Retail


  • Montgomery, Alabama, with the state Capitol and city buildings at dawn. A series of traffic lights are all red.
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    Sean Pavone via Getty Images
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    Activist investors push Alabama bank to use its built-up equity

    United Bancorporation of Alabama has teased the prospect of M&A, but since a $123 million cash infusion, its expenses have ballooned and deposits have stagnated, investors said.

    By July 9, 2026
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    CrackerClips via Getty Images
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    Louisiana bank buys financial consulting firm

    Business First Bancshares, parent company of b1BANK, is a serial acquirer. This marks its seventh deal since 2020.

    By July 9, 2026
  • Trendline

    Artificial intelligence

    Banks must decide whether to forge AI tools in-house or partner with outside firms. AI’s importance can’t be understated, but legacy tech may also constrain the budget for banks looking to innovate.

    By Banking Dive staff
  • A person holds a Starling Bank card
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    Courtesy of Starling Bank
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    Starling to whittle headcount by 3%

    The London challenger bank is cutting jobs to eliminate duplication and accelerate product delivery, a spokesperson said.

    By July 8, 2026
  • A newer PNC branch is shown, with "PNC" signage on the exterior of the building.
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    Courtesy of PNC
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    PNC’s new mobile banking app built on personalization

    The Pittsburgh-based bank wanted to debut a customizable app with more features and functionality “without making it heavy,” said Alex Overstrom, the lender’s head of retail banking.

    By July 8, 2026
  • Oklahoma City, Oklahoma, downtown skyline on the Oklahoma River at dawn.
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    Getty Images
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    Bank7 to buy 71% of Century Bank, maybe

    Century said it’s not involved in the share sale. But after its largest shareholder defaulted on loans at another bank with Century shares as collateral, the sale is partly up to the courts.

    By July 7, 2026
  • A U.S. Bank branch is shown with a small crowd of people standing near the front entrance. A sign in the window of the building says "Now Open."
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    Caitlin Mullen/Banking Dive
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    U.S. Bank pursues Gen Z with payments-first strategy

    By treating payments as the entry point to banking relationships, the Minneapolis-based lender is cultivating a low-cost funding base in a fiercely competitive deposit environment, said executive Arijit Roy.

    By July 7, 2026
  • Federal Reserve Bank of Kansas City building
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    Matt Gush via Getty Images
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    Fed dings small Kansas lender for third time since 2023

    Lenexa, Kansas-based Small Business Bank must address being “significantly undercapitalized” within 30 days, the central bank wrote.

    By July 6, 2026
  • The Office of the Comptroller of the Currency's seal hangs on a brick building.
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    Permission granted by Office of the Comptroller of the Currency
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    OCC ends enforcement against Patriot Bank

    Expenses related to the agreement have totaled over $5 million. CEO Steven Sugarman said he now expects regulatory and FDIC fees to decrease.

    By July 2, 2026
  • A close up shot of Elizabeth Warren.
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    Andrew Harnik via Getty Images
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    Warren grills Capital One CEO over CFPB nominee

    The Democratic senator wanted to know if Capital One executive-turned-CFPB nominee Brian Johnson had any role in the bureau’s termination of a lawsuit against the bank.

    By June 30, 2026
  • men in suites standing in front of a window with sweeping city views
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    Permission granted by Commerce Bancshares
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    Commerce Bank in St. Louis to buy boutique firm

    Buying Nolan & Associates would mark the $37.5 billion-asset bank’s second deal in a year.

    By June 30, 2026
  • South Carolina State House
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    Retrieved from Wikimedia Commons.
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    Two Southeast banks to merge in $163M deal

    When it buys First Reliance, Colony Bank will become the largest sub-$10 billion-asset bank headquartered in Georgia or South Carolina, the acquirer said.

    By June 26, 2026
  • A close-up of the name "J.P. Morgan" is shown on a glass door.
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    Michael M. Santiago / Staff via Getty Images
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    JPMorgan’s Lake exits as Petno, Rohrbaugh named co-presidents

    Longtime executives Doug Petno and Troy Rohrbaugh will each hold two roles, as Marianne Lake – previously seen as a potential successor to CEO Jamie Dimon – retires from the company.

    By June 25, 2026
  • Wisconsin’s Welcome Sign on the I-90 highway.
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    Sanghwan Kim via Getty Images
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    Banks strike deals in Michigan, Wisconsin

    A deal in Michigan is set to create a $1.68 billion-asset bank. Another, in Wisconsin, will create a $3.1 billion-asset institution.

    By June 24, 2026
  • A person in a suit and tie speaks into a microphone.
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    Anna Moneymaker / Staff via Getty Images
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    GOP senator slams banks over deposit posting

    Sen. Bernie Moreno, R-OH, threatened legislative action Tuesday if banks don't voluntarily change the order in which they post transactions, saying that posting customers’ withdrawals before deposits can trigger overdraft fees.

    By June 24, 2026
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    Courtesy of KeyBank
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    KeyBank bets on relationships over tech budgets

    Still, midsize lenders must take “more progressive, larger steps” to meet evolving customer expectations, said Emily Gessner, who jumps from a consumer to a commercial role at the bank next month.

    By June 23, 2026
  • Santander-Webster deal gets OCC approval

    The $12.3 billion acquisition, which also needs a green light from the Federal Reserve and European Central Bank, got the OCC’s go-ahead 74 days after the application was submitted.

    By June 18, 2026
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    Getty Images
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    How Fifth Third, Star One are fighting elder fraud

    The regional bank and California credit union are implementing strategies aimed at detecting scams earlier and being more proactive.

    By June 18, 2026
  • grand rapids michigan skyline at dusk
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    Sean Pavone via Getty Images
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    Michigan bank to buy in-state peer for $54.6M

    By buying Grand River Bank, Isabella Bank will gain access to the growing Grand Rapids market.

    By June 17, 2026
  • A domed classical building is lit up in the evening against a dark blue sky, with an American flag waving out front.
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    Win McNamee / Staff via Getty Images
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    DC-area banks to merge in $98M deal

    The merger of Tysons Corner, Virginia-based ODNB Financial Corp. and Washington, D.C.-based National Capital Bancorp is set to create a $2.4 billion-asset bank with 10 branches across four states and the nation’s capital.

    By June 16, 2026
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    Courtesy of Nu Holdings
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    Nubank notifies customers of its liquidation in error

    Brazil’s central bank is not liquidating the digital lender. But dozens of customers Friday received a message telling them this was the case.

    By June 15, 2026
  • The Truist name is shown vertically and horizontally on a building facade with tree branches on the right side of the frame
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    Caitlin Mullen/Banking Dive
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    Truist taps Fiserv chief Lyons as next CEO

    Mike Lyons, who until last year served as president of PNC, starts in his new role at Truist Sept. 1. He replaces Bill Rogers, who will become executive chair through April 2027.

    By June 15, 2026
  • Oklahoma City, Oklahoma, downtown skyline on the Oklahoma River at dawn.
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    Getty Images
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    Oklahoma’s BancFirst to buy SpiritBank, boost Tulsa presence

    The deal, set to close in the fourth quarter for an undisclosed sum, marks the second Tulsa-area bank acquisition in roughly a year for BancFirst.

    By June 12, 2026
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    Tasos Katopodis / Stringer via Getty Images
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    PNC, U.S. Bank CEOs brush off AI-driven cash optimization

    At a conference this week, U.S. Bank CEO Gunjan Kedia said the “noise is far outpacing any observed behavior.” Truist’s CFO, likewise, called the AI concern a “conceptual risk.”

    By June 11, 2026
  • A Citizens Bank illuminated signage is framed between two walking pedestrians on the street.
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    Alamy
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    Customers take more money out of Citizens over ICE ties

    The Greater Boston Interfaith Organization is withdrawing an additional $2 million from its Citizens accounts. Two Massachusetts state representatives pledged to do so as well, with one planning to remove $100,000.

    By Updated June 11, 2026
  • A stone and brick building is shown with the "Chase" name and logo on the exterior. A white car is parked nearby.
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    Caitlin Mullen/Banking Dive
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    JPMorgan’s Lake sees longer road to agentic commerce adoption

    Meanwhile, the lender aims to have a consumer-facing AI travel agent in pilot before the end of the year, said JPMorgan’s CEO of consumer and community banking.

    By June 10, 2026