‘We’re coming’ to ‘fight you,’ PNC’s Demchak warns banks

“A regional bank that’s trying to protect its moat in a shrinking market, as the large banks and PNC come into their market, is a tough place to be,” CEO Bill Demchak said.

By Caitlin Mullen • Jan. 21, 2026

Wyoming has big plans for stablecoin

The first state-issued stable token is being deployed to reduce card interchange costs and simplify payments to vendors.

By Justin Bachman • Jan. 21, 2026

Explore the Trendline➔

Fraud and AML in banking

The past year has been one of reckoning with regard to fraud — from TD’s $3 billion AML penalty to the continuing punitive phase connected to PPP misdeeds, crypto bankruptcies and pig butchering.

By Banking Dive staff

Big banks continue the hunt for AI-driven efficiencies

Executives at BNY, Bank of America and others who reported Q4 2025 earnings discussed AI investments – and when they’re hoping to see them pay off.

By Makenzie Holland • Jan. 20, 2026

First Horizon calls out Raleigh as a market of interest

The bank’s CFO said First Horizon isn’t interested in a large acquisition, but if a smaller bank with a handful of branches were to come for sale, “we’re going to run the math.”

By Caitlin Mullen • Jan. 16, 2026

BofA joins Citi, Wells in projecting lower headcounts this year

Bank of America CEO Brian Moynihan expects his bank’s workforce to shrink as the lender leans into AI. Citi CEO Jane Fraser, meanwhile, said the “bar is raised” for working at the bank.

By Caitlin Mullen • Jan. 15, 2026

M&A in 2026 may put more distance between big, small banks

Expect the acceleration in bank M&A to pick up further, especially in advance of this year’s midterm elections.

By Caitlin Mullen • Jan. 15, 2026

U.S. Bank exec: Customers will want a zero-friction bank partner on AI

“The new bar for digital excellence is, what can we do for our customers, as opposed to having them do it themselves,” the super-regional’s innovation chief said.

By Caitlin Mullen • Jan. 14, 2026

Banks aim for agentic AI scale in 2026: report

The technology is expected to grow beyond early deployments and reach broader adoption across financial services this year, according to Accenture.

By Makenzie Holland • Jan. 14, 2026

Jenius Bank is winding down

The Sumitomo Mitsui Banking Corp.-backed digital bank is closing, according to an SMBC spokesperson, confirming employment-related filings and claims from several now-former employees.

By Gabrielle Saulsbery • Updated Jan. 13, 2026

Trump family’s crypto firm seeks bank charter

World Liberty Financial follows several other digital asset companies in pursuit of a national trust bank charter, regulated by the Office of the Comptroller of the Currency.

By Gabrielle Saulsbery • Jan. 8, 2026

JPMorgan eschews proxy advisers for internal AI tool

After CEO Jamie Dimon railed against the advisers for years, the bank’s asset management unit cut firms like ISS and Glass Lewis out of U.S. voting decisions.

By Lamar Johnson • Jan. 7, 2026

4 banking trends to watch in 2026

This year is poised to show how far the groundwork laid in 2025 can carry the banking space – with regard to regulation, mergers and acquisitions, artificial intelligence and more.

By Caitlin Mullen , Gabrielle Saulsbery , Dan Ennis • Jan. 7, 2026

Regions aims to push ‘dark mode,’ other app tweaks next year

An insights function, leveraging data and analytics, is also among upcoming enhancements, the bank’s head of digital said. The tool will give tailored notifications on unusual bills, duplicate charges, and cash-flow trends.

By Caitlin Mullen • Dec. 19, 2025

OCC withdraws amendment to Citi consent order

The regulator is no longer requiring the bank to submit a breakdown of the resources it’s employing to resolve a 2020 order likely brought on by a $900 million errant transfer of funds.

By Gabrielle Saulsbery • Dec. 19, 2025

SoFi launches stablecoin infrastructure

Banks and fintechs will be able to white-label SoFi’s stablecoin, and those stablecoins will be interchangeable with SoFiUSD, a spokesperson for the company said.

By Gabrielle Saulsbery • Dec. 18, 2025

Why PNC joined FedNow

The bank finally joined the Federal Reserve’s instant payments system this year after a significant Treasury Department announcement.

By Lynne Marek • Dec. 17, 2025

BaFin hits N26 with additional oversight

The German neobank has run into compliance issues before, in 2021. On Monday, BaFin appointed a special monitor to keep tabs on the neobank's compliance arm.

By Gabrielle Saulsbery • Dec. 15, 2025

Everyone’s talking about AI. The real competitive edge is customer data you can trust.

AI simply can’t fix a bad foundation – and that foundation is customer data.

By Miriam Molino Sánchez, Stibo Systems • Dec. 15, 2025

OCC green-lights Circle, Ripple, Paxos for national trust bank charters

Five firms in all received conditional approval from the regulator, though Coinbase and Stripe’s Bridge were not among them.

By Dan Ennis • Dec. 12, 2025

Goldman, Moody’s alum-led credit platform raises $6.1M

Available data to make credit decisions has grown tenfold in the last decade, one investor said, but most financial institutions’ systems haven’t evolved in that time. Fintech AIR aims to close that gap.

By Gabrielle Saulsbery • Dec. 10, 2025

‘The world is our oyster now’: Wells Fargo CEO

Speaking about his bank’s post-asset cap outlook, Wells CEO Charlie Scharf called AI a “positive reality,” but hinted at fourth-quarter job cuts.

By Dan Ennis • Dec. 10, 2025

Charter application boom a ‘return to norm’ for OCC: Gould

The agency has seen 14 de novo applications in 2025. While trade groups are skeptical of the activity, OCC chief Jonathan Gould is not.

By Gabrielle Saulsbery • Dec. 9, 2025

BNY looks to Google Cloud for agentic AI push

The bank will integrate Gemini Enterprise into its proprietary AI platform, Eliza. It's the latest effort from a financial services company to scale AI use.

By Roberto Torres • Dec. 9, 2025

Trust by numbers: The insight-driven guide to loyalty in banking and payments

Insights that help financial providers build trust where it matters most.

Dec. 8, 2025

3 ex-Signature execs start blockchain bank

N3XT, which opened Thursday, marks Signature founder Scott Shay’s fourth foray into launching a bank.

By Gabrielle Saulsbery • Dec. 4, 2025