BNY, Robinhood tapped for Trump Accounts program

BNY will manage the initial accounts and develop an app for families to manage funds, and Robinhood will serve as brokerage and initial trustee of the accounts, the Treasury Department said.

By Gabrielle Saulsbery • April 6, 2026

JPMorgan’s Dimon bemoans parts of Basel, G-SIB proposals

While the bank CEO backs a “timely finalization” of the proposals, the latest iterations “are still very flawed in a few specific areas,” Jamie Dimon wrote in his annual letter to shareholders.

By Caitlin Mullen • April 6, 2026

Explore the Trendline➔

Artificial intelligence

Banks’ focus on AI has shifted from a “cool-toys” mentality to one that sees the technology as a foundational pillar underlying finance and society itself.

By Banking Dive staff

Coinbase nabs conditional OCC charter approval

A Coinbase executive credited “years of investment in compliance, engagement with regulators, and belief that the right path forward for crypto is through the system — not around it.”

By Gabrielle Saulsbery • April 3, 2026

FNB CEO bets on smaller-bank innovation

“The future’s going to lead to smaller banks coming out with some very innovative tools that the larger banks miss,” the chief executive of the $50 billion-asset lender predicted.

By Caitlin Mullen • April 3, 2026

Former FTX exec faces $3.7M disgorgement, trading ban

The CFTC seeks no restitution or civil monetary penalty from Nishad Singh, “based in part upon Singh’s cooperation in [the] investigation and related proceedings.”

By Gabrielle Saulsbery • April 2, 2026

Stablecoins roll on as rules evolve

PayPal, Convera and Nium are among the companies racing to incorporate stablecoins in cross-border plays, even as regulators voice caution.

By Lynne Marek • April 2, 2026

Concerns mount over core provider issues

An OCC inquiry ought to result in core providers being held accountable for compliance issues within their systems that affect banks, a consultant urged.

By Caitlin Mullen • April 2, 2026

Yotta sues Evolve again

Yotta customers remain “deprived of $80 million of their funds,” and Yotta’s business has “los[t] essentially all value” due to Evolve’s alleged malfeasance, according to the lawsuit.

By Gabrielle Saulsbery • April 1, 2026

Franklin Templeton to acquire crypto investment management firm

The company will buy 250 Digital, led by a Citi alum, for an undisclosed sum – that will be paid partly in Franklin’s BENJI tokens.

By Dan Ennis • April 1, 2026

Analysts press bank CFOs on revenue resilience over tech investments

In an analysis of publicly traded bank earnings calls in January, PwC discovered that about a third of questions pertained to “quality and resilience of revenue growth,” while 15% centered on AI investment and execution.

By Dan Niepow • April 1, 2026

Bank customers, while embracing AI, call for human customer support

Consumer comfort with AI tools has reached an "inflection point," TD Bank's Ted Paris said, but they still want human agents to keep an eye on AI recommendations.

By Kristen Doerer • March 31, 2026

Citizens’ Coughlin talks ‘overwhelming’ pace of AI change

As the lender uses AI to reshape operations through its Reimagine the Bank program, “the nimbleness around it has been pretty intense,” President Brendan Coughlin said.

By Caitlin Mullen • March 27, 2026

Bank of America’s wealth management firms roll out AI tool

AI-Powered Meeting Journey leans on Salesforce CRM data to gather materials, summarize meetings and provide natural language assistance to financial advisers.

By Makenzie Holland • March 27, 2026

VALT Bank gets conditional OCC charter

The bank must raise $25 million prior to opening and maintain a 9% tier 1 leverage ratio for its first three years thereafter.

By Gabrielle Saulsbery • March 25, 2026

HSBC introduces AI role to the C-suite

The bank cited generative AI as a key investment area this year, noting that 85% of employees have access to the technology.

By Makenzie Holland • March 25, 2026

U.S. Bank arms designers with AI tool

The tool, developed in-house, is bolstering efficiency and quality, the Minneapolis-based bank’s head of experience design said.

By Caitlin Mullen • March 25, 2026

Mastercard bets AI-powered virtual CFOs can fix small-business gap

The company’s new “virtual CFO” tool is tailored for “lean teams” and designed to augment – not replace – human leadership, Mastercard’s Mark Barnett said.

By Alexei Alexis • March 24, 2026

AI in banking ‘not a silver bullet’: analyst

Lenders are clamoring to realize the benefits of AI, but it's “a long, expensive and risk-constrained transformation,” Wells Fargo’s Mike Mayo said.

By Caitlin Mullen • March 23, 2026

Crypto.com lays off 12% in AI push

“This new foundation sets us up for continued success,” wrote CEO and co-founder Kris Marszalek, who founded the Singapore-based crypto exchange in 2016.

By Gabrielle Saulsbery • March 19, 2026

Banks struggle to scale AI as legacy tech devours IT budgets

With AI initiatives stuck in the pilot phase, more than 80% of executives are failing to see anticipated gains from investments, a Capgemini report found.

By Makenzie Holland • March 17, 2026

JPMorgan sued over $328M crypto ‘Ponzi’ scheme

Despite red flags, Chase “turned a blind eye and continued servicing the accounts used to perpetrate the fraud, earning substantial fees from the hundreds of millions of dollars” it touched in a Florida-based crypto scheme.

By Gabrielle Saulsbery • March 17, 2026

MoCaFi files for bankruptcy

The fintech, aimed at serving the unbanked and underbanked, failed to recover following the loss of a major program that had been “central” to its revenue model, its CEO said.

By Gabrielle Saulsbery • March 16, 2026

Bank regulators warn of increased cyber risk from Iran war

California and New York agencies urged lenders to practice heightened cyber awareness amid the military strikes on Iran, saying “recent events warrant vigilance.”

By Caitlin Mullen • March 12, 2026

Kraken receives Fed master account, in a first for crypto

Access to the Federal Reserve’s payment system has long been a dream for cryptocurrency firms, including Custodia Bank, which has sued the central bank in pursuit of access.

By Gabrielle Saulsbery • March 4, 2026

Zions Bancorporation sees executive shuffle

Jennifer Smith, Zions’ chief technology and operations officer who also serves as CIO, is leaving, the Salt Lake City-based bank confirmed Tuesday. Two executives will split her duties.

By Dan Ennis • Updated March 4, 2026