JPMorgan blasts capital proposals, estimates 4% increase

The CEO and CFO of the biggest U.S. bank called for further changes to Basel III and G-SIB surcharge proposals, saying the latter is “still broken.”

By Caitlin Mullen • April 14, 2026

BayCom hires 3 PacWest alums in a shift toward dealmaking

United Business Bank’s three founders are being replaced by architects of PacWest’s sale to Banc of California, in the hope that the move will jump-start acquisitive growth.

By Dan Ennis • April 13, 2026

Explore the Trendline➔

Artificial intelligence

Banks must decide whether to forge AI tools in-house or partner with outside firms. AI’s importance can’t be understated, but legacy tech may also constrain the budget for banks looking to innovate.

By Banking Dive staff

Fed mulls FedNow cross-border use

The Federal Reserve proposed letting participants in the real-time payments system use intermediaries to make cross-border fund transfers.

By Lynne Marek • April 10, 2026

How Fifth Third beats back impersonation scams

Bank impersonation scams, which tripled from 2024 to 2025, were the leading scam the regional lender encountered in 2025, said Kristopher Edwards, head of fraud prevention.

By Caitlin Mullen • April 10, 2026

BNY gives its employees a homeownership hand-up

The bank is offering $6,500 in down payment assistance to employees who make $100,000 or less a year. BNY in recent years has raised its minimum wage and offered company stock to its lowest-paid workers.

By Dan Ennis • April 9, 2026

FDIC floats AML revamp, stablecoin guidelines

Under a proposed overhaul of anti-money laundering rules, only “significant or systemic failures” to implement an AML/CFT program would prompt an enforcement or supervisory action.

By Caitlin Mullen • April 8, 2026

Cash management platform Lorum applies for national trust charter

“We’re basically building a new-age BNY,” said George Davis, the company’s founder.

By Gabrielle Saulsbery • April 7, 2026

White House continues campaign to gut CDFIs

A Trump administration budget request cuts 63% of awards to community development financial institutions – and demands a focus on rural assistance rather than “immigration, gender and climate radicalism.”

By Dan Ennis • April 7, 2026

BNY, Robinhood tapped for Trump Accounts program

BNY will manage the initial accounts and develop an app for families to manage funds, and Robinhood will serve as brokerage and initial trustee of the accounts, the Treasury Department said.

By Gabrielle Saulsbery • April 6, 2026

JPMorgan’s Dimon bemoans parts of Basel, G-SIB proposals

While the bank CEO backs a “timely finalization” of the proposals, the latest iterations “are still very flawed in a few specific areas,” Jamie Dimon wrote in his annual letter to shareholders.

By Caitlin Mullen • April 6, 2026

Judge won’t reconsider decision on DOJ’s Powell probe

The government’s arguments “do not come close to convincing the Court that a different outcome is warranted,” Judge James Boasberg said. A U.S. Attorney’s office said it would appeal.

By Dan Ennis • April 6, 2026

Coinbase nabs conditional OCC charter approval

A Coinbase executive credited “years of investment in compliance, engagement with regulators, and belief that the right path forward for crypto is through the system — not around it.”

By Gabrielle Saulsbery • April 3, 2026

Former FTX exec faces $3.7M disgorgement, trading ban

The CFTC seeks no restitution or civil monetary penalty from Nishad Singh, “based in part upon Singh’s cooperation in [the] investigation and related proceedings.”

By Gabrielle Saulsbery • April 2, 2026

CFPB floats plan to cut staff in half

The bureau wants to persuade a district court to lift its injunction. Opponents call the plan “half-baked,” but the CFPB insists downsizing is needed to meet funding restrictions imposed by a measure passed in July.

By Dan Ennis • April 2, 2026

Stablecoins roll on as rules evolve

PayPal, Convera and Nium are among the companies racing to incorporate stablecoins in cross-border plays, even as regulators voice caution.

By Lynne Marek • April 2, 2026

Concerns mount over core provider issues

An OCC inquiry ought to result in core providers being held accountable for compliance issues within their systems that affect banks, a consultant urged.

By Caitlin Mullen • April 2, 2026

Trustmark names next COO, CFO

With current CFO Thomas Owens set to become operations chief, Joseph Bond will join the Jackson, Mississippi-based lender from Texas Capital Bancshares.

By Gabrielle Saulsbery • April 1, 2026

Flagstar ex-CEO DiNello to step down from board

The executive, who ran New York Community Bank just ahead of its rescue, will not stand for reelection when his term ends in June.

By Dan Ennis • March 31, 2026

EagleBank disavows activist investor’s board nominees

The embattled Maryland lender did not include the proposed nominees in a notice to shareholders – and won’t unless Diligence Capital Management gets a court order, it said.

By Dan Ennis • March 30, 2026

Morgan Stanley gets Fed green light to realign German unit

Allowing an exception to current rules would level the competitive playing field, the bank said. Three Fed governors dissented, noting the move could pose a risk to the Deposit Insurance Fund.

By Dan Ennis • March 27, 2026

FDIC cuts could drain institutional knowledge: OIG

The agency “must maintain a sustained focus on strategic workforce planning to ensure its continued effectiveness and mission fulfillment,” wrote the OIG.

By Gabrielle Saulsbery • March 27, 2026

Visa, Mastercard, PayPal, Stripe warned of debanking consequences

Any act to “deplatform customers or deny them access” on political or religious grounds “could lead to an ... investigation and potential enforcement action,” the Federal Trade Commission asserted.

By Lynne Marek • March 27, 2026

Former Kentucky bank manager charged with fraud, theft

Reagan France made over 100 unauthorized withdrawals from customer accounts, court documents show. “She’s robbed our whole town,” one alleged victim told the local news.

By Gabrielle Saulsbery • March 26, 2026

VALT Bank gets conditional OCC charter

The bank must raise $25 million prior to opening and maintain a 9% tier 1 leverage ratio for its first three years thereafter.

By Gabrielle Saulsbery • March 25, 2026

Fed OIG flags gaps slowing bank application process

The central bank’s watchdog said M&A application processing has slowed and data gaps are inhibiting the Fed’s aim to boost efficiency and timeliness. The Fed has already made some recommended changes.

By Caitlin Mullen • March 25, 2026