Deep Dive
Industry insights from our journalists
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A year after SVB, what’s improved and what needs work?
Banking Dive looks at six factors — from upcoming regulations to commercial real estate — to see how the landscape has changed between the crises of 2023 and 2024.
Dan Ennis • March 8, 2024 -
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9 capital-requirements comments to watch
Fed governors, trade groups, housing advocates, academics, bank CEOs and even Basel itself have had choice words for the most contentious proposal in decades.
Dan Ennis • Jan. 19, 2024 -
Win McNamee via Getty Images
Barr hints at looming changes for emergency fund, capital requirements
A post-SVB lending facility may end in March as scheduled, the Fed supervisory czar indicated. Meanwhile, the public looks to get a louder say on the impact of new capital rules.
Dan Ennis • Jan. 10, 2024 -
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Making the case for women-owned banks
Three women-owned banks have emerged in the past several years with the shared goal of increasing access to capital for female entrepreneurs.
Anna Hrushka • Nov. 13, 2023 -
Anna Moneymaker via Getty Images
CRA revision spurs predictable reactions, several Bowman objections
An update to the anti-redlining law brought no shortage of thoughts from the Fed's most vocal conservative, but other criticism appeared relatively muted.
Dan Ennis • Oct. 25, 2023 -
JPMorgan Chase
Can JPMorgan Chase fill the startup banking void?
The New York City-based firm added close to 200 bankers to its division that serves startups and VC-backed businesses this year as it looks to fill a space vacated by Silicon Valley Bank.
Anna Hrushka • Oct. 17, 2023 -
Kendall Davis/HR Dive
Cannabis-friendly banks face pressure to differentiate
Banks have used risk-based pricing and non-interest-bearing accounts to justify the high cost and labor associated with banking the sector. But as more players enter the game, firms weigh rethinking their strategies.
Anna Hrushka • Sept. 26, 2023 -
Michael M. Santiago/ via Getty Images
Goldman’s strategy retreat leaves GreenSky in limbo
The installment-lending fintech, which Goldman is looking to sell, faces an uncertain future as the investment bank distances itself from an ambitious retail strategy.
Anna Hrushka • Sept. 7, 2023 -
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Payments fraud climbs as banks reach for joint response
Financial institutions and payments players are seeking to coalesce around new efforts to battle skyrocketing payments fraud.
Lynne Marek • May 26, 2023 -
Photo illustration: Shaun Lucas/Industry Dive; Getty Images; Paze
EWS readies Paze to help banks take on digital wallet market
Even with the backing of the nation’s largest banks, the platform, set for a June launch, will face adoption and security hurdles, industry experts say.
Anna Hrushka • April 3, 2023 -
Justin Sullivan via Getty Images
‘Meme stock in reverse’: SVB collapse portends new era of viral bank runs
Silicon Valley Bank’s demise gave the banking sector a glimpse into how social media and digital banking can turn a financial institution from operational to insolvent in a matter of hours.
Anna Hrushka • March 15, 2023 -
Dan Kitwood / Staff via Getty Images
The crypto world is sending mixed signals
Nearly 2,000 crypto workers have been laid off in 2023, but the value of Bitcoin climbed enough in January for Goldman Sachs to take note.
Gabrielle Saulsbery • Jan. 27, 2023 -
ESG debate escalates as GOP goes after influencers
Twenty-one Republican attorneys general argue proxy advisers ISS and Glass Lewis' shareholder voting recommendations on climate policy and board diversity violate their duty to investors.
Dan Ennis • Jan. 19, 2023 -
Permission granted by Fiserv
Investors press FIS, Fiserv for divestitures
The big processors mushroomed in 2019 acquisitions, with promises that scale would pay off, but shareholders now urge them to consider divestitures.
Lynne Marek and Caitlin Mullen • Dec. 22, 2022 -
Daphne Howland/Banking Dive
How deep of a banking threat is Walmart’s One?
The retailer has scale, brand recognition and a pedigree in an ex-Marcus CEO. The proof may come when the company turns its beta test loose on customers.
Anna Hrushka • Nov. 16, 2022 -
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Banking-as-a-service grows as regulators play catch-up
The BaaS space is expected to reach $74.55 billion by 2030, and has emerged as an enticing revenue stream for community banks. Meanwhile, the OCC has hinted more regulation is forthcoming.
Anna Hrushka • Oct. 25, 2022 -
How automation can help banks tame the home-lending ‘roller coaster’
The cyclical nature of the market doesn’t mean lenders should be forced to respond with mass hiring or firing as demand for mortgages ebbs and flows, analysts say.
Anna Hrushka • Aug. 26, 2022 -
abdoudz via Getty Images
FedNow chases real-time payments front-runners
The Federal Reserve plans to unleash a U.S. real-time payments system next year in the form of FedNow, but it’s an open question as to whether, or how, consumers and businesses will adopt instant payments.
Lynne Marek • July 18, 2022 -
Permission granted by Quontic Bank
Banks eye first-mover advantage to embracing the metaverse
Banks are carving out their own spaces in the metaverse, a virtual world estimated to represent a $1 trillion market opportunity.
Anna Hrushka • June 2, 2022 -
PPP 2 years later: Analyzing the legacy and impact of the $800B government relief program
Lenders and banking industry experts reflect on the lessons learned from the government's small-business rescue program, and what lies ahead for its participants.
Anna Hrushka • May 4, 2022 -
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US banks brace for stricter sanctions against Russia
The Russian banks the U.S. targeted Tuesday account for only 5% of the country's total bank assets.
Robin Bradley • Feb. 24, 2022 -
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Banks, fintechs navigate market's appetite for crypto amid pending regulatory guidance
From Bitcoin rewards to custody services for digital assets, banks and fintechs are carving out strategies and services tied to crypto as regulators seek to catch up with guidance.
Anna Hrushka • Nov. 22, 2021 -
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5 insights on how Morgan Health aims to move the needle on employer health costs
Morgan Health learned a lot from Haven, but is a different beast with a better knowledge of the buy-in needed to disrupt the health benefits space, CEO Dan Mendelson told Industry Dive.
Rebecca Pifer • Oct. 7, 2021 -
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Rethinking overdraft
While many stakeholders would agree banks need to revamp the fee-based model, it remains to be seen whether change will come through legislation or the market.
Anna Hrushka • July 12, 2021 -
Alex Wong / Staff via Getty Images
Visa, Mastercard face biggest challenges in a decade
Regulatory, legislative and court confrontations over the card networks' fees are ratcheting up pressure again for reform of the behemoths' practices.
Lynne Marek • April 22, 2021
