5 bank failure-related changes the FDIC is considering

The agency’s chair, Travis Hill, outlined potential changes to deposit insurance assessments, private capital’s role in bids for failed banks, and a potential exception to the “least cost” requirement.

By Dan Ennis • June 10, 2026

2 Italian banks vie for Monte Paschi

Intesa Sanpaolo launched an unsolicited $35.3 billion bid Monday to acquire the world’s oldest bank. The offer came a day after Banco BPM proposed a merger of equals.

By Dan Ennis • June 8, 2026

Explore the Trendline➔

Artificial intelligence

Banks must decide whether to forge AI tools in-house or partner with outside firms. AI’s importance can’t be understated, but legacy tech may also constrain the budget for banks looking to innovate.

By Banking Dive staff

Barr: ‘Short-term sugar rush’ of deregulation bears risks

“The regulatory and supervisory changes recently enacted or proposed represent the most significant deregulation of the banking system since the Global Financial Crisis,” Fed Gov. Michael Barr said Saturday.

By Gabrielle Saulsbery • June 8, 2026

FinCEN urges banks to flag suspicious immigrant activity

An advisory Friday instructs lenders to help detect activity connected to the employment of immigrants lacking permanent legal status.

By Caitlin Mullen • June 8, 2026

Citi names key Fraser adviser to strategy, investor relations role

The CEO also tapped a new chief of staff among a raft of moves announced Wednesday.

By Dan Ennis • June 5, 2026

Fed sharpens focus on banks’ private credit exposure

The central bank has begun collecting data from banks to get a better idea of how their funding is being used in private credit, Michelle Bowman, the Fed’s vice chair for supervision, told lawmakers Thursday.

By Caitlin Mullen • June 5, 2026

OceanFirst taps familiar playbook to keep customers, staff

The New Jersey bank is prioritizing career assurance for customer-facing employees and community giving to keep the customers it inherited from Flushing Financial, OceanFirst’s CEO said.

By Caitlin Mullen • June 4, 2026

CFPB directs Bilt to reimburse customers affected by card transition

After tech issues plagued the fintech’s transition to a new bank partner this year, the CFPB said it’s worked to ensure affected consumers “are appropriately remedied.”

By Caitlin Mullen • June 3, 2026

New Jersey’s BCB appoints new CEO

New chief executive Thomas O'Brien said he intends to “undertake an aggressive program” to address areas of improvement at the bank.

By Gabrielle Saulsbery • June 2, 2026

FDIC faults Indiana bank over financial performance

Farmers and Mechanics Federal Savings Bank, which has posted a loss for the last two years, must identify when it expects to become profitable, regulators said.

By Caitlin Mullen • June 2, 2026

Fintech Wise probed over AML concerns

A Belgian prosecutor is looking into “indications of non-compliance,” particularly from “a lack of proper identification of clients and their activities.”

By Dan Ennis • June 2, 2026

5 takeaways from Jerome Powell’s award speech

The former Federal Reserve chair emphasized the importance of central bank independence in receiving the John F. Kennedy Profiles in Courage Award for his resistance to pressure from President Donald Trump.

By Dan Ennis • June 1, 2026

FDIC bans, fines ex-bank CEO involved in Supreme Court case

Harry C. Calcutt III allegedly negotiated and approved a series of unsafe and unsound transactions and then concealed them from regulators, the FDIC alleged.

By Gabrielle Saulsbery • June 1, 2026

The risk you already own: Financing digital asset exposure with a captive

Much of your digital asset risk is already on the balance sheet, fragmented across functions and driving avoidable earnings volatility.

June 1, 2026

CFPB orders return to a new, smaller DC headquarters

Employees based outside the Washington area will be expected to report by Aug. 31, according to a memo. However, the headquarters has space for just 550 of the bureau’s 1,100 workers.

By Dan Ennis • May 29, 2026

GreenSky to pay $10M to state AGs

The home-improvement lender, once owned by Goldman Sachs, operated a “predatory loan scheme,” according to Texas Attorney General Ken Paxton.

By Gabrielle Saulsbery • May 29, 2026

CFPB faces lawsuit over fair housing rule change

The agency’s final rule amending how the Equal Credit Opportunity Act is applied “effectively guts” fair lending protections, according to four plaintiffs.

By Gabrielle Saulsbery • May 28, 2026

CFTC asks judge to vacate $5M Gemini penalty

A onetime CFTC chair nominee alleged Gemini’s founders grilled him on the case, then lobbied the White House to stall his nomination.

By Dan Ennis • May 28, 2026

California judge rules in favor of OppFi, against regulator

A judge ruled that OppFi sufficiently demonstrated that its banking partner was the true lender of OppLoans, and that their relationship wasn’t a “rent-a-bank ruse.”

By Gabrielle Saulsbery • May 27, 2026

OCC cites AML deficiencies at NY bank that partners with fintechs

New York City-based Community Federal Savings Bank, a partner to Wise and Crypto.com, faces an enforcement action over what the regulator deemed an inadequate suspicious activity alert system.

By Dan Ennis • May 27, 2026

LendingClub CEO expects ‘skinned knees’ amid fintech charter rush

Fintechs that want to become banks should brace for “a learning curve” as they ramp up governance, risk and compliance infrastructure, said LendingClub CEO Scott Sanborn.

By Caitlin Mullen • May 27, 2026

Wells Fargo’s $85M ‘sham’ diversity settlement gets judge’s approval

The bank a week earlier agreed to pay $110 million to resolve a class-action lawsuit related to similar issues.

By Gabrielle Saulsbery • May 26, 2026

Fed, FDIC give green light to biggest US banks’ living wills

JPMorgan Chase, Bank of America, Citi and Goldman Sachs, additionally, have “adequately addressed” shortcomings found in the banks’ previous emergency wind-down plans, the agencies said Friday.

By Dan Ennis • May 26, 2026

Regions to pay DOJ $4.9M over PPP loan allegations

Although it disagreed with the claims, the bank said it settled with the Justice Department this month “with the goal of closing this chapter and moving on.”

By Caitlin Mullen • May 26, 2026

Cyber risk management 101 for C-suite finance executives

Cyber risk is now a business risk. Learn how financial leaders can strengthen resilience.

By Kathryn Human • May 26, 2026