BNY’s Robin Vince stays big on AI

“My mantra on this is, AI is for everyone, everywhere, everything at BNY,” the CEO said at Money20/20 in Las Vegas.

By Gabrielle Saulsbery • Oct. 29, 2025

Citi, Coinbase ink stablecoin partnership

The bank’s head of payments and services called the collaboration “a natural extension of [Citi’s] ‘network of networks’ approach.”

By Gabrielle Saulsbery • Oct. 29, 2025

Explore the Trendline➔

Fintech disruption in the banking industry

There are as many schools of thought on how to disrupt the banking space as there are disruptors.

By Banking Dive staff

Citi’s Ryan: Employee buy-in on AI will yield ‘innovation dividend’

“There's no way we can sit in New York and come up with the strategy for a global company and implement it if we're not bringing our people on the strategy,” Tim Ryan said at Money20/20.

By Caitlin Mullen • Oct. 29, 2025

Revolut eyes bank charter to have ‘seat at the table,’ says US CEO

“While the partnership model works well, you miss out on things,” Sid Jajodia said at the Money20/20 conference.

By Gabrielle Saulsbery • Oct. 28, 2025

U.S. Bank’s Kedia: Banks should ‘lean into’ change

“It's times of disruption and discontinuity where winners and losers are created,” the CEO said at Money20/20. “If you're front-footed, you can come out on the other side with just distance between you and your competitors.”

By Caitlin Mullen • Oct. 28, 2025

Community banks have ‘no choice’ but to be in stablecoin business, lawmaker says

Bank-fintech partnerships are essential to enabling community banks to serve stablecoin interest, Rep. Mike Flood, R-NE, said Sunday at the Money20/20 conference.

By Caitlin Mullen • Oct. 28, 2025

UBS revamps leadership with tech, AI in mind

The Swiss bank appointed its first chief AI officer, the latest financial services company to create an executive role dedicated to AI adoption.

By Nicole Laskowski • Oct. 24, 2025

Zelle parent pursues crypto for international payments

The peer-to-peer money transfer company said it will leverage stablecoins to let users send money across borders.

By Patrick Cooley • Oct. 24, 2025

JPMorgan snags BofA vet as investment banking chair

Kevin Brunner, who’s been at Bank of America for 25 years, will join JPMorgan Chase as global chair of investment banking and M&A next year.

By Caitlin Mullen • Oct. 24, 2025

CFPB deluged with open banking comments

Banks and fintechs aired their arguments regarding the federal agency’s proposed revision of a rule on sharing consumer data.

By Justin Bachman • Oct. 23, 2025

Stablecoins must become simple: panel

To become widely used, the cryptocurrency needs to work as easily as other currencies, a panel of stablecoin experts said.

By Justin Bachman • Oct. 23, 2025

Capital One reaps post-acquisition rewards

The bank reported an 80% jump in profit in the third quarter, launched a $16 billion stock repurchase plan and cited a desire to boost its exposure to auto lending as it integrates Discover.

By Dan Ennis • Oct. 22, 2025

5 hot topics BofA CEO Brian Moynihan is watching

The Bank of America chief, speaking Tuesday at the American Bankers Association’s annual convention, talked stablecoins, cybersecurity and the importance of new regulations that “can’t be taken apart easily.”

By Caitlin Mullen • Oct. 22, 2025

U.S. Bank adds small business banking role

Heather Kesner, who’s been at the Minneapolis-based lender for six years, oversees a team of 650 small banking specialists and a national sales team that works with clients remotely.

By Caitlin Mullen • Oct. 22, 2025

OCC’s Gould details regulatory ‘reset’

At the ABA’s annual convention Monday, the comptroller, more than once, referred to the OCC’s actions during his tenure as “down payments,” and promised more community bank “relief” to come.

By Caitlin Mullen • Oct. 20, 2025

JPMorgan Chase enlists generative AI to drive modernization

While initially skeptical of the technology, the bank deployed guardrails and governance to allay accuracy concerns.

By Lindsey Wilkinson • Oct. 20, 2025

Banks chase AI-fueled efficiencies

While Citi and Goldman are working to infuse AI into workflow, a Wells Fargo exec said the bank's "efficiency agenda" still needs a tune-up.

By Lindsey Wilkinson • Oct. 17, 2025

Kraken buys derivatives platform for $100M

CFTC-regulated Small Exchange is Kraken’s fourth acquisition this year, as a “clear and positive regulatory environment in the U.S. gives companies the confidence to invest and grow with more certainty,” one executive said.

By Gabrielle Saulsbery • Oct. 16, 2025

Citi rolls out AI prompt training requirement to most staff

While a growing share of employers have rolled out artificial intelligence at work, comparatively few offer training at the contributor level, according to a recent survey.

By Ryan Golden • Oct. 16, 2025

Stripe’s Bridge applies for national trust charter

Bridge joins a growing list of crypto-native firms, including Coinbase, Circle, Ripple and Paxos, which have applied for an OCC charter this year.

By Gabrielle Saulsbery • Oct. 15, 2025

Dive Deposits: AI is the throughline in Goldman’s $1B deal, right-sizing, earnings

“Even when the business is performing well, we have an obligation to review our operations carefully,” bank executives said, flagging "limited" workforce cuts by the end of the year.

By Dan Ennis • Oct. 15, 2025

Crypto use trending down, Kansas City Fed says

A survey from the Federal Reserve regional outpost cast doubt on the notion that more U.S. consumers will adopt cryptocurrency for payments, even after a new law eased the path to crypto use.

By Patrick Cooley • Oct. 15, 2025

Robinhood CEO to community bankers: Don’t be too worried about AI

The chief executive of the day-trading fintech told a group of community bank CEOs last week that small, local lenders have a leg up when it comes to customer relationships.

By Caitlin Mullen • Oct. 15, 2025

Bank of America fires up generative AI payments assistant

AskGPS was trained on more than 3,200 internal documents by the company’s in-house engineering team.

By Matt Ashare • Oct. 10, 2025

4 takeaways from Michael Barr’s speech to community bankers

The Federal Reserve governor spoke of the cost opportunities of AI, reiterated his thoughts on the threat of deepfakes, and encouraged small banks to play to their strengths.

By Dan Ennis • Oct. 9, 2025