Chime outgrew bank partner model, CEO says

“There's no question that we haven't been able to move as fast as we would like” with product launches, Chris Britt said Wednesday. Acquiring Stride Bank will give the fintech “complete control of our destiny.”

By Caitlin Mullen • Sept. 10, 2026

Bank FOMO fueling AI spending, Accenture exec says

Most banks have yet to see widespread, sustained value from AI initiatives, because they “have not figured out how to reconfigure the work, fully, around AI yet,” said Accenture’s Mike Abbott.

By Caitlin Mullen • Sept. 10, 2026

Explore the Trendline➔

Artificial intelligence

Banks must decide whether to forge AI tools in-house or partner with outside firms. AI’s importance can’t be understated, but legacy tech may also constrain the budget for banks looking to innovate.

By Banking Dive staff

MoneyLion alums take OpenReserve ‘out of stealth’

Couched as a home for “continuous” banking, the company received conditional approval for a national banking license from the OCC.

By Dan Ennis • Sept. 4, 2026

Revolut nabs conditional OCC charter

The neobank has long eyed a U.S. banking charter, seeing it as “a seat at the table” with regulators.

By Gabrielle Saulsbery • Sept. 4, 2026

Wells, BofA, Citi back upcoming stablecoin

Goldman Sachs, PNC and Capital One are also among 21 financial institutions partnering on an asset expected to go to market early next year.

By Dan Ennis • Sept. 1, 2026

BitGo acquires NYDIG’s institutional trading business

The transaction allows NYDIG to focus on power generation, bitcoin mining and data center development, the company said.

By Dan Ennis • Aug. 31, 2026

VALT Bank gets FDIC’s nod

The proposed Eagle, Idaho-based digital business bank, which received its conditional OCC charter in March, plans to open in the fourth quarter, proposed CEO Matt Gediman said.

By Gabrielle Saulsbery • Aug. 28, 2026

ICBA CEO: ‘No middle ground’ on closing Clarity Act’s stablecoin loophole

Deposit flight concerns have ramped up as the regulatory apparatus becomes more “lenient” and new paths such as trust charters and skinny master accounts are embraced, ICBA’s CEO said.

By Caitlin Mullen • Aug. 27, 2026

Boston fintech incubator seeks funding boost

Qubic Labs has supported about 70 companies and helped raise $40 million for blockchain and digital asset-related projects. After running into funding issues, it’s turning to its community for help.

By Gabrielle Saulsbery • Aug. 26, 2026

RTP gears up for international reach

BNY and other banks are preparing for a pilot next year that will stretch the real-time payments network across borders.

By Lynne Marek • Aug. 26, 2026

Treasury to help financial firms transition to quantum-resistant encryption

The government is concerned that hackers could someday decrypt financial information and other secrets using code-breaking quantum computers.

By Eric Geller • Aug. 26, 2026

Flagstar picks cloud-native core to replace legacy patchwork

While there’s plenty of industry chatter about cloud-native and API-powered capabilities, Flagstar Bank executives found “a lot of variation” as they evaluated different core systems.

By Caitlin Mullen • Aug. 21, 2026

Dive Deposits: 4 takeaways from Jonathan Gould’s Wyoming appearance

The OCC chief made crypto-inclusive remarks at a blockchain symposium, adding that protecting traditional banks is not his job.

By Dan Ennis • Aug. 20, 2026

SEC proposes crypto rules amid Clarity stall

The proposal will establish a framework for crypto firms to raise capital under federal securities laws and also includes a conditional safe harbor from being deemed an investment contract.

By Gabrielle Saulsbery • Aug. 19, 2026

World Liberty nabs conditional OCC charter

The Trump family-backed crypto firm gained conditional approval from the Office of the Comptroller of the Currency to establish its national trust bank.

By Gabrielle Saulsbery • Aug. 17, 2026

5 things every bank should know about AI before making their next technology investment

Your data's more valuable than you think. 

By Alisha Crafton • Aug. 17, 2026

eToro aims to boost US profile in $231M TradeZero deal

The Israeli platform wants to harness TradeZero’s “highly engaged” community to forge “a faster path to launching new products” stateside.

By Dan Ennis • Aug. 12, 2026

Goldman Sachs to buy ETF provider NEOS for up to $2.25B

Expected to close in the first quarter of 2027, the deal is the bank’s second multibillion-dollar ETF-related acquisition of the past nine months.

By Dan Ennis • Aug. 12, 2026

FedNow extension wins support

Stripe, Visa, Wise and industry trade groups back the Federal Reserve’s plan to expand its instant payment system for cross-border use.

By Shefali Kapadia • Aug. 10, 2026

Allocating digital asset exposure

Understanding how exposure is allocated and how it interacts with coverage determines resilience.

Aug. 10, 2026

Solo develops reusable customer-vetting tool for banks, fintechs

The company demonstrated a data sharing model, in coordination with regulators, that could eliminate duplication in the know-your-customer process.

By Dan Ennis • Aug. 7, 2026

Augustus gets FDIC nod to launch bank

Among stipulations of the approval, the clearing bank must launch with $73,660,000 or more in capital funds and maintain a 10% or greater leverage ratio throughout its first three years.

By Dan Ennis • Aug. 5, 2026

Bank of America, USAA ink patent agreement

The deal allows each company to use the other’s full portfolio of patents. USAA for years has sued – or threatened court action against – banks it says infringe on its remote deposit capture patents.

By Dan Ennis • Aug. 5, 2026

When AI overwhelms the human in the loop

Regulators want finance pros to review AI outputs, but it’s demanding all their attention.

By Mazy Dar • Aug. 3, 2026

Chime to cut 10% of workforce

CEO Chris Britt cited AI innovations but also a switch to smaller teams, faster movement, higher productivity and in-office work.

By Dan Ennis • July 31, 2026