3 ex-Signature execs start blockchain bank

N3XT, which opened Thursday, marks Signature founder Scott Shay’s fourth foray into launching a bank.

By Gabrielle Saulsbery • Dec. 4, 2025

Kraken to buy tokenized equities firm Backed

Terms of the deal are undisclosed, but the acquisition is the crypto firm’s fifth of the year.

By Gabrielle Saulsbery • Dec. 3, 2025

Explore the Trendline➔

Artificial intelligence

Banks are enthusiastic about AI’s promises. But can they get customers on board, and will regulators let the innovation happen?

By Banking Dive staff

Digital wallet use outpaces regulators

Consumers are increasingly turning to these mobile tools for convenience and new features. But are regulators keeping pace?

By Justin Bachman , Shaun Lucas , Julia Himmel • Dec. 3, 2025

Biden admin made ‘coordinated attack’ on crypto: House Republicans

Uniswap CEO Hayden Adams, Ripple CEO Brad Garlinghouse and Gemini co-founder Tyler Winklevoss were all, at different points, debanked, a House committee investigation found.

By Gabrielle Saulsbery • Dec. 2, 2025

PNC wants human-level quality in its digital experience

The Pittsburgh-based lender aims to launch its new mobile app in the first half of next year, said Alex Overstrom, the super-regional’s head of retail banking.

By Caitlin Mullen • Dec. 2, 2025

Australian bank nabs Lloyds data chief to lead AI

Ranil Boteju will return to the Commonwealth Bank of Australia as its chief AI officer to advance the financial services firm’s strategy.

By Roberto Torres • Dec. 1, 2025

How the open banking rule skidded

The Consumer Financial Protection Bureau faces a budget crunch or closure in early 2026, clouding the fate of its open banking rule revision.

By Justin Bachman • Nov. 24, 2025

Wells Fargo taps Saul Van Beurden to scale AI

The bank also expanded consumer-lending CEO Kleber Santos' responsibilities to allow Van Beurden to focus on overseeing the AI transformation of Wells' business segments.

By Gabrielle Saulsbery • Nov. 21, 2025

Truist taps Microsoft alum as AI chief

Pascal Belaud, who will start at the Charlotte, North Carolina-based bank next week, will shape the vision and execution of Truist’s AI, data and advanced automation strategy, the lender said.

By Caitlin Mullen • Nov. 20, 2025

Senators back open banking rule

Democrats urged the Consumer Financial Protection Bureau to pursue an open banking rule that lets consumers freely shift personal financial data.

By Lynne Marek • Nov. 20, 2025

Wells Fargo exec: Cyber is ‘an everybody problem’

“Long gone are the days of the prince from a faraway land with a really bad grammatical email,” the bank’s head of cyber human defense said.

By Caitlin Mullen • Nov. 17, 2025

Mail automation is the game changer banks can’t ignore

Banks are reclaiming hours and gaining efficiency by automating routine mailing tasks.

Nov. 17, 2025

Synapse bankruptcy case tossed

Some users of Synapse’s fintech partners, such as Yotta and Juno, have posted on a subreddit thread that they’re still personally owed thousands of dollars.

By Gabrielle Saulsbery • Nov. 14, 2025

Banks turn to AI supervisors as agent use surges

Financial institutions are rapidly deploying AI agents in pursuit of billions in economic value, according to Capgemini.

By Makenzie Holland • Nov. 14, 2025

JPMorgan exec warns of stablecoin saturation

A deluge of digital coins threatens to make the cryptocurrency a loyalty program like airline frequent flier miles, the bank’s global co-head of payments said Wednesday.

By Justin Bachman • Nov. 13, 2025

Telcoin Digital Asset Bank nabs final charter approval

Last month, Telcoin said it had raised $25 million to capitalize the bank. It first applied for a charter with the Nebraska Department of Banking and Finance in October 2023.

By Gabrielle Saulsbery • Nov. 12, 2025

SoFi relaunches crypto trading

“Today marks a pivotal moment when banking meets crypto in one app, on a trusted platform, and driven by our core mission to help our members get their money right,” CEO Anthony Noto said.

By Gabrielle Saulsbery • Nov. 12, 2025

Bank of America runs 270 AI models across operations

The technology will fuel growth and help curb costs through several use cases, executives said during last week's investor day.

By Lindsey Wilkinson • Nov. 12, 2025

Thrivent Bank aims to pair advice, digital platform in youth push

The only institution to get an ILC charter application approved during the Biden administration seeks to deliver its parent company’s brand of advice earlier in customers’ lifespans, CEO Brian Milton said.

By Caitlin Mullen • Nov. 12, 2025

Dive Deposits: Was Waller’s ‘skinny’ account clarification a walk-back?

The Federal Reserve governor set out to clarify that only institutions with a banking charter would be eligible for a tailored master account. Does that jibe with the central bank’s “embrace” of disruption?

By Dan Ennis • Nov. 10, 2025

How financial institutions can lead the digital investing revolution

Discover investor behaviors and learn how to reclaim account holder loyalty with digital investing.

By Albert Kang • Nov. 10, 2025

M&T eschews the temptation of national presence

The Buffalo, New York-based lender remains focused on dominance in its current markets, said CEO René Jones, expressing some doubt that banks can perform at optimal levels as they expand.

By Caitlin Mullen • Nov. 7, 2025

BofA investor day spotlights co-presidents Athanasia, DeMare

In response to an analyst’s skepticism, co-president Jim DeMare said he and Dean Athanasia were put in their positions to help drive “rigor” around bank units meeting growth goals.

By Caitlin Mullen • Nov. 6, 2025

Dive Newsdesk: Kraken’s compliance, suspicious activity monitoring evolves

Monitoring for risk is more “behavioral” than it used to be, according to the crypto firm's deputy chief compliance officer, David Zacks, who noted customers “evolve on a daily basis.”

By Gabrielle Saulsbery • Nov. 6, 2025

‘Dirty little secret:’ many anti-fraud apps fall short, SentiLink CEO says

Companies lost an average of almost $500,000 last year for every deepfake-related incident, according to one estimate.

By Jim Tyson • Nov. 5, 2025