4 takeaways from Jes Staley’s Epstein testimony

Former JPMorgan executive Jes Staley shared confidential information with Jeffrey Epstein when the now-late financier was in prison for sex crimes.

By Gabrielle Saulsbery • Aug. 27, 2026

ICBA CEO: ‘No middle ground’ on closing Clarity Act’s stablecoin loophole

Deposit flight concerns have ramped up as the regulatory apparatus becomes more “lenient” and new paths such as trust charters and skinny master accounts are embraced, ICBA’s CEO said.

By Caitlin Mullen • Aug. 27, 2026

Explore the Trendline➔

Artificial intelligence

Banks must decide whether to forge AI tools in-house or partner with outside firms. AI’s importance can’t be understated, but legacy tech may also constrain the budget for banks looking to innovate.

By Banking Dive staff

Trump lawyers blast Capital One’s AML narrative in account closures

The bank “reviewed and cleared” Trump-connected transactions – only to re-examine them and decide to debank the president before gathering evidence, attorneys argued.

By Dan Ennis • Aug. 26, 2026

SEC charges 2 former investment bankers with insider trading

The regulator charged an ex-Bank of America banker with insider trading for allegedly alerting a friend to a pending deal, resulting in an $18.5 ‌million windfall for the friend, who was also charged.

By Gabrielle Saulsbery • Aug. 24, 2026

Brazil’s Itaú gets OCC’s conditional approval for US charter

Latin America’s largest bank will target high- and ultra-high-net-worth individuals with deposit accounts, mortgages and credit cards, and operate through a single Miami-based branch, the regulator said.

By Dan Ennis • Aug. 24, 2026

Philly lender becomes fifth bank to fail in 2026

Tioga-Franklin Savings Bank, which had $68 million in assets, was founded in 1873. Second Federal Savings and Loan Association of Philadelphia is acquiring its deposits, assets and core processing system.

By Caitlin Mullen • Aug. 24, 2026

Alabama’s SouthPoint under fire by the Fed

The Federal Reserve and the Alabama State Banking Department ordered SouthPoint Bancshares to take steps “to serve as a source of financial and managerial strength” for its subsidiary SouthPoint Bank.

By Gabrielle Saulsbery • Aug. 21, 2026

Dive Deposits: 4 takeaways from Jonathan Gould’s Wyoming appearance

The OCC chief made crypto-inclusive remarks at a blockchain symposium, adding that protecting traditional banks is not his job.

By Dan Ennis • Aug. 20, 2026

CFTC bans ex-FTX execs from trading

Caroline Ellison and Gary Wang are prohibited from trading for five years from the date of their initial consent orders.

By Gabrielle Saulsbery • Aug. 20, 2026

CAMELS commenters seek clarity on ‘material financial risk’

Trump-appointed bank regulators have pledged to focus on material financial risk. Commenters called for a clear definition of that term in proposed changes to CAMELS ratings.

By Caitlin Mullen • Aug. 20, 2026

SEC proposes crypto rules amid Clarity stall

The proposal will establish a framework for crypto firms to raise capital under federal securities laws and also includes a conditional safe harbor from being deemed an investment contract.

By Gabrielle Saulsbery • Aug. 19, 2026

Lawmakers counter World Liberty approval with anti-corruption bill

A Trump family-backed crypto firm received a conditional charter Friday. The following day, several senators introduced a bill that would make such arrangements illegal – retroactive to Jan. 20, 2025.

By Gabrielle Saulsbery • Aug. 18, 2026

Old Glory Bank, SPAC scrap merger plans

The bank said last month it may have to pursue “a sale or organized wind-down” if the deal wasn’t consummated, because it lacked sufficient capital to satisfy regulators.

By Caitlin Mullen • Aug. 18, 2026

OCC returns Zerohash’s charter application

The regulator did not give a reason for the action, although there may be confusion over who will act as the company’s compliance chief. Zerohash indicated it would refile this month.

By Dan Ennis • Aug. 17, 2026

World Liberty nabs conditional OCC charter

The Trump family-backed crypto firm gained conditional approval from the Office of the Comptroller of the Currency to establish its national trust bank.

By Gabrielle Saulsbery • Aug. 17, 2026

Custodia gets a hand from lawmakers, trade groups at high court

Sen. Cynthia Lummis, R-WY; former Sen. Pat Toomey, R-PA; the Digital Chamber and the Blockchain Association all argued for a resolution to the digital lender’s long-running master account fight.

By Dan Ennis • Aug. 14, 2026

FDIC tweaks de novo application process

The agency is adding a conditional approval phase and emphasizing collaboration with other bank-chartering agencies to boost efficiency.

By Dan Ennis • Aug. 13, 2026

Sezzle pivots to national bank charter

With states imposing tighter rules on buy now, pay later companies, Sezzle CEO Charlie Youakim views a federal charter as “the most robust solution.”

By Justin Bachman • Aug. 13, 2026

Louisiana bank agrees to FDIC consent order over credit quality

Regulators restricted First Guaranty Bank’s ability to extend credit to borrowers whose transactions were labeled a “loss” in a September 2025 exam. The bank also must boost its Tier 1 leverage capital ratio.

By Dan Ennis • Aug. 11, 2026

U.S. Bank flags potential blowback from debanking inquiries

At least three other lenders have warned investors of consequences over the past year, but unlike U.S. Bank, those institutions have either been sued or called out publicly by President Trump.

By Dan Ennis • Aug. 10, 2026

Bunq rejected for OCC bank charter

The Office of the Comptroller of the Currency argued the Dutch fintech’s U.S. operations would be inadequately capitalized, its management inexperienced and its road to profit “unrealistic.”

By Dan Ennis • Aug. 10, 2026

FedNow extension wins support

Stripe, Visa, Wise and industry trade groups back the Federal Reserve’s plan to expand its instant payment system for cross-border use.

By Shefali Kapadia • Aug. 10, 2026

Warren wants United Texas Bank’s charter revoked

The senator said the OCC and Federal Reserve should not have let the bank convert its charter from state to national oversight while under an active consent order.

By Dan Ennis • Aug. 7, 2026

Augustus gets FDIC nod to launch bank

Among stipulations of the approval, the clearing bank must launch with $73,660,000 or more in capital funds and maintain a 10% or greater leverage ratio throughout its first three years.

By Dan Ennis • Aug. 5, 2026

Bank of America, USAA ink patent agreement

The deal allows each company to use the other’s full portfolio of patents. USAA for years has sued – or threatened court action against – banks it says infringe on its remote deposit capture patents.

By Dan Ennis • Aug. 5, 2026