Regulations & Policy


  • Russell Vought CFPB
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    Kayla Bartkowski via Getty Images
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    GAO details CFPB’s downsizing

    Two reports released Monday explored the scope of the CFPB’s downsizing in the last 12 months. A second one, by Senate Democrats, said the changes have cost consumers $19 billion.

    By Feb. 10, 2026
  • A close-up shot of the top of an office building at night shows the name "KeyBank" with a key logo.
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    Robert Way via Getty Images
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    HoldCo drops KeyBank, Eastern proxy fights

    The activist investor expressed renewed confidence in KeyBank CEO Chris Gorman after he clarified the bank’s no-acquisition stance, and the lender replaced its lead independent director and two board members.

    By Feb. 10, 2026
  • Trendline

    Artificial intelligence

    The heavily regulated banking sector rarely gets to trailblaze. But with AI, an all-in mentality is fueling both research and adoption.

    By Banking Dive staff
  • Federal Reserve ACH FedNow real time payments fintechs banks
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    Alex Wong via Getty Images
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    Fed ‘skinny’ account idea draws criticism

    A prototype payment account carries undue restrictions, fintech groups said in response to a Fed proposal that offers expanded real-time payments access.

    By Justin Bachman • Feb. 9, 2026
  • A close-up of Russell Vought, Director of the Office of Management and Budget, shows him looking up.
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    Anna Moneymaker / Staff via Getty Images
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    Column

    Dive Deposits: CFPB tamps down on complaint portal

    The bureau published three pages urging consumers to file complaints with credit agencies before contacting the CFPB. It’s not subtle.

    By Feb. 6, 2026
  • Two people with their backs to the camera use Bank of America ATMs.
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    Justin Sullivan / Staff via Getty Images
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    Ex-Bank of America employee pleads guilty in money laundering scheme

    A Brooklyn, New York-based banker allegedly aided a criminal enterprise that submitted more than $10 billion in fraudulent Medicare claims, the Justice Department said.

    By Feb. 6, 2026
  • Elizabeth Warren gestures with her right hand while speaking during a hearing.
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    Kevin Dietsch / Staff via Getty Images
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    Democrats urge FDIC, OCC to scrap ‘unsafe,’ ‘unsound’ change

    Elizabeth Warren and other senators accused the regulatory agencies of pursuing “pernicious” changes to bank supervision that would further tie examiners’ hands.

    By Feb. 6, 2026
  • The Seattle skyline, featuring the Space Needle and skyscrapers.
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    Getty Images
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    Washington state credit unions buying banks face new tax

    A 1.2% tax applies to gross income generated from such transactions, meaning there are no deductions for labor and materials, to deals submitted for regulatory approval after Jan. 1, 2026.

    By Feb. 5, 2026
  • stephen miran raising hand
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    Win McNamee via Getty Images
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    Fed’s Miran resigns from White House role

    The move comes after senators urged him to leave the central bank’s board, where his term ended Jan. 31. Miran is allowed to stay until a successor is confirmed.

    By Feb. 4, 2026
  • A hand holds a smartphone displaying the Affirm app.
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    Courtesy of Affirm
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    Why some payments companies want to be banks

    Banking charters let those companies streamline their services and save money by not partnering with banks.

    By Patrick Cooley • Feb. 3, 2026
  • A view of the Chicago skyline.
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    Getty Images
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    Chicago bank first to fail in 2026

    An Illinois regulator closed Metropolitan Capital Bank & Trust on Friday, and the FDIC sold the majority of its assets to Detroit-based First Independence Bank.

    By Feb. 2, 2026
  • Nubank gets conditional OCC approval for charter

    The Brazilian digital challenger “will focus on fully capitalizing the institution within 12 months and opening the bank within 18 months” as it awaits green lights from the Fed and FDIC.

    By Jan. 30, 2026
  • FedNow Federal Reserve instant payments banks
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    Michael M. Santiago via Getty Images
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    Trump nominates Kevin Warsh as next Fed chair

    The former Federal Reserve governor was a candidate to lead the central bank in 2017, but the president chose Jerome Powell.

    By Jan. 30, 2026
  • Bank sign on glass wall of business center
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    Getty Images
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    What’s coming for the banking industry in 2026

    2025 brought a surge of M&A. Expect more this year. De novo applications, too, spiked last year. That should continue. If regulation was stripped down in 2025, expect a buildup – with a different look.

    By Banking Dive staff • Jan. 30, 2026
  • Wells Fargo signage outside a building with "Wells Fargo" on it.
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    Justin Sullivan / Staff via Getty Images
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    Wells Fargo launches internal proxy voting service

    The bank’s investment management arm becomes the second major asset manager to ditch third-party proxy advisory firms for a proprietary service.

    By Lamar Johnson • Jan. 29, 2026
  • A tall modern office building with a white facade and the "US Bank" logo at the top, positioned in front of a taller cylindrical glass skyscraper.
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    Alamy
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    U.S. Bank CEO Kedia named chair

    With the move, effective in April, the Minneapolis-based lender joins all eight of the U.S.’s G-SIBs in consolidating CEO and chair roles. Gunjan Kedia’s predecessor, Andy Cecere, is retiring from the board.

    By Jan. 29, 2026
  • OCC
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    Retrieved from OCC.
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    Nomura spinoff Laser Digital applies for OCC charter

    The digital-asset firm is vying for a national trust banking charter, the same license for which Circle, Ripple and Paxos were conditionally approved.

    By Jan. 28, 2026
  • Rodney Hood, acting comptroller of the OCC
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    Courtesy of The Office of the Comptroller of the Currency
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    Ally taps former acting OCC chief as policy adviser

    Rodney Hood, who has served as acting comptroller of the currency and chair of the National Credit Union Administration, will serve as a senior policy adviser to Ally CEO Michael Rhodes.

    By Jan. 27, 2026
  • Gemini Trust founders the Winklevoss twins listen during President Trump's Digital Asset Summit
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    Anna Moneymaker via Getty Images
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    SEC agrees to dismiss Gemini lawsuit

    The lawsuit, regarding Gemini Earn, is appropriate to dismiss because its investors have already received 100% of their money back, the SEC said.

    By Jan. 26, 2026
  • David Solomon, CEO of Goldman Sachs, gestures and looks to his right while speaking.
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    Win McNamee / Staff via Getty Images
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    Goldman to pay CEO Solomon $47M for 2025

    The payout marks David Solomon’s third consecutive annual raise of 20% or more and likely will make him the best-compensated chief executive among the six biggest U.S. banks.

    By Jan. 26, 2026
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    Getty Images
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    FDIC conditionally approves Ford, GM ILC charters

    Both automakers must stand up their respective banks within 12 months. After that, they must maintain a minimum 15% tier 1 leverage ratio.

    By Jan. 23, 2026
  • Jamie Dimon speaks
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    Win McNamee / Staff via Getty Images
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    JPMorgan’s Dimon sees 10.3% pay bump to $43M

    The bank credited longtime CEO Jamie Dimon for his “longstanding exemplary leadership,” commitment to shareholders and “continued development of top executives.”

    By Jan. 23, 2026
  • Seated man speaking with New York Times logo in background and the name 'Max Levchin'
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    Neilson Barnard via Getty Images
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    Affirm seeks Nevada bank charter

    The company submitted applications to state and federal regulators to start Affirm Bank, it said Friday.

    By Patrick Cooley • Jan. 23, 2026
  • A person speaks while wearing a hat that says "USA".
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    Alex Wong via Getty Images
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    Trump sues JPMorgan, Dimon over alleged debanking

    The action makes good on plans the president made public last week, when he accused the bank of “incorrectly” debanking him in connection with the Jan. 6, 2021, U.S. Capitol riot.

    By Updated Jan. 22, 2026
  • supreme court sunrise
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    Stock via Getty Images
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    Supreme Court approaches Cook case with skepticism

    Liberal and conservative justices pressed lawyers on the cause and notice in President Donald Trump’s attempted firing of the Fed governor – and the consequence of setting a new precedent.

    By Jan. 22, 2026
  • The Office of the Comptroller of the Currency's seal hangs on a brick building.
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    Permission granted by Office of the Comptroller of the Currency
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    Deep Dive

    Inside the explosion of banking charter applications

    Pent-up demand led to at least 18 applications being filed with the OCC last year. And that influx could continue in 2026, as two applications have been submitted to the agency in recent weeks.

    By Jan. 22, 2026