OCC’s Gould details regulatory ‘reset’

At the ABA’s annual convention Monday, the comptroller, more than once, referred to the OCC’s actions during his tenure as “down payments,” and promised more community bank “relief” to come.

By Caitlin Mullen • Oct. 20, 2025

JPMorgan Chase enlists generative AI to drive modernization

While initially skeptical of the technology, the bank deployed guardrails and governance to allay accuracy concerns.

By Lindsey Wilkinson • Oct. 20, 2025

Explore the Trendline➔

Fintech disruption in the banking industry

There are as many schools of thought on how to disrupt the banking space as there are disruptors.

By Banking Dive staff

Banks chase AI-fueled efficiencies

While Citi and Goldman are working to infuse AI into workflow, a Wells Fargo exec said the bank's "efficiency agenda" still needs a tune-up.

By Lindsey Wilkinson • Oct. 17, 2025

Kraken buys derivatives platform for $100M

CFTC-regulated Small Exchange is Kraken’s fourth acquisition this year, as a “clear and positive regulatory environment in the U.S. gives companies the confidence to invest and grow with more certainty,” one executive said.

By Gabrielle Saulsbery • Oct. 16, 2025

Citi rolls out AI prompt training requirement to most staff

While a growing share of employers have rolled out artificial intelligence at work, comparatively few offer training at the contributor level, according to a recent survey.

By Ryan Golden • Oct. 16, 2025

Stripe’s Bridge applies for national trust charter

Bridge joins a growing list of crypto-native firms, including Coinbase, Circle, Ripple and Paxos, which have applied for an OCC charter this year.

By Gabrielle Saulsbery • Oct. 15, 2025

Dive Deposits: AI is the throughline in Goldman’s $1B deal, right-sizing, earnings

“Even when the business is performing well, we have an obligation to review our operations carefully,” bank executives said, flagging "limited" workforce cuts by the end of the year.

By Dan Ennis • Oct. 15, 2025

Crypto use trending down, Kansas City Fed says

A survey from the Federal Reserve regional outpost cast doubt on the notion that more U.S. consumers will adopt cryptocurrency for payments, even after a new law eased the path to crypto use.

By Patrick Cooley • Oct. 15, 2025

Robinhood CEO to community bankers: Don’t be too worried about AI

The chief executive of the day-trading fintech told a group of community bank CEOs last week that small, local lenders have a leg up when it comes to customer relationships.

By Caitlin Mullen • Oct. 15, 2025

Bank of America fires up generative AI payments assistant

AskGPS was trained on more than 3,200 internal documents by the company’s in-house engineering team.

By Matt Ashare • Oct. 10, 2025

4 takeaways from Michael Barr’s speech to community bankers

The Federal Reserve governor spoke of the cost opportunities of AI, reiterated his thoughts on the threat of deepfakes, and encouraged small banks to play to their strengths.

By Dan Ennis • Oct. 9, 2025

Bessent urges community bank CEOs to ‘go on the offense’

Community lenders that make it through the next decade will have embraced technology and attracted younger customers, the Treasury secretary said at a Fed conference Thursday.

By Caitlin Mullen • Oct. 9, 2025

North Dakota bank, Fiserv launch Roughrider stablecoin

The coin will be available “sometime next year,” the state’s industrial commission said. North Dakota will become the second state in the U.S., after Wyoming, to launch its own digital currency.

By Justin Bachman • Oct. 9, 2025

BofA, Capital One, Citi lead charge to scale AI talent pool

AI headcounts increased at five times the rate of all hiring at the 50 companies analyzed by Evident Insights.

By Matt Ashare • Oct. 9, 2025

From niche to necessity: why banks can’t afford to ignore stablecoins

Stablecoins exceed $294 billion: Is this the next frontier for bank payments?

By Sean Ristau • Oct. 6, 2025

Synchrony buys financing software provider

Versatile Credit’s consumer financing platform can lead to more sales for merchants and increase access to credit for consumers, the issuer said.

By Caitlin Mullen • Oct. 3, 2025

Government shutdown risks snarling Wealthfront’s IPO plan

Wednesday’s shutdown forced the SEC to furlough more than 90% of its workforce. It won’t be able to process initial public offerings during that time, according to an agency contingency plan.

By Daniel Muñoz • Oct. 1, 2025

2026 banking conference roundup

Gatherings can be idea generators, or crucial chances to network — especially amid an environment where political change can yield previously unexpected possibilities and partnerships.

By Dan Ennis • Oct. 1, 2025

NYDFS’ Adrienne Harris to step down

Kaitlin Asrow, who leads the regulator’s research and innovation division and previously was a senior fintech policy adviser at the San Francisco Fed, will serve as the state agency’s acting superintendent starting Oct. 18.

By Dan Ennis • Sept. 30, 2025

TD wants to get ‘back to winning’

The Canadian lender’s executives detailed plans to slash costs by $1.8 billion a year and deepen customer relationships to make the bank more efficient while revving up revenue growth.

By Caitlin Mullen • Sept. 30, 2025

Ex-RBC employee accessed prime minister’s banking profile: police

Ibrahim El-Hakim faces fraud and identity theft charges after a bank camera caught him allegedly working to create banking profiles and obtain lines of credit in the name of public figures.

By Dan Ennis • Sept. 25, 2025

FTX sues crypto miner Genesis Digital Assets for $1.15B

Former FTX CEO Sam Bankman-Fried invested over $1 billion in a crypto mining company despite shoddy paperwork and “red flags,” according to the firm in charge of recovering funds for FTX creditors.

By Gabrielle Saulsbery • Sept. 25, 2025

Financial firms fuel a surge in AI research, adoption

Teams at JPMorgan Chase, Capital One, RBC, Wells Fargo and TD are blazing a trail for the technology’s deployment in high-stakes, regulated environments, according to Evident Insights.

By Matt Ashare • Sept. 25, 2025

Citi deploys agentic tools to in-house AI platform

The bank began initial rollout of agentic capabilities to 5,000 of its workers this month, according to a Monday announcement.

By Roberto Torres • Sept. 23, 2025

Why a cloud-native approach is a strategic key to AI in a world of data sovereignty

Just look at the AI leaders in BFSI.

Sept. 22, 2025