The Latest
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Fiserv president exits
As Stripe alum Dhivya Suryadevara announced her resignation Tuesday, Fiserv elevated two executives.
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Klarna applies for ILC charter
CEO Sebastian Siemiatkowski called a U.S. banking license a "natural next step, giving customers tools to borrow responsibly and build financial confidence."
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Fed dings small Kansas lender for third time since 2023
Lenexa, Kansas-based Small Business Bank must address being “significantly undercapitalized” within 30 days, the central bank wrote.
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Regions buys muni bond specialist Frazer Lanier
The acquisition, for an undisclosed sum, would boost the Alabama-based bank’s profile as a municipal securities underwriter and placement agent – and continue its long-held strategy of making “bolt-on” purchases.
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Fired NCUA board members seek quick ruling on reinstatement
Citing last week's Supreme Court opinions, Todd Harper and Tanya Otsuka told an appeals court the credit union agency should be shielded from at-will firings similar to the Federal Reserve.
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AI will reshape financial services, and regulation will follow
As banks move toward AI-first services, managing autonomy will be the main challenge for regulators, according to the U.K.’s primary financial watchdog.
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Column
Dive Deposits: The CFPB just redefined 2 weeks’ notice
The bureau gave employees until July 14 to accept a geographic reassignment. Declining the move or failing to respond in time “will result in your separation from the CFPB,” according to a Tuesday note to staff.
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OCC ends enforcement against Patriot Bank
Expenses related to the agreement have totaled over $5 million. CEO Steven Sugarman said he now expects regulatory and FDIC fees to decrease.
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Banks, card networks, fintechs partner on ‘low-cost’ stablecoin
More than 140 businesses, including BNY, Visa and Coinbase, lent their backing to a digital asset launched Tuesday by Open Standard, a consortium led by Bridge CEO Zach Abrams.
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EagleBank to pay $9.7M to resolve BSA violations
The Bethesda, Maryland-based lender admitted to knowingly letting customers engage in a check fraud scheme, and to having lax anti-money laundering controls for more than a decade.
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SoFi enters small-business loan market
“For many of our members, their financial lives do not stop at personal goals, they also include the businesses they are building,” said SoFi CEO Anthony Noto.
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Ramp elevates CTO to co-CEO
“If you know us, this won’t feel like a change,” wrote Eric Glyman of fellow co-founder Karim Atiyeh’s move to the top of the fintech.
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Commerce Bank in St. Louis to buy boutique firm
Buying Nolan & Associates would mark the $37.5 billion-asset bank’s second deal in a year.
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Warren grills Capital One CEO over CFPB nominee
The Democratic senator wanted to know if Capital One executive-turned-CFPB nominee Brian Johnson had any role in the bureau’s termination of a lawsuit against the bank.
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Lawmakers reintroduce cannabis banking reform
Sen. Jeff Merkley and others have once again reintroduced cannabis banking reform, this time in new waters – following the rescheduling of medical cannabis.
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Capital One aims to be ‘steady partner’ amid Texas consolidation
With so many banks angling to serve Texas businesses, it’s “a difficult market to compete in,” said the president of the lender’s corporate banking segment.
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Supreme Court rules Trump can’t fire Fed’s Cook
Justices voted 5-4 that Lisa Cook should remain at the central bank, despite the president’s attempt to remove her. The court, however, expanded presidential powers to fire other federal appointees.
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Morgan Stanley gets OCC’s conditional approval for trust charter
The digital-asset trust must maintain at least $50 million in tier 1 capital and obtain the regulator’s nonobjection for any changes to the business or directors.
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Retrieved from Wikimedia Commons.
Two Southeast banks to merge in $163M deal
When it buys First Reliance, Colony Bank will become the largest sub-$10 billion-asset bank headquartered in Georgia or South Carolina, the acquirer said.
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CFPB overhauls complaint system to curb ‘abuse’
Citing a dramatic increase in credit reporting complaint volume, the bureau said its fixes would “restore integrity” to the system. But consumer advocates said changes will make it increasingly difficult for consumers to get help from the agency.
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JPMorgan’s Lake exits as Petno, Rohrbaugh named co-presidents
Longtime executives Doug Petno and Troy Rohrbaugh will each hold two roles, as Marianne Lake – previously seen as a potential successor to CEO Jamie Dimon – retires from the company.
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JPMorgan exec in Knicks trash can video has left the bank
Angie Baez, who worked as an executive director of community and industry engagement for card and connected commerce, received $175 in fines after returning the bin, taken after a parade last week.
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Big banks breeze through Fed’s stress test
But the results don’t affect banks’ minimum regulatory capital requirements this year, in light of the central bank’s freeze of 2025 stress capital buffers.
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Banks strike deals in Michigan, Wisconsin
A deal in Michigan is set to create a $1.68 billion-asset bank. Another, in Wisconsin, will create a $3.1 billion-asset institution.
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GOP senator slams banks over deposit posting
Sen. Bernie Moreno, R-OH, threatened legislative action Tuesday if banks don't voluntarily change the order in which they post transactions, saying that posting customers’ withdrawals before deposits can trigger overdraft fees.