Open banking also helps banks: fintechs

Fintechs are trying to rally support for U.S. open banking as regulators gather comments, ahead of an Oct. 21 deadline, to inform a revised rule.

By Justin Bachman • Oct. 9, 2025

Lawmaker prods JPMorgan, BofA, BNY CEOs for Epstein info

Rep. Jamie Raskin, D-MD, wants the banks to turn over documents to the House Judiciary Committee by Oct. 22.

By Dan Ennis • Oct. 9, 2025

Explore the Trendline➔

Top 5 stories from Banking Dive

Since the approval of Capital One’s acquisition of Discover, banks have increasingly waded into new deals. Beyond that, they’ve doubled down on strategy, from organic growth to branch placement to app design.

By Banking Dive staff

4 takeaways from Michael Barr’s speech to community bankers

The Federal Reserve governor spoke of the cost opportunities of AI, reiterated his thoughts on the threat of deepfakes, and encouraged small banks to play to their strengths.

By Dan Ennis • Oct. 9, 2025

Bessent urges community bank CEOs to ‘go on the offense’

Community lenders that make it through the next decade will have embraced technology and attracted younger customers, the Treasury secretary said at a Fed conference Thursday.

By Caitlin Mullen • Oct. 9, 2025

Waters wants ‘prudent’ credit help for shutdown-affected borrowers

The lawmaker asked regulators to encourage lenders to be flexible with furloughed workers' temporary hardships. But a White House memo and comments by President Trump leave that prospect unclear.

By Dan Ennis • Oct. 8, 2025

FDIC moves to limit penalty-bearing actions

A proposal Tuesday would instruct examiners to issue warnings or fines against banks only for matters that materially affect an institution’s risk of failure, or would cost the Deposit Insurance Fund.

By Dan Ennis • Oct. 7, 2025

OCC aims to cut community bank burden

The regulator is rolling out changes to its regulation and supervision of community banks – which it now classifies as lenders with up to $30 billion in assets – including giving examiners more discretion.

By Caitlin Mullen • Oct. 7, 2025

Coinbase pursues OCC trust charter

Coinbase has been mulling such a move since April. Since then, other crypto firms such as Circle, Ripple and Paxos have applied for a national trust charter.

By Caitlin Mullen • Oct. 6, 2025

Brazil’s Nubank applies for US banking charter

The move underscores the lengthy and sometimes unsuccessful paths challengers such as Bunq, Revolut and Monzo have faced in obtaining licenses.

By Dan Ennis • Oct. 3, 2025

Checkout.com seeks Georgia banking charter

If the company succeeds in its bid to be a merchant acquirer limited purpose bank, it would become the third firm – after Fiserv and Stripe – to do so.

By Gabrielle Saulsbery • Oct. 3, 2025

Dive Deposits: Regulator roulette extends into fall

The White House moved to take the “acting” tag off of Travis Hill’s title at the FDIC. Meanwhile, the withdrawal of Brian Quintenz’s bid to lead the CFTC keeps the agency’s only commissioner in place.

By Dan Ennis • Oct. 2, 2025

Government shutdown risks snarling Wealthfront’s IPO plan

Wednesday’s shutdown forced the SEC to furlough more than 90% of its workforce. It won’t be able to process initial public offerings during that time, according to an agency contingency plan.

By Daniel Muñoz • Oct. 1, 2025

Supreme Court says Trump can’t fire Cook for now

The court deferred the president’s request to overrule a stay – at least until justices hear oral arguments in the case in January.

By Dan Ennis • Oct. 1, 2025

Waters tells CFPB’s Vought not to use shutdown to furlough staff

“A shutdown does not apply to the CFPB,” the House Financial Services Committee’s ranking member told the bureau’s acting director Tuesday.

By Caitlin Mullen • Oct. 1, 2025

Fed grants Morgan Stanley lower stress capital buffer

The central bank dropped the investment bank’s stress capital buffer requirement from 5.1% to 4.3%, effective Wednesday.

By Caitlin Mullen • Oct. 1, 2025

Top bank conferences to attend in 2026

Gatherings can be idea generators, or crucial chances to network — especially amid an environment where political change can yield previously unexpected possibilities and partnerships.

By Dan Ennis • Oct. 1, 2025

Fed’s Barr floats alternative to stress test changes

The central bank governor expressed “deep concerns,” suggesting decoupling stress tests from regulatory capital requirements.

By Daniel Muñoz • Sept. 30, 2025

NYDFS’ Adrienne Harris to step down

Kaitlin Asrow, who leads the regulator’s research and innovation division and previously was a senior fintech policy adviser at the San Francisco Fed, will serve as the state agency’s acting superintendent starting Oct. 18.

By Dan Ennis • Sept. 30, 2025

CFPB ends WaFd mortgage consent orders early

The Seattle-based lender paid penalties of $200,000 and $34,000 in connection with enforcement actions it received in 2013 and 2020.

By Dan Ennis • Sept. 29, 2025

CFPB ends U.S. Bank, Apple consent orders early

The bureau contends the bank and tech giant have paid their penalties in separate cases related to unemployment benefits restrictions and the launch of the Apple Card, respectively.

By Dan Ennis • Sept. 23, 2025

Payment players offer fraud fixes to Fed, OCC, FDIC

EWS, Nacha and the Financial Technology Association told regulators that collaboration, information-sharing and more consumer education are needed to tackle payments fraud.

By Caitlin Mullen • Sept. 23, 2025

Fed’s Miran calls for slashing main interest rate to avert job loss

Federal Reserve Gov. Stephen Miran brushed aside concerns that he has weakened the central bank’s independence by not resigning as the top White House economic adviser.

By Jim Tyson • Sept. 22, 2025

OCC bans five from TD, Wells, PNC

Five former bank employees have been penalized in cases that involve alleged PPP fraud, misappropriation and theft.

By Gabrielle Saulsbery • Sept. 22, 2025

Senate report on SVB rips KPMG, reveals CFO role

The Senate subcommittee’s report stems from a 28-month investigation that reviewed nearly 100 hours of briefings and interviews with auditors and regulators.

By Maura Webber Sadovi • Sept. 22, 2025

BofA unit to pay $5.56M to settle market manipulation case

The resolution with the Justice Department includes disgorgement and victim compensation, and doesn’t include a determination of liability.

By Gabrielle Saulsbery • Sept. 19, 2025