Dive Deposits: Was Waller’s ‘skinny’ account clarification a walk-back?

The Federal Reserve governor set out to clarify that only institutions with a banking charter would be eligible for a tailored master account. Does that jibe with the central bank’s “embrace” of disruption?

By Dan Ennis • Nov. 10, 2025

How financial institutions can lead the digital investing revolution

Discover investor behaviors and learn how to reclaim account holder loyalty with digital investing.

By Albert Kang • Nov. 10, 2025

Explore the Trendline➔

Fintech disruption in the banking industry

There are as many schools of thought on how to disrupt the banking space as there are disruptors.

By Banking Dive staff

M&T eschews the temptation of national presence

The Buffalo, New York-based lender remains focused on dominance in its current markets, said CEO René Jones, expressing some doubt that banks can perform at optimal levels as they expand.

By Caitlin Mullen • Nov. 7, 2025

BofA investor day spotlights co-presidents Athanasia, DeMare

In response to an analyst’s skepticism, co-president Jim DeMare said he and Dean Athanasia were put in their positions to help drive “rigor” around bank units meeting growth goals.

By Caitlin Mullen • Nov. 6, 2025

Dive Newsdesk: Kraken’s compliance, suspicious activity monitoring evolves

Monitoring for risk is more “behavioral” than it used to be, according to the crypto firm's deputy chief compliance officer, David Zacks, who noted customers “evolve on a daily basis.”

By Gabrielle Saulsbery • Nov. 6, 2025

‘Dirty little secret:’ many anti-fraud apps fall short, SentiLink CEO says

Companies lost an average of almost $500,000 last year for every deepfake-related incident, according to one estimate.

By Jim Tyson • Nov. 5, 2025

Former FTX CEO seeks retrial

The prosecution was allowed to present a “morally compelling” – but false – tale, according to Bankman-Fried’s attorney. Creditors are ultimately set to receive more than they lost.

By Gabrielle Saulsbery • Nov. 5, 2025

BofA’s Moynihan pledges growth, ‘no excuses’

At the bank’s investor day Wednesday – its first since 2011 – executives outlined investments in payments capabilities, credit card features and market expansion as levers to fuel consumer growth.

By Caitlin Mullen • Nov. 5, 2025

Dive Newsdesk: Fintech innovation sharpens need for regulatory clarity, MoFo partner says

Avy Mallik, who joined the law firm last month, was previously general counsel of the California Department of Financial Protection and Innovation.

By Caitlin Mullen • Nov. 5, 2025

Dive Newsdesk: Circle co-founder eyes banking for the ‘AI actor’

After co-founding Circle more than a decade ago, Sean Neville now leads AI-native financial platform Catena Labs.

By Gabrielle Saulsbery • Nov. 4, 2025

Citi hones tailored experience for services clients

Delivering consumer-like capabilities for large companies requires “a mindset of design thinking first,” said Naveed Anwar, global head of platform and data services for Citi’s services unit.

By Caitlin Mullen • Nov. 4, 2025

Dive Newsdesk: Truist enlists AI in prioritizing personalization

An AI tool has delivered about 1 billion insights to mobile and online banking clients, said bank executive Sherry Graziano.

By Caitlin Mullen • Nov. 4, 2025

Dive Newsdesk: BofA exec says industry must work through agentic commerce ‘complexity’

Sara Walsh also highlighted how the global payments solutions group at the Charlotte, North Carolina-based bank is using AI to streamline work functions.

By Caitlin Mullen • Oct. 31, 2025

7 hot takes: Goldman’s David Solomon talks AI, RTO and more

On AI, the CEO highlighted the nature of work rather than headcount, saying it “doesn't mean we will have less people. It means we have an opportunity to have more valuable people doing more valuable things.”

By Caitlin Mullen • Oct. 31, 2025

AI adoption will trim banking industry costs by up to 20%

The technology’s use will lead to short-term cost reductions for the banking sector, but savings won’t last long, according to McKinsey.

By Makenzie Holland • Oct. 31, 2025

Fifth Third aims to ‘reset the narrative’

“I think people see a financial institution and think that we're slow and that we don't have technology, or that we're last to market,” a Fifth Third executive said, as the bank prepares to roll out enhancements to its app.

By Caitlin Mullen • Oct. 30, 2025

BNY’s Robin Vince stays big on AI

“My mantra on this is, AI is for everyone, everywhere, everything at BNY,” the CEO said at Money20/20 in Las Vegas.

By Gabrielle Saulsbery • Oct. 29, 2025

Citi, Coinbase ink stablecoin partnership

The bank’s head of payments and services called the collaboration “a natural extension of [Citi’s] ‘network of networks’ approach.”

By Gabrielle Saulsbery • Oct. 29, 2025

Citi’s Ryan: Employee buy-in on AI will yield ‘innovation dividend’

“There's no way we can sit in New York and come up with the strategy for a global company and implement it if we're not bringing our people on the strategy,” Tim Ryan said at Money20/20.

By Caitlin Mullen • Oct. 29, 2025

Revolut eyes bank charter to have ‘seat at the table,’ says US CEO

“While the partnership model works well, you miss out on things,” Sid Jajodia said at the Money20/20 conference.

By Gabrielle Saulsbery • Oct. 28, 2025

U.S. Bank’s Kedia: Banks should ‘lean into’ change

“It's times of disruption and discontinuity where winners and losers are created,” the CEO said at Money20/20. “If you're front-footed, you can come out on the other side with just distance between you and your competitors.”

By Caitlin Mullen • Oct. 28, 2025

Community banks have ‘no choice’ but to be in stablecoin business, lawmaker says

Bank-fintech partnerships are essential to enabling community banks to serve stablecoin interest, Rep. Mike Flood, R-NE, said Sunday at the Money20/20 conference.

By Caitlin Mullen • Oct. 28, 2025

UBS revamps leadership with tech, AI in mind

The Swiss bank appointed its first chief AI officer, the latest financial services company to create an executive role dedicated to AI adoption.

By Nicole Laskowski • Oct. 24, 2025

Zelle parent pursues crypto for international payments

The peer-to-peer money transfer company said it will leverage stablecoins to let users send money across borders.

By Patrick Cooley • Oct. 24, 2025

JPMorgan snags BofA vet as investment banking chair

Kevin Brunner, who’s been at Bank of America for 25 years, will join JPMorgan Chase as global chair of investment banking and M&A next year.

By Caitlin Mullen • Oct. 24, 2025