Barclays to acquire Best Egg for $800M

The personal lending fintech last year secured a $500 million purchase facility from Fortress Investment Group and tech-driven investment manager Edge Focus to grow its loan platform.

By Gabrielle Saulsbery • Oct. 28, 2025

Community banks have ‘no choice’ but to be in stablecoin business, lawmaker says

Bank-fintech partnerships are essential to enabling community banks to serve stablecoin interest, Rep. Mike Flood, R-NE, said Sunday at the Money20/20 conference.

By Caitlin Mullen • Oct. 28, 2025

Explore the Trendline➔

Artificial intelligence

Banks are enthusiastic about AI’s promises. But can they get customers on board, and will regulators let the innovation happen?

By Banking Dive staff

Fed proposes disclosing stress-test details

The central bank Friday voted to alert banks ahead of time with stress-test scenarios and several key calculations.

By Dan Ennis • Oct. 27, 2025

Trump taps SEC crypto task force lawyer to lead CFTC

Mike Selig’s bid comes after the withdrawal of the previous nominee to lead the agency, which now has just one commissioner.

By Gabrielle Saulsbery • Oct. 27, 2025

Trump pardons Binance founder Zhao

Changpeng Zhao previously pleaded guilty to violating anti-money laundering laws, and then served four months in prison.

By Gabrielle Saulsbery • Oct. 23, 2025

Citi gives CEO Fraser a $25M award, names her chair

The bank is the last of the eight U.S. systemically important financial institutions to consolidate its CEO and board leadership roles.

By Dan Ennis • Oct. 23, 2025

OCC drops fine in final Wells fake-accounts settlement

Claudia Russ Anderson, group risk officer at the time of the bank's fake-accounts scandal, won’t face an additional monetary penalty by the regulator.

By Gabrielle Saulsbery • Oct. 23, 2025

PNC, Capital One embrace FedNow

PNC was a founding member of the rival private-sector real-time payments system RTP network, which is operated by The Clearing House and launched in 2017.

By Lynne Marek • Oct. 23, 2025

CFPB deluged with open banking comments

Banks and fintechs aired their arguments regarding the federal agency’s proposed revision of a rule on sharing consumer data.

By Justin Bachman • Oct. 23, 2025

5 hot topics BofA CEO Brian Moynihan is watching

The Bank of America chief, speaking Tuesday at the American Bankers Association’s annual convention, talked stablecoins, cybersecurity and the importance of new regulations that “can’t be taken apart easily.”

By Caitlin Mullen • Oct. 22, 2025

Warren, Kim want FDIC to halt ILC charter approvals

“A moratorium would provide Congress with an opportunity to address a longstanding crack in the wall separating banking and commerce before it becomes a chasm,” the senators wrote Monday.

By Gabrielle Saulsbery • Oct. 22, 2025

Dive Deposits: Ripple’s 2nd billion-dollar deal of 2025 puts it in elite company

The question is whether the watershed year will give the crypto firm a Morgan Stanley-esque afterglow or one more akin to NYCB.

By Dan Ennis • Oct. 20, 2025

OCC’s Gould details regulatory ‘reset’

At the ABA’s annual convention Monday, the comptroller, more than once, referred to the OCC’s actions during his tenure as “down payments,” and promised more community bank “relief” to come.

By Caitlin Mullen • Oct. 20, 2025

Fed, FDIC, OCC withdraw guidance on climate risk management

The regulators have rescinded guidance intended to help financial institutions with over $100 billion in total assets identify and manage financial risks related to climate change.

By Zoya Mirza • Oct. 20, 2025

Dive Deposits: Vought sees CFPB shuttered in ‘2-3 months’

The CFPB’s acting director floated the timeline in a podcast appearance Wednesday, after weeks of relative silence on the bureau’s status.

By Dan Ennis • Oct. 17, 2025

CFPB ends Citi consent order 3 years early

The bank allegedly discriminated against Armenian-Americans in California, according to the 2023 consent order.

By Gabrielle Saulsbery • Oct. 17, 2025

Tech-focused Erebor Bank gets conditional OCC approval

The bank, backed by billionaire investor Peter Thiel and founded by two tech pioneers, will serve companies focused on crypto, AI, defense and manufacturing.

By Gabrielle Saulsbery • Oct. 15, 2025

Stripe’s Bridge applies for national trust charter

Bridge joins a growing list of crypto-native firms, including Coinbase, Circle, Ripple and Paxos, which have applied for an OCC charter this year.

By Gabrielle Saulsbery • Oct. 15, 2025

First Horizon keeps options open amid M&A uptick

The Memphis, Tennessee-based bank’s CEO is “increasingly confident in our ability to integrate a well-structured merger,” but also indicated the lender is focused on “optionality,” he said Wednesday.

By Caitlin Mullen • Oct. 15, 2025

Fed’s Bowman, community bank CEOs press for tailoring

The central bank governor espoused adjusting asset thresholds, as did bank executives, who also advocated for deposit insurance reform and consistency among examiners.

By Caitlin Mullen • Oct. 10, 2025

Open banking also helps banks: fintechs

Fintechs are trying to rally support for U.S. open banking as regulators gather comments, ahead of an Oct. 21 deadline, to inform a revised rule.

By Justin Bachman • Oct. 9, 2025

Lawmaker prods JPMorgan, BofA, BNY CEOs for Epstein info

Rep. Jamie Raskin, D-MD, wants the banks to turn over documents to the House Judiciary Committee by Oct. 22.

By Dan Ennis • Oct. 9, 2025

4 takeaways from Michael Barr’s speech to community bankers

The Federal Reserve governor spoke of the cost opportunities of AI, reiterated his thoughts on the threat of deepfakes, and encouraged small banks to play to their strengths.

By Dan Ennis • Oct. 9, 2025

Bessent urges community bank CEOs to ‘go on the offense’

Community lenders that make it through the next decade will have embraced technology and attracted younger customers, the Treasury secretary said at a Fed conference Thursday.

By Caitlin Mullen • Oct. 9, 2025

Waters wants ‘prudent’ credit help for shutdown-affected borrowers

The lawmaker asked regulators to encourage lenders to be flexible with furloughed workers' temporary hardships. But a White House memo and comments by President Trump leave that prospect unclear.

By Dan Ennis • Oct. 8, 2025