OCC issues final rule on stablecoin framework

The regulation bans direct yield payments to customers from stablecoin issuers, but the OCC said it would “evaluate” third-party yield arrangements on a case-by-case basis.

By Dan Ennis • Oct. 21, 2026

FDIC’s Hill mulls agentic AI deposit impact

Travis Hill, speaking Tuesday in Las Vegas, also said he sees potential for AI to help the banking agency become more efficient in aspects of supervision and failed bank resolution.

By Caitlin Mullen • Oct. 21, 2026

Explore the Trendline➔

Fraud and AML in banking

Regulators have trained their sights on new targets in the fight against fraud and money laundering. Banks and credit unions, too, are refreshing their strategies.

By Banking Dive staff

Regulators, industry urged to collaborate as new tech scales

As agentic commerce and blockchain take off, regulators and industry players are underestimating “the need for true, timely action,” said a Treasury and National Security Council alum.

By Caitlin Mullen • Oct. 20, 2026

The risk you can’t report: banking’s hidden cyber exposure problem

Your bank knows its vulnerabilities. Does it know who owns the systems behind them?

Oct. 19, 2026

Epstein bill would push regulators to disclose bank probes

Bank executives could face industry bans, fines and criminal referrals under legislation proposed by Sen. Elizabeth Warren, D-MA.

By Dan Ennis • Oct. 16, 2026

NYDFS fines Swedish bank SEB $33M over AML issues

Anti-money laundering program deficiencies at Stockholm-based Skandinaviska Enskilda Banken came to light following the 2016 Panama Papers leak that ensnared hundreds of banks.

By Gabrielle Saulsbery • Oct. 16, 2026

Kraken parent eyes EU license with bank acquisition

Buying Lithuania-based Saldo Bank would give Payward an upgrade from the Ireland-issued electronic money institutions license it now carries. Terms of the deal were not disclosed.

By Dan Ennis • Oct. 14, 2026

OCC blasts debanking instances by JPMorgan, others in report

The agency combed through the policies and individual account-closing decisions at nine banks, alleging discrimination, mostly against conservatives. The CFPB also said it would investigate.

By Dan Ennis • Oct. 14, 2026

Dive Deposits: Trump’s Cook committee is betting like it’s 2025

The White House is convening a panel to re-investigate allegations against a Fed governor. The timing may indicate confidence in the midterm election outcome.

By Dan Ennis • Oct. 13, 2026

Warren presses NCUA OIG over empty board

The National Credit Union Administration didn’t have a single board member between August 10 and 24. Sen. Elizabeth Warren wants to know who was in charge.

By Gabrielle Saulsbery • Oct. 9, 2026

Amex dinged by Fed, OCC; must pay $350M for AML failures

Regulators identified “significant deficiencies” in how American Express' enterprise-wide anti-money laundering program was implemented, in particular at the firm’s national bank subsidiary.

By Gabrielle Saulsbery • Oct. 8, 2026

HUD probes Wells Fargo over ‘racialized’ lending

Wells’ programs to bolster Black home ownership – put in place in 2017 and 2022 – are “immoral, unethical and un-American,” Secretary Scott Turner said.

By Gabrielle Saulsbery • Oct. 8, 2026

Fed consolidates bank supervision structure

Vice Chair for Supervision Michelle Bowman laid out changes Tuesday to the Fed’s supervisory structure intended “to implement a culture of accountability and clear decision-making authority.”

By Caitlin Mullen • Oct. 7, 2026

Top bank conferences to attend in 2027

Connecting with peers and competitors may offer the gut-check that banking leaders need so they can innovate in a way that lets customers and shareholders both prosper.

By Dan Ennis • Oct. 6, 2026

DOJ won’t reopen Powell probe

There’s “more work to do to understand” how the Fed’s renovation project became so expensive, AG Todd Blanche told Bloomberg TV, but the Justice Department won’t reopen its related investigation into Jerome Powell.

By Gabrielle Saulsbery • Oct. 5, 2026

ICBA urges court to rein in OCC over trust charters

The community bank trade group sued the banking agency Friday, challenging the OCC's authority to charter crypto firms outside the traditional banking framework.

By Caitlin Mullen • Oct. 5, 2026

Warren, Van Hollen pressure OppFi to ditch bank deal

Weeks after nonbank lender Enova scrapped its bid to buy Grasshopper Bank, two Senate Democrats are urging nonbank lender OppFi to abandon its own dealmaking efforts.

By Gabrielle Saulsbery • Oct. 2, 2026

Dive Deposits: BofA, Barclays show their populist side

Bank of America is expanding its apprenticeship program at a time of year when it typically would raise the hourly wage for its lowest-paid staff. Meanwhile, Barclays conceded (partially) on its office-return mandate.

By Dan Ennis • Oct. 2, 2026

Fed watchdog finds mismanagement, not criminality, in $2.5B renovation

The Federal Reserve Board should establish a guaranteed maximum price for its renovation project, which is now several years in, the Office of the Inspector General said.

By Gabrielle Saulsbery • Oct. 1, 2026

Fed finalizes stress-test changes

The central bank issued updates meant to make test scenarios more transparent and reduce year-to-year volatility banks see in their capital requirements.

By Dan Ennis • Sept. 30, 2026

Fed’s ‘collective lack of action’ let info security risks fester: OIG

Governance of the central bank's information security program and enforcement of controls lack clarity, resulting in a 2024 incident involving a retiring employee “remaining unresolved for over a year,” an OIG report said.

By Caitlin Mullen • Sept. 29, 2026

California’s Nano Banc fails

Sunwest Bank acquired most of the assets, deposits and loans from the long-troubled bank. Nano is the sixth U.S. bank to collapse in 2026.

By Dan Ennis • Sept. 28, 2026

FDIC clamps down on ‘significantly undercapitalized’ Old Glory Bank

Old Glory’s latest call report showed the bank’s leverage ratio was 2.69%. The bank failed to respond to a notice of intent that regulators would issue a directive for prompt corrective action, the FDIC said.

By Caitlin Mullen • Sept. 28, 2026

Fed proposes stablecoin rules

In a statement issued alongside proposed rules, Fed Gov. Michael Barr said stablecoins “will only be stable if they can be reliably and promptly redeemed at par in a range of conditions.”

By Gabrielle Saulsbery • Sept. 25, 2026

Fintech Avant applies for OCC charter

A charter from the Office of the Comptroller of the Currency would allow the Chicago-based fintech to expand its credit products, diversify beyond them, and reduce its cost of funds, the CEO said.

By Gabrielle Saulsbery • Sept. 23, 2026