FDIC cuts could drain institutional knowledge: OIG

The agency “must maintain a sustained focus on strategic workforce planning to ensure its continued effectiveness and mission fulfillment,” wrote the OIG.

By Gabrielle Saulsbery • March 27, 2026

Visa, Mastercard, PayPal, Stripe warned of debanking consequences

Any act to “deplatform customers or deny them access” on political or religious grounds “could lead to an ... investigation and potential enforcement action,” the Federal Trade Commission asserted.

By Lynne Marek • March 27, 2026

Explore the Trendline➔

Artificial intelligence

Banks’ focus on AI has shifted from a “cool-toys” mentality to one that sees the technology as a foundational pillar underlying finance and society itself.

By Banking Dive staff

Former Kentucky bank manager charged with fraud, theft

Reagan France made over 100 unauthorized withdrawals from customer accounts, court documents show. “She’s robbed our whole town,” one alleged victim told the local news.

By Gabrielle Saulsbery • March 26, 2026

VALT Bank gets conditional OCC charter

The bank must raise $25 million prior to opening and maintain a 9% tier 1 leverage ratio for its first three years thereafter.

By Gabrielle Saulsbery • March 25, 2026

Fed OIG flags gaps slowing bank application process

The central bank’s watchdog said M&A application processing has slowed and data gaps are inhibiting the Fed’s aim to boost efficiency and timeliness. The Fed has already made some recommended changes.

By Caitlin Mullen • March 25, 2026

Activist investor takes its EagleBank fight public

Diligence Capital Management has pushed the embattled lender to develop a performance improvement plan and replace three board members. Progress stalled after the bank’s CEO stepped down, the investor said.

By Dan Ennis • March 24, 2026

Goldman’s second-in-command made more than Jamie Dimon in 2025

Goldman Sachs paid its president, John Waldron, $45 million for last year. That’s more than (or equal to) all but one U.S. big-bank CEO: his boss.

By Dan Ennis • March 23, 2026

UBS gets OCC final approval for US charter

The Swiss giant will convert from a state-chartered industrial bank and can now add “everyday banking” capabilities for its wealth clients, executives said.

By Dan Ennis • March 20, 2026

FDIC opens door for private equity to buy failed banks

Nonbank entities such as PE firms “can play a significant role in the resolution process, given their ability to access and deploy significant pools of capital,” the agency wrote Thursday.

By Gabrielle Saulsbery • March 20, 2026

Warren grills Fed nominee Warsh on Epstein ties

The senator questioned the Fed chair nominee over his interactions with the late convicted sex offender, saying it's “essential that Congress and the public fully understand” the extent of any connection between the two.

By Caitlin Mullen • March 20, 2026

Capital requirements overhaul could give big banks 4.8% windfall

Proposals Thursday from the Federal Reserve, FDIC and OCC, combined with earlier reforms, mean capital requirements for the smallest banks could be reduced by 7.8%.

By Dan Ennis • March 19, 2026

Fed’s Powell says he’ll stay on as chair pro tempore

The Federal Reserve chair is undecided on continuing to serve as a governor at the central bank but said he won’t leave while a Justice Department probe is still active.

By Dan Ennis • March 19, 2026

13 AGs sue OneMain over add-on sales policy

The installment lender pressured subprime borrowers into adding high-interest offerings to their loans without clearly disclosing the costs, the attorneys general said.

By Dan Ennis • March 17, 2026

CFPB again told it must request funds from Fed

In the second court ruling rejecting the bureau’s position on requesting Fed funds, a judge in California called agency Acting Director Russ Vought’s plan a “transparent display of partisanship.”

By Caitlin Mullen • March 16, 2026

Judge quashes DOJ’s Fed subpoenas

The Trump administration’s investigation into Fed Chair Jerome Powell was led by a desire to pressure him to resign or lower interest rates, not by perceived wrongdoing, a judge wrote.

By Dan Ennis • March 16, 2026

Fintechs push 36% state rate caps

While there is a 36% interest rate standard for lending in the U.S., it’s not codified for all consumers. Now, the effort to set one has moved to the states.

By Lynne Marek • March 16, 2026

Payments firms diverge on checks

Payment companies offered different ways to move past paper checks in comments to the Federal Reserve regarding plans to shift to digital alternatives.

By Patrick Cooley • March 16, 2026

Custodia’s Fed options are limited after court denies rehearing

The Wyoming-based crypto bank can petition the Supreme Court. Or it could reapply to the Fed through a channel that didn’t exist when it sued: the “skinny” master account Kraken recently received.

By Dan Ennis • March 16, 2026

Fed’s Bowman previews revised capital requirements

Tweaks to the surcharge for global systemically important banks – and a strategy to keep mortgage lending from migrating to nonbanks – punctuate a framework that’s set to be issued next week.

By Dan Ennis • March 13, 2026

Scam prevention needs to focus ‘upstream’ from banks: panel

“We need to bring in these social media companies at the point where [scammers are] first contacting consumers, to look at shared liability,” an AARP executive said at a Banking Dive event Wednesday.

By Gabrielle Saulsbery • March 12, 2026

Bank regulators warn of increased cyber risk from Iran war

California and New York agencies urged lenders to practice heightened cyber awareness amid the military strikes on Iran, saying “recent events warrant vigilance.”

By Caitlin Mullen • March 12, 2026

Nubank hires TikTok alum as marketing chief

The move comes as the Brazilian neobank seeks the OCC’s green light for a national banking charter in the U.S.

By Dan Ennis • March 11, 2026

Revolut gets full license approval from UK

The company has waited more than four years for regulators to grant the license, which allows Revolut a platform for loans, mortgages, credit cards, overdraft protection and savings products.

By Dan Ennis • March 11, 2026

Upstart to apply for national bank charter

“The time is right to launch the first bank built from the ground up on AI,” Paul Gu, the fintech’s incoming CEO, said Tuesday.

By Dan Ennis • March 11, 2026

DOJ, Halkbank agree to end Iran sanctions case

The Turkish lender would have to hire a monitor to review the bank’s compliance with U.S. anti-money laundering and sanctions policy as part of a deferred prosecution agreement, which a judge must sign.

By Dan Ennis • March 10, 2026