Ramp elevates CTO to co-CEO

“If you know us, this won’t feel like a change,” wrote Eric Glyman of fellow co-founder Karim Atiyeh’s move to the top of the fintech.

By Dan Ennis • July 1, 2026

Banks, card networks, fintechs partner on ‘low-cost’ stablecoin

More than 140 businesses, including BNY, Visa and Coinbase, lent their backing to a digital asset launched Tuesday by Open Standard, a consortium led by Bridge CEO Zach Abrams.

By Dan Ennis • July 1, 2026

Explore the Trendline➔

Artificial intelligence

Banks must decide whether to forge AI tools in-house or partner with outside firms. AI’s importance can’t be understated, but legacy tech may also constrain the budget for banks looking to innovate.

By Banking Dive staff

[Podcast] Payments: The connective tissue of insurance

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June 25, 2026

Ex-NY governor to lead blockchain venture between OKX, NYSE owner

A venture between crypto firm OKX and Intercontinental Exchange aims to focus on building infrastructure for tokenized financial products.

By Gabrielle Saulsbery • June 23, 2026

KeyBank bets on relationships over tech budgets

Still, midsize lenders must take “more progressive, larger steps” to meet evolving customer expectations, said Emily Gessner, who jumps from a consumer to a commercial role at the bank next month.

By Caitlin Mullen • June 23, 2026

What Navy Federal found in its synthetic data pilot

Working with Qualtrics, the credit union found clear cases where synthetic data can deliver. But when it comes to emotions, human research wins out.

By Kristen Doerer • June 23, 2026

Flagstar CIO: Proprietary tech creates ‘optionality’

The regional bank said StarIQ, its generative AI system, “was built specifically for regulated financial services environments.”

By Caitlin Mullen • June 22, 2026

AI lessons learned from 3 SMB banks

Starting with targeted use cases, focusing on underlying data and managing change are key to successful use cases, banking leaders said.

By Roberto Torres • June 22, 2026

How Fifth Third, Star One are fighting elder fraud

The regional bank and California credit union are implementing strategies aimed at detecting scams earlier and being more proactive.

By Caitlin Mullen • June 18, 2026

‘We are not ready’: AI could trigger bank runs in seconds, lawmaker says

Rep. Bill Foster, D-IL, said real-time regulatory dashboards, standardized reporting and open source software are needed to respond to an AI-driven bank run.

By Caitlin Mullen • June 16, 2026

No ‘designated geniuses’: How BofA democratizes innovation

“Innovation isn’t in its own lane,” said Cameron Wadley, a Bank of America managing director whose patents are at the foundation of the bank’s AI assistant Erica.

By Caitlin Mullen • June 12, 2026

PNC, U.S. Bank CEOs brush off AI-driven cash optimization

At a conference this week, U.S. Bank CEO Gunjan Kedia said the “noise is far outpacing any observed behavior.” Truist’s CFO, likewise, called the AI concern a “conceptual risk.”

By Caitlin Mullen • June 11, 2026

Pagaya sues Klarna over alleged trade secret misappropriation

The BNPL firm’s objective was to “absorb Pagaya’s trade secrets, use them to build its own competing capabilities, and cut Pagaya out,” the underwriting fintech alleged.

By Gabrielle Saulsbery • June 10, 2026

JPMorgan’s Lake sees longer road to agentic commerce adoption

Meanwhile, the lender aims to have a consumer-facing AI travel agent in pilot before the end of the year, said JPMorgan’s CEO of consumer and community banking.

By Caitlin Mullen • June 10, 2026

What SoFi learned testing its AI adviser Coach

“When it comes to financial guidance and coaching, there's both an art and a science to it,” said Brian Walsh, head of advice and planning at the digital bank.

By Caitlin Mullen • June 9, 2026

JPMorgan Chase taps AI to process checks

The bank is “automating the most labor-intensive tasks of the process, freeing our team to focus on more complex, higher-value decision making,” an executive said.

By Tatiana Walk-Morris • June 5, 2026

Fintech revenues hit record $504B in 2025: study

Revenue in the sector is growing four times as fast as in banks, according to a recent report by Boston Consulting Group and FT Partners.

By Gabrielle Saulsbery • June 3, 2026

Goldman’s Solomon sees ‘more greed than fear’ in AI market

“There’s plenty of liquidity in the system if the world continues to remain as optimistic,” the CEO said Tuesday, adding that profits from AI ventures could be funneled into future advancements in the sector.

By Dan Ennis • June 3, 2026

Address-anchored identity: Why data quality is the missing link in eIDV

Data must be validated as more than just correct; it must be connected to an individual customer.

By Bud Walker, Chief Information Officer, Melissa • May 29, 2026

Wells Fargo CEO: AI’s effect on employment is ‘complicated’

The bank's biggest AI-related challenge is determining how the technology can transform its business model and how the lender should respond, Charlie Scharf said Wednesday.

By Caitlin Mullen • May 28, 2026

California judge rules in favor of OppFi, against regulator

A judge ruled that OppFi sufficiently demonstrated that its banking partner was the true lender of OppLoans, and that their relationship wasn’t a “rent-a-bank ruse.”

By Gabrielle Saulsbery • May 27, 2026

JPMorgan CEO: AI may create things ‘we’re going to lose at’

Jamie Dimon also indicated Wednesday the top U.S. bank is “on the lookout” for acquisitions and sees “a chance to put $10 [billion] or $20 billion to work buying something.”

By Caitlin Mullen • May 27, 2026

Ohio’s Northwest Bank taps Wells Fargo alum as CIO

Chad Ballard brings 25 years of IT experience to the $17 billion-asset Ohio-based bank.

By Makenzie Holland • May 26, 2026

StanChart CEO apologizes over ‘lower-value human capital’ comment

CEOs from JPMorgan Chase, HSBC and Barclays added their takes to polarizing remarks by StanChart chief Bill Winters, in explaining his bank's increasing embrace of AI.

By Dan Ennis • Updated May 22, 2026

California fines Yotta $1M as customers are still out millions

Some customers expressed disappointment at the penalty amount, with one calling it the size of a “nominal rounding error.”

By Gabrielle Saulsbery • May 20, 2026