Regulations & Policy


  • The U.S. Capitol stands in the distance as morning traffic moves along North Capitol Street Northwest on October 01, 2025 in Washington, DC. The government shut down early Wednesday after Congress failed to reach a funding deal.
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    FDIC’s Hill faces discontent over workplace culture effort, job cuts

    Republican Sen. John Kennedy threatened to vote not to advance the acting chair’s nomination over “pretty words” but a lack of action. Sen. Elizabeth Warren slammed lagging updates on workforce reductions.

    By Oct. 31, 2025
  • CFPB open banking banks Russell Vought fintechs litigation
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    andresr via Getty Images
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    Judge blocks CFPB open banking rule enforcement

    The preliminary injunction in a federal lawsuit enjoins a U.S. open banking framework until the Consumer Financial Protection Bureau issues a new rule.

    By Justin Bachman • Oct. 30, 2025
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    Permission granted by Frost Bank
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    Trendline

    Top 5 stories from Banking Dive

    Since the approval of Capital One’s acquisition of Discover, banks have increasingly waded into new deals. Beyond that, they’ve doubled down on strategy, from organic growth to branch placement to app design.

    By Banking Dive staff
  • Front of building with a sign that says "Barclays."
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    The image by Gareth Milner is licensed under CC BY-SA 2.0
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    Barclays to acquire Best Egg for $800M

    The personal lending fintech last year secured a $500 million purchase facility from Fortress Investment Group and tech-driven investment manager Edge Focus to grow its loan platform.

    By Oct. 28, 2025
  • Rep. Mike Flood stands behind a podium and speaks into a microphone as other people stand behind him.
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    Anna Moneymaker / Staff via Getty Images
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    Community banks have ‘no choice’ but to be in stablecoin business, lawmaker says

    Bank-fintech partnerships are essential to enabling community banks to serve stablecoin interest, Rep. Mike Flood, R-NE, said Sunday at the Money20/20 conference.

    By Oct. 28, 2025
  • Federal Reserve building renovations
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    Michael M. Santiago via Getty Images
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    Fed proposes disclosing stress-test details

    The central bank Friday voted to alert banks ahead of time with stress-test scenarios and several key calculations.

    By Oct. 27, 2025
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    Trump taps SEC crypto task force lawyer to lead CFTC

    Mike Selig’s bid comes after the withdrawal of the previous nominee to lead the agency, which now has just one commissioner.

    By Oct. 27, 2025
  • Binance CEO Changpeng Zhao on stage
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    The image by Piaras Ó Mídheach/Web Summit via Sportsfile is licensed under CC BY 2.0
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    Trump pardons Binance founder Zhao

    Changpeng Zhao previously pleaded guilty to violating anti-money laundering laws, and then served four months in prison.

    By Oct. 23, 2025
  • Headshot of Jane Fraser
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    Drew Angerer via Getty Images
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    Citi gives CEO Fraser a $25M award, names her chair

    The bank is the last of the eight U.S. systemically important financial institutions to consolidate its CEO and board leadership roles.

    By Oct. 23, 2025
  • Pedestrians pass by a Wells Fargo bank branch.
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    Michael M. Santiago via Getty Images
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    OCC drops fine in final Wells fake-accounts settlement

    Claudia Russ Anderson, group risk officer at the time of the bank's fake-accounts scandal, won’t face an additional monetary penalty by the regulator.

    By Oct. 23, 2025
  • Exterior view of a PNC Bank branch with a revolving glass door. The building facade has large vertical columns. The PNC Bank sign features a blue and orange color scheme above the entrance.
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    Alamy
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    PNC, Capital One embrace FedNow

    PNC was a founding member of the rival private-sector real-time payments system RTP network, which is operated by The Clearing House and launched in 2017.

    By Lynne Marek • Oct. 23, 2025
  • CFPB open banking banks Russell Vought fintechs
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    Anna Moneymaker via Getty Images
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    CFPB deluged with open banking comments

    Banks and fintechs aired their arguments regarding the federal agency’s proposed revision of a rule on sharing consumer data.

    By Justin Bachman • Oct. 23, 2025
  • Bank of America CEO Brian Moynihan speaks during an event at the Economic Club, with a blue background behind him.
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    Anna Moneymaker / Staff via Getty Images
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    5 hot topics BofA CEO Brian Moynihan is watching

    The Bank of America chief, speaking Tuesday at the American Bankers Association’s annual convention, talked stablecoins, cybersecurity and the importance of new regulations that “can’t be taken apart easily.”

    By Oct. 22, 2025
  • Senator Elizabeth Warren holds out her hand as she speaks. In front of her a placard reads "Ms. Warren."
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    Michael A. McCoy / Stringer via Getty Images
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    Warren, Kim want FDIC to halt ILC charter approvals

    “A moratorium would provide Congress with an opportunity to address a longstanding crack in the wall separating banking and commerce before it becomes a chasm,” the senators wrote Monday.

    By Oct. 22, 2025
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    Jack Taylor via Getty Images
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    Column

    Dive Deposits: Ripple’s 2nd billion-dollar deal of 2025 puts it in elite company

    The question is whether the watershed year will give the crypto firm a Morgan Stanley-esque afterglow or one more akin to NYCB.

    By Oct. 20, 2025
  • Comptroller of the Currency Jonathan Gould
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    Retrieved from The Office of the Comptroller of the Currency on October 07, 2025
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    OCC’s Gould details regulatory ‘reset’

    At the ABA’s annual convention Monday, the comptroller, more than once, referred to the OCC’s actions during his tenure as “down payments,” and promised more community bank “relief” to come.

    By Oct. 20, 2025
  • U.S. President Donald Trump looks on as Chairman of the Federal Reserve Jerome Powell gives a speech.
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    Drew Angerer via Getty Images
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    Fed, FDIC, OCC withdraw guidance on climate risk management

    The regulators have rescinded guidance intended to help financial institutions with over $100 billion in total assets identify and manage financial risks related to climate change.

    By Zoya Mirza • Oct. 20, 2025
  • CFPB open banking banks Russell Vought fintechs
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    Chip Somodevilla via Getty Images
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    Column

    Dive Deposits: Vought sees CFPB shuttered in ‘2-3 months’

    The CFPB’s acting director floated the timeline in a podcast appearance Wednesday, after weeks of relative silence on the bureau’s status.

    By Oct. 17, 2025
  • Citigroup building in downtown Toronto, Ontario is pictured on Sept. 13, 2024.
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    Getty Images
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    CFPB ends Citi consent order 3 years early

    The bank allegedly discriminated against Armenian-Americans in California, according to the 2023 consent order.

    By Oct. 17, 2025
  • A landscape perspective overlooks Silicon Valley.
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    Tech-focused Erebor Bank gets conditional OCC approval

    The bank, backed by billionaire investor Peter Thiel and founded by two tech pioneers, will serve companies focused on crypto, AI, defense and manufacturing.

    By Oct. 15, 2025
  • The Office of the Comptroller of the Currency's seal hangs on a brick building.
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    Stripe’s Bridge applies for national trust charter

    Bridge joins a growing list of crypto-native firms, including Coinbase, Circle, Ripple and Paxos, which have applied for an OCC charter this year.

    By Oct. 15, 2025
  • An aerial view of the Memphis, Tennessee downtown is shown, depicting tall buildings alongside a river.
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    Getty Images
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    First Horizon keeps options open amid M&A uptick

    The Memphis, Tennessee-based bank’s CEO is “increasingly confident in our ability to integrate a well-structured merger,” but also indicated the lender is focused on “optionality,” he said Wednesday.

    By Oct. 15, 2025
  • Federal Reserve Governor Michelle Bowman stands behind a podium and speaks.
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    Retrieved from Federal Reserve on October 10, 2025
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    Fed’s Bowman, community bank CEOs press for tailoring

    The central bank governor espoused adjusting asset thresholds, as did bank executives, who also advocated for deposit insurance reform and consistency among examiners.

    By Oct. 10, 2025
  • CFPB open banking banks fintechs fees
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    Andrey Popov via Getty Images
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    Open banking also helps banks: fintechs

    Fintechs are trying to rally support for U.S. open banking as regulators gather comments, ahead of an Oct. 21 deadline, to inform a revised rule.

    By Justin Bachman • Oct. 9, 2025
  • an exterior shot of the US capitol building
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    Samuel Corum via Getty Images
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    Lawmaker prods JPMorgan, BofA, BNY CEOs for Epstein info

    Rep. Jamie Raskin, D-MD, wants the banks to turn over documents to the House Judiciary Committee by Oct. 22.

    By Oct. 9, 2025
  • Federal Reserve Gov. Michael Barr speaks into a microphone during a congressional hearing.
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    Kevin Dietsch / Staff via Getty Images
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    4 takeaways from Michael Barr’s speech to community bankers

    The Federal Reserve governor spoke of the cost opportunities of AI, reiterated his thoughts on the threat of deepfakes, and encouraged small banks to play to their strengths.

    By Oct. 9, 2025