Narmi, a leading provider of digital banking solutions for financial institutions, has partnered with SavvyMoney, a premier provider of credit score solutions and financial wellness tools. The partnership enables banks and credit unions using Narmi’s platform to embed comprehensive credit monitoring, personalized financial insights, and targeted lending opportunities directly into their digital banking experience.

By combining Narmi’s modern digital infrastructure with SavvyMoney’s robust credit and financial health capabilities, financial institutions can deliver continuous, actionable guidance that helps account holders better understand their credit, identify opportunities to improve it, and access relevant financial products at the right time. The result is a more engaging digital relationship that supports long-term retention while driving responsible loan growth.

“Financial wellness is most effective when it’s embedded into everyday banking,” said JB Orecchia, President and CEO of SavvyMoney. “Our partnership with Narmi brings credit insights and personalized opportunities directly into the digital experience, helping consumers act with confidence and enabling institutions to build stronger, more profitable relationships.”

SavvyMoney’s features include real-time credit score access, continuous credit monitoring alerts, personalized financial recommendations, and pre-qualified loan and credit offers tailored to each user’s profile. These tools allow institutions to move beyond transactional banking and instead serve as ongoing partners in their customers’ everyday financial decision-making.

Case Study: Pinpoint Federal Credit Union

Pinpoint Federal Credit Union, a Narmi customer, provides a clear example of how integrated credit wellness tools can translate into tangible outcomes for both members and the institution. With a longstanding focus on member education and accessible financial services, Pinpoint adopted SavvyMoney through Narmi to deepen engagement and provide proactive financial guidance within its digital channels.

The results have been significant:

• Over $150,000 in loans opened after members interacted with personalized offers surfaced through the Credit Score experience.
• 1,400 credit monitoring alerts delivered to Pinpoint users this year, helping members stay informed of changes that could affect their financial standing.
• Over 46% of users classified as “Credit Savvy,” meaning they either advanced by one or more credit score tiers since enrollment or consistently maintained a top-tier score.

A Shared Focus on Financial Wellness

The partnership reflects an industry shift toward embedded financial wellness, where digital banking platforms serve not only as access points for accounts and payments, but also as trusted environments for financial education and progress tracking. By integrating SavvyMoney’s capabilities natively within Narmi’s digital experience, institutions can present credit information and product offers in context, reducing friction and increasing relevance.

For banks and credit unions, this approach strengthens customer relationships by aligning institutional growth with measurable improvements in user financial health. For consumers, it provides consistent, easy-to-understand guidance that fits naturally into their everyday banking routine.