The Latest
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Bank of Hope to buy SMBC commercial unit
The Los Angeles-based lender will acquire $2.5 billion in commercial and commercial real estate loans and $2.7 billion in deposits, as well as eight branches in Southern California.
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Monzo to close US operations, accounts
The U.K.-based fintech will lay off roughly 50 employees and shift its focus toward Europe, where it gained a banking license in December. U.S. users reportedly can access their accounts through June.
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Trustmark names next COO, CFO
With current CFO Thomas Owens set to become operations chief, Joseph Bond will join the Jackson, Mississippi-based lender from Texas Capital Bancshares.
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NC’s Fidelity Bank to get Atlanta foothold with $142.8M Affinity deal
The acquisition, set to close in the third quarter, will create a $5.5 billion-asset institution and give Georgia’s Affinity Bank a landing spot after a previous tie-up with a credit union was terminated.
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BMO eyes top-5 commercial bank status with California push
The lender is betting on its U.S. commercial bank’s unified model, increased banker headcount and product enhancements to fuel growth, an executive said.
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JPMorgan aims to boost small-business lending in ‘American Dream’ plan
The bank intends to hire 1,000 more small-business bankers, support home and healthcare affordability efforts, and focus on high-growth areas such as Alabama in a 10-year initiative.
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Anti-union push grows at Wells Fargo
The length of time it’s taking the bank and union representatives to negotiate a contract is “likely a factor” in the decertification efforts, a union-involved employee said.
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Flagstar ex-CEO DiNello to step down from board
The executive, who ran New York Community Bank just ahead of its rescue, will not stand for reelection when his term ends in June.
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Bank customers, while embracing AI, call for human customer support
Consumer comfort with AI tools has reached an "inflection point," TD Bank's Ted Paris said, but they still want human agents to keep an eye on AI recommendations.
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U.S. Bank, Mastercard tapped for Amazon cards
The retailer has chosen the Minneapolis-based bank for two new credit cards aimed at small-business owners.
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Bank of America to pay $72.5M to settle Epstein-related lawsuit
The lender did not admit any wrongdoing as part of the settlement, which is pending approval by U.S. District Court Judge Jed Rakoff.
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U.S. Bank names next COO
Toby Clements, who will succeed the retiring Souheil Badran, “is a strong, engaging leader who has a clear desire to serve our clients and run our business effectively,” said the Minneapolis-based lender’s CEO, Gunjan Kedia.
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EagleBank disavows activist investor’s board nominees
The embattled Maryland lender did not include the proposed nominees in a notice to shareholders – and won’t unless Diligence Capital Management gets a court order, it said.
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Citizens’ Coughlin talks ‘overwhelming’ pace of AI change
As the lender uses AI to reshape operations through its Reimagine the Bank program, “the nimbleness around it has been pretty intense,” President Brendan Coughlin said.
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Morgan Stanley gets Fed green light to realign German unit
Allowing an exception to current rules would level the competitive playing field, the bank said. Three Fed governors dissented, noting the move could pose a risk to the Deposit Insurance Fund.
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FDIC cuts could drain institutional knowledge: OIG
The agency “must maintain a sustained focus on strategic workforce planning to ensure its continued effectiveness and mission fulfillment,” wrote the OIG.
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Bank of America’s wealth management firms roll out AI tool
AI-Powered Meeting Journey leans on Salesforce CRM data to gather materials, summarize meetings and provide natural language assistance to financial advisers.
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Visa, Mastercard, PayPal, Stripe warned of debanking consequences
Any act to “deplatform customers or deny them access” on political or religious grounds “could lead to an ... investigation and potential enforcement action,” the Federal Trade Commission asserted.
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Bank of America courts business clients in market-share push
To drive new client relationships in 50-some markets, BofA is hiring bankers and cultivating local connections, said Sharon Miller, the lender’s president of business banking.
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Former Kentucky bank manager charged with fraud, theft
Reagan France made over 100 unauthorized withdrawals from customer accounts, court documents show. “She’s robbed our whole town,” one alleged victim told the local news.
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VALT Bank gets conditional OCC charter
The bank must raise $25 million prior to opening and maintain a 9% tier 1 leverage ratio for its first three years thereafter.
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U.S. Bank arms designers with AI tool
The tool, developed in-house, is bolstering efficiency and quality, the Minneapolis-based bank’s head of experience design said.
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Minnesota bank bolsters C-suite with Climate First alums
B2 Bank, owned by fintech entrepreneur Brian Barnes, named a new CEO, president and credit chief – all from Florida’s Climate First Bank – as the lender pursues a national digital banking strategy.
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Fed OIG flags gaps slowing bank application process
The central bank’s watchdog said M&A application processing has slowed and data gaps are inhibiting the Fed’s aim to boost efficiency and timeliness. The Fed has already made some recommended changes.
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Activist investor takes its EagleBank fight public
Diligence Capital Management has pushed the embattled lender to develop a performance improvement plan and replace three board members. Progress stalled after the bank’s CEO stepped down, the investor said.