Deep Dive

Industry insights from our journalists

  • A sign is posted in front of the Silicon Valley Bank (SVB) headquarters on March 10, 2023 in Santa Clara, California. Silicon Valley Bank was shut down on Friday morning by California regulators and w
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    Justin Sullivan via Getty Images

    Tech vendor risk raises vetting stakes in wake of SVB crisis

    Deposits are safe, but tech startups may no longer have access to venture debt and the lines of credit that helped fuel innovation.

    Matt Ashare • March 27, 2023
  • People gather outside Silicon Valley Bank.
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    Justin Sullivan via Getty Images

    ‘Meme stock in reverse’: SVB collapse portends new era of viral bank runs

    SVB’s demise gave the banking sector a glimpse into how social media and digital banking can turn a financial institution from operational to insolvent in a matter of hours.

    Anna Hrushka • March 15, 2023
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    Dan Kitwood / Staff via Getty Images

    The crypto world is sending mixed signals

    Nearly 2,000 crypto workers have been laid off in 2023, but the value of Bitcoin climbed enough in January for Goldman Sachs to take note.

    Gabrielle Saulsbery • Jan. 27, 2023
  • ESG debate escalates as GOP goes after influencers

    Twenty-one Republican attorneys general argue proxy advisers ISS and Glass Lewis' shareholder voting recommendations on climate policy and board diversity violate their duty to investors.

    Dan Ennis • Jan. 19, 2023
  • Officials and employees celebrate the grand opening of Fiserv's Berkeley Heights, New Jersey office on Nov. 15.
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    Permission granted by Fiserv

    Investors press FIS, Fiserv for divestitures

    The big processors mushroomed in 2019 acquisitions, with promises that scale would pay off, but shareholders now urge them to consider divestitures.

    Lynne Marek and Caitlin Mullen • Dec. 22, 2022
  • The curved banner of a Walmart store, the brand name in white letters and the characteristic yellow sunburst logo to the right, against a blue sky.
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    Daphne Howland/Banking Dive

    How deep of a banking threat is Walmart’s One?

    The retailer has scale, brand recognition and a pedigree in an ex-Marcus CEO. The proof may come when the company turns its beta test loose on customers.

    Anna Hrushka • Nov. 16, 2022
  • A laptop screen shows a login screen for an online .
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    ipopba via Getty Images

    Banking-as-a-service grows as regulators play catch-up

    The BaaS space is expected to reach $74.55 billion by 2030, and has emerged as an enticing revenue stream for community banks. Meanwhile, the OCC has hinted more regulation is forthcoming.

    Anna Hrushka • Oct. 25, 2022
  • How automation can help banks tame the home-lending ‘roller coaster’

    The cyclical nature of the market doesn’t mean lenders should be forced to respond with mass hiring or firing as demand for mortgages ebbs and flows, analysts say.

    Anna Hrushka • Aug. 26, 2022
  • Key on keyboard that says "Pay Now."
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    abdoudz via Getty Images

    FedNow chases real-time payments front-runners

    The Federal Reserve plans to unleash a U.S. real-time payments system next year in the form of FedNow, but it’s an open question as to whether, or how, consumers and businesses will adopt instant payments.

    Lynne Marek • July 18, 2022
  • Quontic Bank outpost Decentraland
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    Permission granted by Quontic Bank

    Banks eye first-mover advantage to embracing the metaverse

    Banks are carving out their own spaces in the metaverse, a virtual world estimated to represent a $1 trillion market opportunity.

    Anna Hrushka • June 2, 2022
  • PPP 2 years later: Analyzing the legacy and impact of the $800B government relief program

    Lenders and banking industry experts reflect on the lessons learned from the government's small-business rescue program, and what lies ahead for its participants.

    Anna Hrushka • May 4, 2022
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    Alex Wong via Getty Images

    US banks brace for stricter sanctions against Russia

    The Russian banks the U.S. targeted Tuesday account for only 5% of the country's total bank assets.

    Robin Bradley • Feb. 24, 2022
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    Dan Kitwood/Getty Images News via Getty Images

    Banks, fintechs navigate market's appetite for crypto amid pending regulatory guidance

    From Bitcoin rewards to custody services for digital assets, banks and fintechs are carving out strategies and services tied to crypto as regulators seek to catch up with guidance.

    Anna Hrushka • Nov. 22, 2021
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    Michael Nagle via Getty Images

    5 insights on how Morgan Health aims to move the needle on employer health costs

    Morgan Health learned a lot from Haven, but is a different beast with a better knowledge of the buy-in needed to disrupt the health benefits space, CEO Dan Mendelson told Industry Dive.

    Rebecca Pifer • Oct. 7, 2021
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    Mark Wilson via Getty Images

    Rethinking overdraft

    While many stakeholders would agree banks need to revamp the fee-based model, it remains to be seen whether change will come through legislation or the market.

    Anna Hrushka • July 12, 2021
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    Alex Wong / Staff via Getty Images

    Visa, Mastercard face biggest challenges in a decade

    Regulatory, legislative and court confrontations over the card networks' fees are ratcheting up pressure again for reform of the behemoths' practices.

    Lynne Marek • April 22, 2021
  • Exterior of the Federal Reserve building in Washington, D.C.
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    Anna Hrushka/Banking Dive

    Policy questions remain as global governments explore CBDCs

    Bank Policy Institute's chief examines the impact and drawbacks of various models of digital coin as the Fed and other countries forge ahead.

    Anna Hrushka • April 19, 2021
  • Amish banking
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    Adeline Kon/Banking Dive

    In serving the Amish, Lancaster County bankers find 'make-a-difference' work

    Banking some of Pennsylvania's most conservative people means forging creative solutions around mobile banking, photo IDs, flood insurance and even picnic-table business deals.

    Anna Hrushka • March 4, 2021
  • Can banks win in the booming buy-now-pay-later space?

    While BNPL represents a relatively small niche of the payments ecosystem, banks should take note of what the growth of that silo says about the next generation of consumers, one consultant said.

    Anna Hrushka • March 2, 2021
  • What's in store for challenger banks in 2021?

    As the challenger bank market continues to attract venture capital, new users and even celebrity endorsements, how will the momentum and hype surrounding this new way to bank continue into 2021?

    Anna Hrushka • Jan. 25, 2021
  • 4 banking trends to watch in 2021

    Banking Dive expects M&A to pivot toward niches, race to be a continuing focus of ESG, and crypto to have a make-or-break year in 2021.

    Dan Ennis and Anna Hrushka • Jan. 20, 2021
  • An illustration depicting the 2020 Election between President Donald Trump and former VP Joe Biden.
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    Photography by Gage Skidmore / Photo Illustration by Kendall Davis / Industry Dive

    Election 2020: What should the banking industry expect from Biden or Trump?

    Banking Dive spoke to several academics, consultants and legal experts about what may change or stay the same in the banking sector under a new Biden administration or a second Trump term.

    Anna Hrushka • Oct. 22, 2020
  • Acquisition under the radar: Credit unions resume community bank deals

    A hearing on tax exemption is long overdue, advocates say. But lawmakers are focusing on pandemic priorities. Meanwhile, a credit union may be a community bank's best hope.

    Anna Hrushka • Oct. 6, 2020
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    Banks rethink office space, branch strategy to sync with new customer, employee habits

    With 70% of bank staff working remotely and more clients using digital channels, cutting back on square footage is the new efficiency.

    Anna Hrushka • Aug. 13, 2020
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    How community banks plan to keep their new PPP customers

    Community banks participating in the PPP have pulled their weight among some of their larger competitors while showcasing flexibility, technology and personal touch during the pandemic.

    Anna Hrushka • July 9, 2020