Flagstar picks cloud-native core to replace legacy patchwork

While there’s plenty of industry chatter about cloud-native and API-powered capabilities, Flagstar Bank executives found “a lot of variation” as they evaluated different core systems.

By Caitlin Mullen • Aug. 21, 2026

Dive Deposits: 4 takeaways from Jonathan Gould’s Wyoming appearance

The OCC chief made crypto-inclusive remarks at a blockchain symposium, adding that protecting traditional banks is not his job.

By Dan Ennis • Aug. 20, 2026

Explore the Trendline➔

Artificial intelligence

Banks must decide whether to forge AI tools in-house or partner with outside firms. AI’s importance can’t be understated, but legacy tech may also constrain the budget for banks looking to innovate.

By Banking Dive staff

SEC proposes crypto rules amid Clarity stall

The proposal will establish a framework for crypto firms to raise capital under federal securities laws and also includes a conditional safe harbor from being deemed an investment contract.

By Gabrielle Saulsbery • Aug. 19, 2026

World Liberty nabs conditional OCC charter

The Trump family-backed crypto firm gained conditional approval from the Office of the Comptroller of the Currency to establish its national trust bank.

By Gabrielle Saulsbery • Aug. 17, 2026

5 things every bank should know about AI before making their next technology investment

Your data's more valuable than you think. 

By Alisha Crafton • Aug. 17, 2026

eToro aims to boost US profile in $231M TradeZero deal

The Israeli platform wants to harness TradeZero’s “highly engaged” community to forge “a faster path to launching new products” stateside.

By Dan Ennis • Aug. 12, 2026

Goldman Sachs to buy ETF provider NEOS for up to $2.25B

Expected to close in the first quarter of 2027, the deal is the bank’s second multibillion-dollar ETF-related acquisition of the past nine months.

By Dan Ennis • Aug. 12, 2026

FedNow extension wins support

Stripe, Visa, Wise and industry trade groups back the Federal Reserve’s plan to expand its instant payment system for cross-border use.

By Shefali Kapadia • Aug. 10, 2026

Allocating digital asset exposure

Understanding how exposure is allocated and how it interacts with coverage determines resilience.

Aug. 10, 2026

Solo develops reusable customer-vetting tool for banks, fintechs

The company demonstrated a data sharing model, in coordination with regulators, that could eliminate duplication in the know-your-customer process.

By Dan Ennis • Aug. 7, 2026

Augustus gets FDIC nod to launch bank

Among stipulations of the approval, the clearing bank must launch with $73,660,000 or more in capital funds and maintain a 10% or greater leverage ratio throughout its first three years.

By Dan Ennis • Aug. 5, 2026

Bank of America, USAA ink patent agreement

The deal allows each company to use the other’s full portfolio of patents. USAA for years has sued – or threatened court action against – banks it says infringe on its remote deposit capture patents.

By Dan Ennis • Aug. 5, 2026

When AI overwhelms the human in the loop

Regulators want finance pros to review AI outputs, but it’s demanding all their attention.

By Mazy Dar • Aug. 3, 2026

Chime to cut 10% of workforce

CEO Chris Britt cited AI innovations but also a switch to smaller teams, faster movement, higher productivity and in-office work.

By Dan Ennis • July 31, 2026

Associated Bank chief digital officer joins from BMO

Brianna Elsass leaves BMO after a decade of digital leadership positions. She most recently led the Canadian bank’s U.S. digital and technology business.

By Gabrielle Saulsbery • July 30, 2026

Founder of fintech Increase buys a bank in Washington state

Increase founder Darragh Buckley said the move was a long time coming, as he started the company six years ago with the goal of marrying a bank and technology company.

By Caitlin Mullen • July 30, 2026

PNC’s wealth unit targets mass-affluent clients with lending option

The Pittsburgh-based lender is pursuing a national identity, and national banks have put more focus on a securities-based lending-type solution in recent years, an executive said.

By Caitlin Mullen • July 29, 2026

BitMEX to shutter after 11 years

HDR Global Trading Limited, BitMEX’s owner and operator, has decided to close the cryptocurrency exchange following a strategic review of the business and crypto industry.

By Gabrielle Saulsbery • July 27, 2026

Tasks, not customer tiers should drive bank AI use: Deloitte

Everybody needs “to be heard, comforted, educated in times of high stress,” a Deloitte consultant said. Customers who are lower on the value scale need to receive the same excellent experience “or you're going to lose them.”

By Caitlin Mullen • July 24, 2026

Ramp, FIS make AI moves

The two payments companies this month embarked on separate artificial intelligence initiatives, with one focused on managing AI spending and the other using the technology to mitigate cybersecurity risks.

By Tatiana Walk-Morris • July 22, 2026

Bank of America upgrades customer service employee tool

Generative AI capabilities added to EricaAssist will allow customer service employees to handle client inquiries more quickly, the lender said.

By Caitlin Mullen • July 21, 2026

Celsius founders to pay FTC $16.5M

Alex Mashinsky and Shlomi Daniel Leon are banned from marketing or selling products to deposit, exchange, invest or withdraw assets. Hanoch Goldstein must not market or sell crypto-trading products.

By Gabrielle Saulsbery • July 21, 2026

Banks report operational changes driven by AI adoption

Executives at Bank of America, Citi and JPMorgan Chase highlighted the scale of ongoing AI adoption efforts and effects on operations.

By Makenzie Holland • July 20, 2026

The future of banking growth is decision intelligence

Financial institutions have more data than ever. The ones winning make smarter decisions faster.

By Alisha Crafton • July 20, 2026

State AGs blow whistle on OppFi, Enova deals

Twenty state attorneys general, led by Illinois AG Kwame Raoul, wrote a letter urging the OCC, Fed and FDIC not to approve the proposed fintech purchases of banks.

By Gabrielle Saulsbery • July 17, 2026