Deep Dive
Industry insights from our journalists
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Banking sector girds for M&A uptick in 2025
Bank M&A rebounded in 2024, with six deals over $1 billion announced. The Fed approved the two largest before the Trump administration took office. But where to go from here?
Rajashree Chakravarty • Jan. 31, 2025 -
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Ousting the CFPB’s Chopra wasn’t a ‘day one’ priority
The Trump administration has issued dozens of executive orders, but change to banking regulations and agency leaders isn’t going to be quick, analysts say.
Dan Ennis • Jan. 27, 2025 -
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PayPal CEO pushes beyond payments
After a year as CEO of the digital payments pioneer, Alex Chriss is spearheading an expanded role in commerce for the company.
Lynne Marek • Nov. 20, 2024 -
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4 things banks are doing to grease the M&A wheels
Cautious regulators and more drawn-out regulatory approval timelines have given rise to some changes in merger agreement conditions.
Caitlin Mullen • June 6, 2024 -
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A year after SVB, what’s improved and what needs work?
Banking Dive looks at six factors — from upcoming regulations to commercial real estate — to see how the landscape has changed between the crises of 2023 and 2024.
Dan Ennis • March 8, 2024 -
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9 capital-requirements comments to watch
Fed governors, trade groups, housing advocates, academics, bank CEOs and even Basel itself have had choice words for the most contentious proposal in decades.
Dan Ennis • Jan. 19, 2024 -
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Barr hints at looming changes for emergency fund, capital requirements
A post-SVB lending facility may end in March as scheduled, the Fed supervisory czar indicated. Meanwhile, the public looks to get a louder say on the impact of new capital rules.
Dan Ennis • Jan. 10, 2024 -
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Making the case for women-owned banks
Three women-owned banks have emerged in the past several years with the shared goal of increasing access to capital for female entrepreneurs.
Anna Hrushka • Nov. 13, 2023 -
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CRA revision spurs predictable reactions, several Bowman objections
An update to the anti-redlining law brought no shortage of thoughts from the Fed's most vocal conservative, but other criticism appeared relatively muted.
Dan Ennis • Oct. 25, 2023 -
Can JPMorgan Chase fill the startup banking void?
The New York City-based firm added close to 200 bankers to its division that serves startups and VC-backed businesses this year as it looks to fill a space vacated by Silicon Valley Bank.
Anna Hrushka • Oct. 17, 2023 -
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Cannabis-friendly banks face pressure to differentiate
Banks have used risk-based pricing and non-interest-bearing accounts to justify the high cost and labor associated with banking the sector. But as more players enter the game, firms weigh rethinking their strategies.
Anna Hrushka • Sept. 26, 2023 -
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Goldman’s strategy retreat leaves GreenSky in limbo
The installment-lending fintech, which Goldman is looking to sell, faces an uncertain future as the investment bank distances itself from an ambitious retail strategy.
Anna Hrushka • Sept. 7, 2023 -
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Payments fraud climbs as banks reach for joint response
Financial institutions and payments players are seeking to coalesce around new efforts to battle skyrocketing payments fraud.
Lynne Marek • May 26, 2023 -
Photo illustration: Shaun Lucas/Industry Dive; Getty Images; Paze
EWS readies Paze to help banks take on digital wallet market
Even with the backing of the nation’s largest banks, the platform, set for a June launch, will face adoption and security hurdles, industry experts say.
Anna Hrushka • April 3, 2023 -
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‘Meme stock in reverse’: SVB collapse portends new era of viral bank runs
Silicon Valley Bank’s demise gave the banking sector a glimpse into how social media and digital banking can turn a financial institution from operational to insolvent in a matter of hours.
Anna Hrushka • March 15, 2023 -
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The crypto world is sending mixed signals
Nearly 2,000 crypto workers have been laid off in 2023, but the value of Bitcoin climbed enough in January for Goldman Sachs to take note.
Gabrielle Saulsbery • Jan. 27, 2023 -
ESG debate escalates as GOP goes after influencers
Twenty-one Republican attorneys general argue proxy advisers ISS and Glass Lewis' shareholder voting recommendations on climate policy and board diversity violate their duty to investors.
Dan Ennis • Jan. 19, 2023 -
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Investors press FIS, Fiserv for divestitures
The big processors mushroomed in 2019 acquisitions, with promises that scale would pay off, but shareholders now urge them to consider divestitures.
Lynne Marek and Caitlin Mullen • Dec. 22, 2022 -
Daphne Howland/Banking Dive
How deep of a banking threat is Walmart’s One?
The retailer has scale, brand recognition and a pedigree in an ex-Marcus CEO. The proof may come when the company turns its beta test loose on customers.
Anna Hrushka • Nov. 16, 2022 -
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Banking-as-a-service grows as regulators play catch-up
The BaaS space is expected to reach $74.55 billion by 2030, and has emerged as an enticing revenue stream for community banks. Meanwhile, the OCC has hinted more regulation is forthcoming.
Anna Hrushka • Oct. 25, 2022 -
How automation can help banks tame the home-lending ‘roller coaster’
The cyclical nature of the market doesn’t mean lenders should be forced to respond with mass hiring or firing as demand for mortgages ebbs and flows, analysts say.
Anna Hrushka • Aug. 26, 2022 -
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FedNow chases real-time payments front-runners
The Federal Reserve plans to unleash a U.S. real-time payments system next year in the form of FedNow, but it’s an open question as to whether, or how, consumers and businesses will adopt instant payments.
Lynne Marek • July 18, 2022 -
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Banks eye first-mover advantage to embracing the metaverse
Banks are carving out their own spaces in the metaverse, a virtual world estimated to represent a $1 trillion market opportunity.
Anna Hrushka • June 2, 2022 -
PPP 2 years later: Analyzing the legacy and impact of the $800B government relief program
Lenders and banking industry experts reflect on the lessons learned from the government's small-business rescue program, and what lies ahead for its participants.
Anna Hrushka • May 4, 2022 -
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US banks brace for stricter sanctions against Russia
The Russian banks the U.S. targeted Tuesday account for only 5% of the country's total bank assets.
Robin Bradley • Feb. 24, 2022
