Regulations & Policy


  • President Donald Trump
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    Trump resumes push to fire Fed’s Powell

    The president said he would relieve the central bank chief if he doesn’t step down when his term ends next month.

    By April 15, 2026
  • kraken crypto app
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    Courtesy of Kraken
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    Kraken co-CEO confirms IPO filing

    Rumors of the filing circulated in November. However, since then, Kraken’s value has fallen 33.5%, to $13.3 billion. Market conditions reportedly led the crypto firm to freeze its IPO last month.

    By April 15, 2026
  • millbury national bank Explore the Trendline
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    Trendline

    Top 5 stories from Banking Dive

    Amid a swell of activity, financial institutions large and small are leaning into their aspirations. For PNC, it’s scale. For some fintechs, it’s a charter. For Millbury National Bank, it may simply be niceness.

    By Banking Dive staff
  • Jane Fraser, wearing a blue coat, walks down a hallway with people surrounding her, including a person holding a mobile phone in front of her.
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    Chip Somodevilla / Staff via Getty Images
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    Citi, Wells, PNC CEOs dismiss M&A likelihood

    Citi CEO Jane Fraser shut down reports the lender is pursuing a bank acquisition. Wells Fargo and PNC’s CEOs, too, stressed their focus on organic growth over M&A.

    By April 15, 2026
  • Elon Musk on White House South Lawn on Mar. 9, 2025
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    Samuel Corum via Getty Images
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    Warren pounds X Money plans

    Sen. Elizabeth Warren, D-MA, demanded information from billionaire Elon Musk about his plans to launch a digital wallet this month.

    By Lynne Marek • April 15, 2026
  • Pedestrians, a cyclist and a bus pass by a brick and glass JPMorgan Chase bank branch with the "Chase" name and logo on the building facade.
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    Scott Olson / Staff via Getty Images
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    JPMorgan blasts capital proposals, estimates 4% increase

    The CEO and CFO of the biggest U.S. bank called for further changes to Basel III and G-SIB surcharge proposals, saying the latter is “still broken.”

    By April 14, 2026
  • An aerial view of the Golden Gate Bridge in front of the San Francisco skyline.
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    Justin Sullivan via Getty Images
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    BayCom hires 3 PacWest alums in a shift toward dealmaking

    United Business Bank’s three founders are being replaced by architects of PacWest’s sale to Banc of California, in the hope that the move will jump-start acquisitive growth.

    By April 13, 2026
  • Federal Reserve ACH FedNow real time payments fintechs banks
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    Alex Wong via Getty Images
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    Fed mulls FedNow cross-border use

    The Federal Reserve proposed letting participants in the real-time payments system use intermediaries to make cross-border fund transfers.

    By Lynne Marek • April 10, 2026
  • A stone building facade with the Fifth Third logo and "Fifth Third Center" above the entrance is shown, with tree branches in the foreground.
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    Caitlin Mullen/Banking Dive
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    How Fifth Third beats back impersonation scams

    Bank impersonation scams, which tripled from 2024 to 2025, were the leading scam the regional lender encountered in 2025, said Kristopher Edwards, head of fraud prevention.

    By April 10, 2026
  • BNY headquarters
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    BNY gives its employees a homeownership hand-up

    The bank is offering $6,500 in down payment assistance to employees who make $100,000 or less a year. BNY in recent years has raised its minimum wage and offered company stock to its lowest-paid workers.

    By April 9, 2026
  • FDIC Chairman Travis Hill looks off during a Senate Banking Committee meeting.
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    Anna Moneymaker via Getty Images
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    FDIC floats AML revamp, stablecoin guidelines

    Under a proposed overhaul of anti-money laundering rules, only “significant or systemic failures” to implement an AML/CFT program would prompt an enforcement or supervisory action.

    By April 8, 2026
  • The Office of the Comptroller of the Currency logo
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    Cash management platform Lorum applies for national trust charter

    “We’re basically building a new-age BNY,” said George Davis, the company’s founder.

    By April 7, 2026
  • President Donald Trump walks outside the White House on Oct. 10, 2025, in Washington, D.C.
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    Anna Rose Layden via Getty Images
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    White House continues campaign to gut CDFIs

    A Trump administration budget request cuts 63% of awards to community development financial institutions – and demands a focus on rural assistance rather than “immigration, gender and climate radicalism.”

    By April 7, 2026
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    BNY, Robinhood tapped for Trump Accounts program

    BNY will manage the initial accounts and develop an app for families to manage funds, and Robinhood will serve as brokerage and initial trustee of the accounts, the Treasury Department said.

    By April 6, 2026
  • JPMorgan Chase CEO Jamie Dimon, wearing a suit, gestures while speaking in front of a blue background with the words "The Hill & Valley Forum 2026."
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    Leigh Vogel / Stringer via Getty Images
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    JPMorgan’s Dimon bemoans parts of Basel, G-SIB proposals

    While the bank CEO backs a “timely finalization” of the proposals, the latest iterations “are still very flawed in a few specific areas,” Jamie Dimon wrote in his annual letter to shareholders.

    By April 6, 2026
  • Michael James Blair, FED headquarters renovations
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    Bonnie Cash via Getty Images
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    Judge won’t reconsider decision on DOJ’s Powell probe

    The government’s arguments “do not come close to convincing the Court that a different outcome is warranted,” Judge James Boasberg said. A U.S. Attorney’s office said it would appeal.

    By April 6, 2026
  • coinbase logo with coins stacked in front of it
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    Justin Sullivan via Getty Images
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    Coinbase nabs conditional OCC charter approval

    A Coinbase executive credited “years of investment in compliance, engagement with regulators, and belief that the right path forward for crypto is through the system — not around it.”

    By April 3, 2026
  • FTX signage is shown with a phone in the foreground
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    Leon Neal / Staff via Getty Images
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    Former FTX exec faces $3.7M disgorgement, trading ban

    The CFTC seeks no restitution or civil monetary penalty from Nishad Singh, “based in part upon Singh’s cooperation in [the] investigation and related proceedings.”

    By April 2, 2026
  • A close-up of Russell Vought, Director of the Office of Management and Budget, shows him looking up.
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    Anna Moneymaker / Staff via Getty Images
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    CFPB floats plan to cut staff in half

    The bureau wants to persuade a district court to lift its injunction. Opponents call the plan “half-baked,” but the CFPB insists downsizing is needed to meet funding restrictions imposed by a measure passed in July.

    By April 2, 2026
  • Shot of Ripple XRP token
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    Jack Taylor via Getty Images
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    Stablecoins roll on as rules evolve

    PayPal, Convera and Nium are among the companies racing to incorporate stablecoins in cross-border plays, even as regulators voice caution.

    By Lynne Marek • April 2, 2026
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    Q&A

    Concerns mount over core provider issues

    An OCC inquiry ought to result in core providers being held accountable for compliance issues within their systems that affect banks, a consultant urged.

    By April 2, 2026
  • jackson mississippi skyline
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    CRobertson via Getty Images
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    Trustmark names next COO, CFO

    With current CFO Thomas Owens set to become operations chief, Joseph Bond will join the Jackson, Mississippi-based lender from Texas Capital Bancshares.

    By April 1, 2026
  • A sign reads "New York Community Bank" and "A division of Flagstar Bank, N.A., Member FDIC"
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    Spencer Platt / Staff via Getty Images
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    Flagstar ex-CEO DiNello to step down from board

    The executive, who ran New York Community Bank just ahead of its rescue, will not stand for reelection when his term ends in June.

    By March 31, 2026
  • buildings in Bethesda, Maryland
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    EagleBank disavows activist investor’s board nominees

    The embattled Maryland lender did not include the proposed nominees in a notice to shareholders – and won’t unless Diligence Capital Management gets a court order, it said.

    By March 30, 2026
  • Shot of Morgan Stanley logo
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    Morgan Stanley gets Fed green light to realign German unit

    Allowing an exception to current rules would level the competitive playing field, the bank said. Three Fed governors dissented, noting the move could pose a risk to the Deposit Insurance Fund.

    By March 27, 2026
  • FDIC Chairman Travis Hill looks off during a Senate Banking Committee meeting.
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    Anna Moneymaker via Getty Images
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    FDIC cuts could drain institutional knowledge: OIG

    The agency “must maintain a sustained focus on strategic workforce planning to ensure its continued effectiveness and mission fulfillment,” wrote the OIG.

    By March 27, 2026