Oct. 03, 2019
  • AI in anti-money laundering isn't just compliance, it's good business

    A reduction in automated false positive alerts means anti-money laundering investigators can spend more time working to catch criminals.

    Tim Mueller • Oct. 01, 2019