Narmi, a leader in digital banking software for community financial institutions, today announced a strategic partnership with Fingerprint, a leading provider of device intelligence and fraud prevention solutions. The collaboration enables Narmi Guard customers to integrate advanced device-based risk signals into their digital banking platform, empowering them to more effectively detect fraud, enhance security, and improve customer trust.

According to Javelin Strategy, account takeover was the source of $15.6 billion in fraud losses in 2024, a significant increase over previous years and a continuation of a trend that financial institutions across the country are seeing. As financial fraud and identity-based breaches continue to grow in scale and sophistication, institutions must adopt multi-layered defenses. Under the new partnership:

• Fingerprint’s device intelligence signals will be embedded into Narmi’s digital banking workflows like authentication and transaction flows to surface risk insights in real time
• Narmi customers will benefit from Fingerprint’s 100+ behavioral and device-based fraud signals to strengthen account security, all integrated into both new staff workflows and existing workflows
• The integration is designed to maintain strong user experience by applying risk scoring and response logic transparently behind the scenes, using real-time actionable intelligence to reveal the true intentions of every account visitor

Fingerprint’s groundbreaking fraud prevention technology will be offered to Narmi Guard customers, and Narmi will remain the primary touchpoint for sales, support, and customer service inquiries. 

Narmi’s partnership with Fingerprint aligns with both companies’ approaches to provide a more proactive approach to the ever-growing threat of account takeover and fraud at large. Narmi Guard’s real-time monitoring functionality allows financial institutions to catch fraudulent activity upstream and prevent losses before they happen, reducing staff resources dedicated to fraud, allowing financial institutions to more easily implement new products, and improving the customer experience. 

“We’re very excited to offer these essential capabilities within our Narmi Guard integrated fraud stack,” said Nikhil Lakhanpal, Co-Founder of Narmi. “The increasing level of sophistication fraudsters employ requires the very best innovation to defend against it, and Fingerprint’s device intelligence signals set the standard for identifying and protecting against account takeover.”

“Financial institutions need tools that strengthen account security without creating friction for legitimate users,” shared Antoine Boucher, Head of Partnerships at Fingerprint. “By integrating Fingerprint’s advanced device intelligence directly into Narmi’s digital banking platform, we’re giving these institutions actionable, real-time signals so they're better prepared to detect and prevent fraud. Together with Narmi, we’re enabling faster, more confident fraud detection while maintaining the seamless digital experiences customers expect.”