Regions aims to push ‘dark mode,’ other app tweaks next year

An insights function, leveraging data and analytics, is also among upcoming enhancements, the bank’s head of digital said. The tool will give tailored notifications on unusual bills, duplicate charges, and cash-flow trends.

By Caitlin Mullen • Dec. 19, 2025

OCC withdraws amendment to Citi consent order

The regulator is no longer requiring the bank to submit a breakdown of the resources it’s employing to resolve a 2020 order likely brought on by a $900 million errant transfer of funds.

By Gabrielle Saulsbery • Dec. 19, 2025

Explore the Trendline➔

Fraud and AML in banking

The past year has been one of reckoning with regard to fraud — from TD’s $3 billion AML penalty to the continuing punitive phase connected to PPP misdeeds, crypto bankruptcies and pig butchering.

By Banking Dive staff

SoFi launches stablecoin infrastructure

Banks and fintechs will be able to white-label SoFi’s stablecoin, and those stablecoins will be interchangeable with SoFiUSD, a spokesperson for the company said.

By Gabrielle Saulsbery • Dec. 18, 2025

Why PNC joined FedNow

The bank finally joined the Federal Reserve’s instant payments system this year after a significant Treasury Department announcement.

By Lynne Marek • Dec. 17, 2025

BaFin hits N26 with additional oversight

The German neobank has run into compliance issues before, in 2021. On Monday, BaFin appointed a special monitor to keep tabs on the neobank's compliance arm.

By Gabrielle Saulsbery • Dec. 15, 2025

Everyone’s talking about AI. The real competitive edge is customer data you can trust.

AI simply can’t fix a bad foundation – and that foundation is customer data.

By Miriam Molino Sánchez, Stibo Systems • Dec. 15, 2025

OCC green-lights Circle, Ripple, Paxos for national trust bank charters

Five firms in all received conditional approval from the regulator, though Coinbase and Stripe’s Bridge were not among them.

By Dan Ennis • Dec. 12, 2025

Goldman, Moody’s alum-led credit platform raises $6.1M

Available data to make credit decisions has grown tenfold in the last decade, one investor said, but most financial institutions’ systems haven’t evolved in that time. Fintech AIR aims to close that gap.

By Gabrielle Saulsbery • Dec. 10, 2025

‘The world is our oyster now’: Wells Fargo CEO

Speaking about his bank’s post-asset cap outlook, Wells CEO Charlie Scharf called AI a “positive reality,” but hinted at fourth-quarter job cuts.

By Dan Ennis • Dec. 10, 2025

Charter application boom a ‘return to norm’ for OCC: Gould

The agency has seen 14 de novo applications in 2025. While trade groups are skeptical of the activity, OCC chief Jonathan Gould is not.

By Gabrielle Saulsbery • Dec. 9, 2025

BNY looks to Google Cloud for agentic AI push

The bank will integrate Gemini Enterprise into its proprietary AI platform, Eliza. It's the latest effort from a financial services company to scale AI use.

By Roberto Torres • Dec. 9, 2025

Trust by numbers: The insight-driven guide to loyalty in banking and payments

Insights that help financial providers build trust where it matters most.

Dec. 8, 2025

3 ex-Signature execs start blockchain bank

N3XT, which opened Thursday, marks Signature founder Scott Shay’s fourth foray into launching a bank.

By Gabrielle Saulsbery • Dec. 4, 2025

Kraken to buy tokenized equities firm Backed

Terms of the deal are undisclosed, but the acquisition is the crypto firm’s fifth of the year.

By Gabrielle Saulsbery • Dec. 3, 2025

Digital wallet use outpaces regulators

Consumers are increasingly turning to these mobile tools for convenience and new features. But are regulators keeping pace?

By Justin Bachman , Shaun Lucas , Julia Himmel • Dec. 3, 2025

Biden admin made ‘coordinated attack’ on crypto: House Republicans

Uniswap CEO Hayden Adams, Ripple CEO Brad Garlinghouse and Gemini co-founder Tyler Winklevoss were all, at different points, debanked, a House committee investigation found.

By Gabrielle Saulsbery • Dec. 2, 2025

PNC wants human-level quality in its digital experience

The Pittsburgh-based lender aims to launch its new mobile app in the first half of next year, said Alex Overstrom, the super-regional’s head of retail banking.

By Caitlin Mullen • Dec. 2, 2025

Australian bank nabs Lloyds data chief to lead AI

Ranil Boteju will return to the Commonwealth Bank of Australia as its chief AI officer to advance the financial services firm’s strategy.

By Roberto Torres • Dec. 1, 2025

How the open banking rule skidded

The Consumer Financial Protection Bureau faces a budget crunch or closure in early 2026, clouding the fate of its open banking rule revision.

By Justin Bachman • Nov. 24, 2025

Wells Fargo taps Saul Van Beurden to scale AI

The bank also expanded consumer-lending CEO Kleber Santos' responsibilities to allow Van Beurden to focus on overseeing the AI transformation of Wells' business segments.

By Gabrielle Saulsbery • Nov. 21, 2025

Truist taps Microsoft alum as AI chief

Pascal Belaud, who will start at the Charlotte, North Carolina-based bank next week, will shape the vision and execution of Truist’s AI, data and advanced automation strategy, the lender said.

By Caitlin Mullen • Nov. 20, 2025

Senators back open banking rule

Democrats urged the Consumer Financial Protection Bureau to pursue an open banking rule that lets consumers freely shift personal financial data.

By Lynne Marek • Nov. 20, 2025

Wells Fargo exec: Cyber is ‘an everybody problem’

“Long gone are the days of the prince from a faraway land with a really bad grammatical email,” the bank’s head of cyber human defense said.

By Caitlin Mullen • Nov. 17, 2025

Mail automation is the game changer banks can’t ignore

Banks are reclaiming hours and gaining efficiency by automating routine mailing tasks.

Nov. 17, 2025

Synapse bankruptcy case tossed

Some users of Synapse’s fintech partners, such as Yotta and Juno, have posted on a subreddit thread that they’re still personally owed thousands of dollars.

By Gabrielle Saulsbery • Nov. 14, 2025