‘These players matter’: BNY embraces role on small lenders’ AI journey

Amid an effort to train community banks on artificial intelligence technology, a BNY executive said, “If we help them, the entire financial system gets stronger.”

By Caitlin Mullen • Feb. 3, 2026

Flagstar returns to profitability

Two years after commercial real estate loans sent the bank into a spiral, the Long Island-based lender is “pivoting to the growth side of the story,” its CFO said Friday.

By Dan Ennis • Feb. 2, 2026

Explore the Trendline➔

Artificial intelligence

Banks’ focus on AI has shifted from a “cool-toys” mentality to one that sees the technology as a foundational pillar underlying finance and society itself.

By Banking Dive staff

Florida credit union sues Fiserv, alleging lax cybersecurity

FiCare Federal Credit Union said hackers breached an online banking platform that Fiserv provides and stole members’ money. The credit union alleges Fiserv then told customers it would charge them for a security upgrade.

By Patrick Cooley • Feb. 2, 2026

BNY dismissed from Epstein case, but BofA must face some claims

A judge rejected allegations that Bank of America failed to uphold anti-money laundering and know-your-customer standards. The lender, however, will face a claim that it obstructed the enforcement of trafficking laws.

By Caitlin Mullen • Jan. 30, 2026

Why voice-based scams are a growing threat to banks

Voice scams can cost banks and customers millions in seconds -- why phone lines remain one of finance's biggest blind spots.

By Mike Pappas, CEO & Co-founder, Modulate • Jan. 26, 2026

Big banks continue the hunt for AI-driven efficiencies

Executives at BNY, Bank of America and others who reported Q4 2025 earnings discussed AI investments – and when they’re hoping to see them pay off.

By Makenzie Holland • Jan. 20, 2026

U.S. Bank exec: Customers will want a zero-friction bank partner on AI

“The new bar for digital excellence is, what can we do for our customers, as opposed to having them do it themselves,” the super-regional’s innovation chief said.

By Caitlin Mullen • Jan. 14, 2026

Jefferies takes $30M loss over First Brands investment

“There clearly are lessons to be learned,” executives said of the auto parts supplier’s bankruptcy. The bank, however, saw a 20% surge in investment-banking revenue.

By Dan Ennis • Jan. 8, 2026

4 banking trends to watch in 2026

This year is poised to show how far the groundwork laid in 2025 can carry the banking space – with regard to regulation, mergers and acquisitions, artificial intelligence and more.

By Caitlin Mullen , Gabrielle Saulsbery , Dan Ennis • Jan. 7, 2026

HSBC taps BNP Paribas exec to lead sustainable finance, transition in Asia

The London-based bank said Chaoni Huang would help its clients in the region “decarbonize and invest in new growth.”

By Zoya Mirza • Jan. 5, 2026

OCC green-lights Circle, Ripple, Paxos for national trust bank charters

Five firms in all received conditional approval from the regulator, though Coinbase and Stripe’s Bridge were not among them.

By Dan Ennis • Dec. 12, 2025

OCC cites 9 big banks’ ‘inappropriate’ debanking actions

The agency stopped short of detailing specific instances but pointed to policy statements from 2020 through 2022 in a preliminary report issued Wednesday.

By Dan Ennis • Dec. 11, 2025

PNC’s Demchak bemoans M&A speculation

The PNC CEO said everyone’s a buyer, and price tags are too high on small-bank sellers. But at the same time, he blasted critics of his franchise’s FirstBank deal.

By Caitlin Mullen • Dec. 11, 2025

Charter application boom a ‘return to norm’ for OCC: Gould

The agency has seen 14 de novo applications in 2025. While trade groups are skeptical of the activity, OCC chief Jonathan Gould is not.

By Gabrielle Saulsbery • Dec. 9, 2025

OCC, FDIC scrap Obama-era leveraged lending guidance

Continuing the Trump administration’s de-regulatory push, the banking agencies rescinded high-risk lending guidance they said was “overly restrictive” and contributed to private credit’s rise.

By Caitlin Mullen • Dec. 8, 2025

Investor wants KeyBank CEO fired

HoldCo Asset Management – which demanded that Comerica sell itself, then sued the bank after it did – accused Key’s top executive of waffling on M&A and weakness on capital management.

By Dan Ennis • Dec. 5, 2025

Why education is crucial to effective fraud prevention

The conversations businesses should be having — even as payments technology evolves.

By Chad Parramore, Synovus Bank • Dec. 1, 2025

FDIC, OCC, Fed solidify eSLR changes

Regulators finalized a rule cutting capital requirements for the nation’s biggest banks – and proposed a separate trim for community lenders.

By Dan Ennis • Nov. 26, 2025

Fighting payments fraud through education

For businesses to truly be able to safeguard financial resources in today’s ever-evolving fraud environment, there are two key aspects of fraud education that they must take into account.

By Katherine Weislogel, Synovus Bank • Nov. 24, 2025

JPMorgan Chase enhancing due diligence for clients in the Amazon region

The bank will use a geospatial definition of the region preferred by Indigenous leaders and activists, but the change does not bring any inherent restrictions.

By Lamar Johnson • Nov. 19, 2025

EagleBank CEO to retire next year

The Maryland bank, which has been looking to extricate itself from “asset quality challenges,” paid $22.9 million to settle a probe into allegations of insider lending by its previous chief executive.

By Dan Ennis • Nov. 4, 2025

Bank risk chiefs aim to shake ‘Department of No’ reputation

“The CRO actually knows more than what the CEO thinks we know,” said Emily Nachlas, Western Alliance’s CRO, during a recent ABA convention panel.

By Caitlin Mullen • Oct. 27, 2025

Capital One reaps post-acquisition rewards

The bank reported an 80% jump in profit in the third quarter, launched a $16 billion stock repurchase plan and cited a desire to boost its exposure to auto lending as it integrates Discover.

By Dan Ennis • Oct. 22, 2025

5 hot topics BofA CEO Brian Moynihan is watching

The Bank of America chief, speaking Tuesday at the American Bankers Association’s annual convention, talked stablecoins, cybersecurity and the importance of new regulations that “can’t be taken apart easily.”

By Caitlin Mullen • Oct. 22, 2025

OCC’s Gould details regulatory ‘reset’

At the ABA’s annual convention Monday, the comptroller, more than once, referred to the OCC’s actions during his tenure as “down payments,” and promised more community bank “relief” to come.

By Caitlin Mullen • Oct. 20, 2025