Risk


  • Michelle Bowman speaks at an April 2024 event
    Image attribution tooltip
    (2024). [Photo]. Retrieved from Federal Reserve.
    Image attribution tooltip

    Fed’s Bowman previews revised capital requirements

    Tweaks to the surcharge for global systemically important banks – and a strategy to keep mortgage lending from migrating to nonbanks – punctuate a framework that’s set to be issued next week.

    By March 13, 2026
  • A pile of rubble with an Iranian flag stuck in it is shown.
    Image attribution tooltip
    Majid Saeedi / Stringer via Getty Images
    Image attribution tooltip

    Bank regulators warn of increased cyber risk from Iran war

    California and New York agencies urged lenders to practice heightened cyber awareness amid the military strikes on Iran, saying “recent events warrant vigilance.”

    By March 12, 2026
  • millbury national bank Explore the Trendline
    Image attribution tooltip
    Permission granted by Millbury National Bank
    Image attribution tooltip
    Trendline

    Top 5 stories from Banking Dive

    Amid a swell of activity, financial institutions large and small are leaning into their aspirations. For PNC, it’s scale. For some fintechs, it’s a charter. For Millbury National Bank, it may simply be niceness.

    By Banking Dive staff
  • An aerial view of a city on the water.
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Jefferies executives respond to Western Alliance suit

    The bank’s CEO and president rebuffed statements they called “absurd” and “false and misleading,” adding that Jefferies has no obligation to repay $126 million. The executives also addressed exposure to a second embattled firm.

    By March 9, 2026
  • President Donald Trump
    Image attribution tooltip
    Andrew Harnik via Getty Images
    Image attribution tooltip

    Trump issues fraud order after bank execs push national strategy

    The president’s order comes a day after industry executives emphasized the need for better coordination among lenders, law enforcement and government at a House subcommittee hearing.

    By March 9, 2026
  • A sign reads "Wells Fargo" with the bank's logo below.
    Image attribution tooltip
    Michael M. Santiago / Staff via Getty Images
    Image attribution tooltip

    Wells Fargo 2018 enforcement action terminated

    The bank has sufficiently demonstrated improvements in governance and risk management since its 2016 fake-accounts scandal, the Federal Reserve said Thursday.

    By March 5, 2026
  • OCC
    Image attribution tooltip
    Retrieved from OCC.
    Image attribution tooltip

    OCC’s proposed threshold change divides bank trade groups

    Community lenders warned that boosting an asset threshold to $700 billion from $50 billion would go “far beyond what is appropriate or safe.” But large banks want the heightened standards scrapped.

    By March 4, 2026
  • The Office of the Comptroller of the Currency's seal hangs on a brick building.
    Image attribution tooltip
    Permission granted by Office of the Comptroller of the Currency
    Image attribution tooltip
    Deep Dive

    How the OCC is handling its charter application workload

    The agency is handling a swell of new-bank applications by pulling talent from the supervision side into one- or two-year rotations in the OCC’s chartering arm, Comptroller Jonathan Gould said.

    By Feb. 25, 2026
  • Jamie Dimon JPMorgan Chase credit cards interest rates Trump
    Image attribution tooltip
    Alexander Tamargo via Getty Images
    Image attribution tooltip

    JPMorgan’s Dimon: ‘My anxiety is high’ over future credit cycle

    Elevated asset prices and an intensely competitive landscape remind the CEO of the years just prior to the 2008 financial crisis, he said Monday.

    By Feb. 24, 2026
  • Image attribution tooltip
    Alex Wroblewski via Getty Images
    Image attribution tooltip

    JPMorgan’s lawyers deny Trump ‘blacklist’ claims

    The bank said CEO Jamie Dimon should not have been named as a defendant and asked for the president’s debanking case to move to federal court.

    By Feb. 20, 2026
  • The Office of the Comptroller of the Currency's seal hangs on a brick building.
    Image attribution tooltip
    Permission granted by Office of the Comptroller of the Currency
    Image attribution tooltip

    OCC conditionally approves Stripe subsidiary Bridge for trust charter

    The nod comes roughly two months after digital-asset firms Circle, Ripple and Paxos received a similar green light.

    By Feb. 18, 2026
  • "BNP Paribas" is seen on a sign on a building as a person walks by in the background.
    Image attribution tooltip
    Matt Cardy / Stringer via Getty Images
    Image attribution tooltip

    BNP Paribas tops 2025 target, invests $299B in low carbon transition

    The French bank said 82% of its energy production credit exposure was directed to low-carbon energies as of September 2025.

    By Zoya Mirza • Feb. 9, 2026
  • Elizabeth Warren gestures with her right hand while speaking during a hearing.
    Image attribution tooltip
    Kevin Dietsch / Staff via Getty Images
    Image attribution tooltip

    Democrats urge FDIC, OCC to scrap ‘unsafe,’ ‘unsound’ change

    Elizabeth Warren and other senators accused the regulatory agencies of pursuing “pernicious” changes to bank supervision that would further tie examiners’ hands.

    By Feb. 6, 2026
  • The building features the bank's distinctive green and white signage, with large glass windows and a brick façade with a clear blue sky behind it.
    Image attribution tooltip
    Alamy
    Image attribution tooltip

    Huntington hires BNY alum as next risk chief

    Senthil Kumar will become Huntington’s CRO as it transitions to a Category III bank, with higher liquidity requirements and capital buffers and more frequent stress tests.

    By Feb. 5, 2026
  • A stone building with the words "The Bank of New York" and "1930" inscribed is shown from below looking up.
    Image attribution tooltip
    Mario Tama / Staff via Getty Images
    Image attribution tooltip
    Q&A

    ‘These players matter’: BNY embraces role on small lenders’ AI journey

    Amid an effort to train community banks on artificial intelligence technology, a BNY executive said, “If we help them, the entire financial system gets stronger.”

    By Feb. 3, 2026
  • A sign reads "New York Community Bank" and "A division of Flagstar Bank, N.A., Member FDIC"
    Image attribution tooltip
    Spencer Platt / Staff via Getty Images
    Image attribution tooltip

    Flagstar returns to profitability

    Two years after commercial real estate loans sent the bank into a spiral, the Long Island-based lender is “pivoting to the growth side of the story,” its CFO said Friday.

    By Feb. 2, 2026
  • Tampa, Florida, skyline is pictured at dusk
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Florida credit union sues Fiserv, alleging lax cybersecurity

    FiCare Federal Credit Union said hackers breached an online banking platform that Fiserv provides and stole members’ money. The credit union alleges Fiserv then told customers it would charge them for a security upgrade.

    By Patrick Cooley • Feb. 2, 2026
  • Front view of the Bank of America Tower in Charlotte, North Carolina on June 18, 2022.
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    BNY dismissed from Epstein case, but BofA must face some claims

    A judge rejected allegations that Bank of America failed to uphold anti-money laundering and know-your-customer standards. The lender, however, will face a claim that it obstructed the enforcement of trafficking laws.

    By Jan. 30, 2026
  • Man in an office wearing a headset
    Image attribution tooltip
    Getty Images
    Image attribution tooltip
    Sponsored by Modulate

    Why voice-based scams are a growing threat to banks

    Voice scams can cost banks and customers millions in seconds -- why phone lines remain one of finance's biggest blind spots.

    By Mike Pappas, CEO & Co-founder, Modulate • Jan. 26, 2026
  • CFPB open banking banks fintechs fees
    Image attribution tooltip
    Andrey Popov via Getty Images
    Image attribution tooltip

    Big banks continue the hunt for AI-driven efficiencies

    Executives at BNY, Bank of America and others who reported Q4 2025 earnings discussed AI investments – and when they’re hoping to see them pay off.

    By Makenzie Holland • Jan. 20, 2026
  • A group of six people poses for a photo in front of a colorful backdrop.
    Image attribution tooltip
    Permission granted by U.S. Bank
    Image attribution tooltip
    Q&A

    U.S. Bank exec: Customers will want a zero-friction bank partner on AI

    “The new bar for digital excellence is, what can we do for our customers, as opposed to having them do it themselves,” the super-regional’s innovation chief said.

    By Jan. 14, 2026
  • An aerial view of a city on the water.
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Jefferies takes $30M loss over First Brands investment

    “There clearly are lessons to be learned,” executives said of the auto parts supplier’s bankruptcy. The bank, however, saw a 20% surge in investment-banking revenue.

    By Jan. 8, 2026
  • Dollar bills and finance and banking on digital stock market financial exchange
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    4 banking trends to watch in 2026

    This year is poised to show how far the groundwork laid in 2025 can carry the banking space – with regard to regulation, mergers and acquisitions, artificial intelligence and more.

    By , , Jan. 7, 2026
  • The HSBC sign and logo pictured outside a bank branch.
    Image attribution tooltip
    Matt Cardy via Getty Images
    Image attribution tooltip

    HSBC taps BNP Paribas exec to lead sustainable finance, transition in Asia

    The London-based bank said Chaoni Huang would help its clients in the region “decarbonize and invest in new growth.”

    By Zoya Mirza • Jan. 5, 2026
  • Jeremy Allaire Circle Internet stablecoins blockchain crypto
    Image attribution tooltip
    Jemal Countess/for TIME via Getty Images
    Image attribution tooltip

    OCC green-lights Circle, Ripple, Paxos for national trust bank charters

    Five firms in all received conditional approval from the regulator, though Coinbase and Stripe’s Bridge were not among them.

    By Dec. 12, 2025
  • The Office of the Comptroller of the Currency logo
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    OCC cites 9 big banks’ ‘inappropriate’ debanking actions

    The agency stopped short of detailing specific instances but pointed to policy statements from 2020 through 2022 in a preliminary report issued Wednesday.

    By Dec. 11, 2025