OCC green-lights Circle, Ripple, Paxos for national trust bank charters

Five firms in all received conditional approval from the regulator, though Coinbase and Stripe’s Bridge were not among them.

By Dan Ennis • Dec. 12, 2025

OCC cites 9 big banks’ ‘inappropriate’ debanking actions

The agency stopped short of detailing specific instances but pointed to policy statements from 2020 through 2022 in a preliminary report issued Wednesday.

By Dan Ennis • Dec. 11, 2025

Explore the Trendline➔

Fraud and AML in banking

The past year has been one of reckoning with regard to fraud — from TD’s $3 billion AML penalty to the continuing punitive phase connected to PPP misdeeds, crypto bankruptcies and pig butchering.

By Banking Dive staff

PNC’s Demchak bemoans M&A speculation

The PNC CEO said everyone’s a buyer, and price tags are too high on small-bank sellers. But at the same time, he blasted critics of his franchise’s FirstBank deal.

By Caitlin Mullen • Dec. 11, 2025

Charter application boom a ‘return to norm’ for OCC: Gould

The agency has seen 14 de novo applications in 2025. While trade groups are skeptical of the activity, OCC chief Jonathan Gould is not.

By Gabrielle Saulsbery • Dec. 9, 2025

OCC, FDIC scrap Obama-era leveraged lending guidance

Continuing the Trump administration’s de-regulatory push, the banking agencies rescinded high-risk lending guidance they said was “overly restrictive” and contributed to private credit’s rise.

By Caitlin Mullen • Dec. 8, 2025

Investor wants KeyBank CEO fired

HoldCo Asset Management – which demanded that Comerica sell itself, then sued the bank after it did – accused Key’s top executive of waffling on M&A and weakness on capital management.

By Dan Ennis • Dec. 5, 2025

Why education is crucial to effective fraud prevention

The conversations businesses should be having — even as payments technology evolves.

By Chad Parramore, Synovus Bank • Dec. 1, 2025

FDIC, OCC, Fed solidify eSLR changes

Regulators finalized a rule cutting capital requirements for the nation’s biggest banks – and proposed a separate trim for community lenders.

By Dan Ennis • Nov. 26, 2025

Fighting payments fraud through education

For businesses to truly be able to safeguard financial resources in today’s ever-evolving fraud environment, there are two key aspects of fraud education that they must take into account.

By Katherine Weislogel, Synovus Bank • Nov. 24, 2025

JPMorgan Chase enhancing due diligence for clients in the Amazon region

The bank will use a geospatial definition of the region preferred by Indigenous leaders and activists, but the change does not bring any inherent restrictions.

By Lamar Johnson • Nov. 19, 2025

EagleBank CEO to retire next year

The Maryland bank, which has been looking to extricate itself from “asset quality challenges,” paid $22.9 million to settle a probe into allegations of insider lending by its previous chief executive.

By Dan Ennis • Nov. 4, 2025

Bank risk chiefs aim to shake ‘Department of No’ reputation

“The CRO actually knows more than what the CEO thinks we know,” said Emily Nachlas, Western Alliance’s CRO, during a recent ABA convention panel.

By Caitlin Mullen • Oct. 27, 2025

Capital One reaps post-acquisition rewards

The bank reported an 80% jump in profit in the third quarter, launched a $16 billion stock repurchase plan and cited a desire to boost its exposure to auto lending as it integrates Discover.

By Dan Ennis • Oct. 22, 2025

5 hot topics BofA CEO Brian Moynihan is watching

The Bank of America chief, speaking Tuesday at the American Bankers Association’s annual convention, talked stablecoins, cybersecurity and the importance of new regulations that “can’t be taken apart easily.”

By Caitlin Mullen • Oct. 22, 2025

OCC’s Gould details regulatory ‘reset’

At the ABA’s annual convention Monday, the comptroller, more than once, referred to the OCC’s actions during his tenure as “down payments,” and promised more community bank “relief” to come.

By Caitlin Mullen • Oct. 20, 2025

Fifth Third, Truist flag nonbank lending

As Zions, Western Alliance and other banks revealed exposures to nonbank lenders, one analyst noted that concern around that sector is the “topic du jour.”

By Caitlin Mullen • Oct. 17, 2025

Dive Deposits: Jefferies execs go on damage control over First Brands

The bank’s CEO and president distanced their company from the bankrupt auto parts supplier and emphasized Jefferies’ liquidity, assets and a burgeoning partnership ahead of its investor day.

By Dan Ennis • Oct. 14, 2025

JPMorgan takes $170M charge-off on Tricolor ties

The bank’s CEO Jamie Dimon called the misstep, in connection to the bankrupt subprime auto lender, “not our finest moment.” He also warned that “when you see one cockroach, there are probably more.”

By Caitlin Mullen • Oct. 14, 2025

Lawmaker prods JPMorgan, BofA, BNY CEOs for Epstein info

Rep. Jamie Raskin, D-MD, wants the banks to turn over documents to the House Judiciary Committee by Oct. 22.

By Dan Ennis • Oct. 9, 2025

4 takeaways from Michael Barr’s speech to community bankers

The Federal Reserve governor spoke of the cost opportunities of AI, reiterated his thoughts on the threat of deepfakes, and encouraged small banks to play to their strengths.

By Dan Ennis • Oct. 9, 2025

Bessent urges community bank CEOs to ‘go on the offense’

Community lenders that make it through the next decade will have embraced technology and attracted younger customers, the Treasury secretary said at a Fed conference Thursday.

By Caitlin Mullen • Oct. 9, 2025

Jefferies discloses $715M exposure to First Brands

A subsidiary of the investment bank carried out invoice “factoring” between the bankrupt auto parts supplier and retailers like Walmart that bought First Brands’ materials.

By Dan Ennis • Oct. 8, 2025

Waters wants ‘prudent’ credit help for shutdown-affected borrowers

The lawmaker asked regulators to encourage lenders to be flexible with furloughed workers' temporary hardships. But a White House memo and comments by President Trump leave that prospect unclear.

By Dan Ennis • Oct. 8, 2025

Morgan Stanley, DOGE alum tapped for xAI finance chief: reports

Key Elon Musk adviser Anthony Armstrong will step into the CFO seat months after xAI merged with social media platform X in an all-stock transaction.

By Grace Noto • Oct. 8, 2025

OCC aims to cut community bank burden

The regulator is rolling out changes to its regulation and supervision of community banks – which it now classifies as lenders with up to $30 billion in assets – including giving examiners more discretion.

By Caitlin Mullen • Oct. 7, 2025