Alabama’s SouthPoint under fire by the Fed

The Federal Reserve and the Alabama State Banking Department ordered SouthPoint Bancshares to take steps “to serve as a source of financial and managerial strength” for its subsidiary SouthPoint Bank.

By Gabrielle Saulsbery • Aug. 21, 2026

Dive Deposits: 4 takeaways from Jonathan Gould’s Wyoming appearance

The OCC chief made crypto-inclusive remarks at a blockchain symposium, adding that protecting traditional banks is not his job.

By Dan Ennis • Aug. 20, 2026

Explore the Trendline➔

Top 5 stories from Banking Dive

Challenges in banking are as varied as lenders. One Alaska credit union is solving how to serve a vast rural base, while a Chicago bank anticipates the regulatory uptick that accompanies growth.

By Banking Dive staff

CFTC bans ex-FTX execs from trading

Caroline Ellison and Gary Wang are prohibited from trading for five years from the date of their initial consent orders.

By Gabrielle Saulsbery • Aug. 20, 2026

CAMELS commenters seek clarity on ‘material financial risk’

Trump-appointed bank regulators have pledged to focus on material financial risk. Commenters called for a clear definition of that term in proposed changes to CAMELS ratings.

By Caitlin Mullen • Aug. 20, 2026

SEC proposes crypto rules amid Clarity stall

The proposal will establish a framework for crypto firms to raise capital under federal securities laws and also includes a conditional safe harbor from being deemed an investment contract.

By Gabrielle Saulsbery • Aug. 19, 2026

Lawmakers counter World Liberty approval with anti-corruption bill

A Trump family-backed crypto firm received a conditional charter Friday. The following day, several senators introduced a bill that would make such arrangements illegal – retroactive to Jan. 20, 2025.

By Gabrielle Saulsbery • Aug. 18, 2026

Old Glory Bank, SPAC scrap merger plans

The bank said last month it may have to pursue “a sale or organized wind-down” if the deal wasn’t consummated, because it lacked sufficient capital to satisfy regulators.

By Caitlin Mullen • Aug. 18, 2026

OCC returns Zerohash’s charter application

The regulator did not give a reason for the action, although there may be confusion over who will act as the company’s compliance chief. Zerohash indicated it would refile this month.

By Dan Ennis • Aug. 17, 2026

World Liberty nabs conditional OCC charter

The Trump family-backed crypto firm gained conditional approval from the Office of the Comptroller of the Currency to establish its national trust bank.

By Gabrielle Saulsbery • Aug. 17, 2026

Custodia gets a hand from lawmakers, trade groups at high court

Sen. Cynthia Lummis, R-WY; former Sen. Pat Toomey, R-PA; the Digital Chamber and the Blockchain Association all argued for a resolution to the digital lender’s long-running master account fight.

By Dan Ennis • Aug. 14, 2026

FDIC tweaks de novo application process

The agency is adding a conditional approval phase and emphasizing collaboration with other bank-chartering agencies to boost efficiency.

By Dan Ennis • Aug. 13, 2026

Sezzle pivots to national bank charter

With states imposing tighter rules on buy now, pay later companies, Sezzle CEO Charlie Youakim views a federal charter as “the most robust solution.”

By Justin Bachman • Aug. 13, 2026

Louisiana bank agrees to FDIC consent order over credit quality

Regulators restricted First Guaranty Bank’s ability to extend credit to borrowers whose transactions were labeled a “loss” in a September 2025 exam. The bank also must boost its Tier 1 leverage capital ratio.

By Dan Ennis • Aug. 11, 2026

U.S. Bank flags potential blowback from debanking inquiries

At least three other lenders have warned investors of consequences over the past year, but unlike U.S. Bank, those institutions have either been sued or called out publicly by President Trump.

By Dan Ennis • Aug. 10, 2026

Bunq rejected for OCC bank charter

The Office of the Comptroller of the Currency argued the Dutch fintech’s U.S. operations would be inadequately capitalized, its management inexperienced and its road to profit “unrealistic.”

By Dan Ennis • Aug. 10, 2026

FedNow extension wins support

Stripe, Visa, Wise and industry trade groups back the Federal Reserve’s plan to expand its instant payment system for cross-border use.

By Shefali Kapadia • Aug. 10, 2026

Warren wants United Texas Bank’s charter revoked

The senator said the OCC and Federal Reserve should not have let the bank convert its charter from state to national oversight while under an active consent order.

By Dan Ennis • Aug. 7, 2026

Augustus gets FDIC nod to launch bank

Among stipulations of the approval, the clearing bank must launch with $73,660,000 or more in capital funds and maintain a 10% or greater leverage ratio throughout its first three years.

By Dan Ennis • Aug. 5, 2026

Bank of America, USAA ink patent agreement

The deal allows each company to use the other’s full portfolio of patents. USAA for years has sued – or threatened court action against – banks it says infringe on its remote deposit capture patents.

By Dan Ennis • Aug. 5, 2026

Stablecoin firm Dakota applies for OCC trust banking charter

“For you, that means fewer layers between your product and the financial services underneath it,” Dakota CEO Ryan Bozarth said in a blog post.

By Dan Ennis • Aug. 5, 2026

Fed approves Santander-Webster deal

The $12.3 billion transaction – approved by the Fed 129 days after the application was filed – is expected to close Aug. 20, Santander said.

By Caitlin Mullen • Aug. 5, 2026

Ex-regulator frets over OCC brain drain

A former regulator whose team got the ball rolling on Citi's 2020 consent order worries the exodus of OCC talent leaves the agency unable to respond to a financial crisis.

By Caitlin Mullen • Aug. 5, 2026

JPMorgan to deploy $750B for affordable housing by 2035

The bank will invest the capital through its American Dream Initiative, an economic mobility program launched this year that also aims to boost housing access.

By Lamar Johnson • Aug. 5, 2026

Trump’s Capital One accounts closed after AML review, bank says

The bank has not accused the Trump Organization of money laundering. But Capital One said the transaction patterns it identified are “among the types of activity flagged by federal banking guidance.”

By Dan Ennis • Aug. 4, 2026

Judge rejects DOJ’s attempt to drop Lakeland redlining order

A federal judge denied the government’s bid to terminate the bank’s consent order ahead of schedule, saying “a promise to reach substantial compliance in the future is not substantial compliance.”

By Caitlin Mullen • Aug. 4, 2026