Nubank gets conditional OCC approval for charter

The Brazilian digital challenger “will focus on fully capitalizing the institution within 12 months and opening the bank within 18 months” as it awaits green lights from the Fed and FDIC.

By Caitlin Mullen • Jan. 30, 2026

Trump nominates Kevin Warsh as next Fed chair

The former Federal Reserve governor was a candidate to lead the central bank in 2017, but the president chose Jerome Powell.

By Dan Ennis • Jan. 30, 2026

Explore the Trendline➔

Fraud and AML in banking

The past year has been one of reckoning with regard to fraud — from TD’s $3 billion AML penalty to the continuing punitive phase connected to PPP misdeeds, crypto bankruptcies and pig butchering.

By Banking Dive staff

What’s coming for the banking industry in 2026

2025 brought a surge of M&A. Expect more this year. De novo applications, too, spiked last year. That should continue. If regulation was stripped down in 2025, expect a buildup – with a different look.

By Banking Dive staff • Jan. 30, 2026

Wells Fargo launches internal proxy voting service

The bank’s investment management arm becomes the second major asset manager to ditch third-party proxy advisory firms for a proprietary service.

By Lamar Johnson • Jan. 29, 2026

U.S. Bank CEO Kedia named chair

With the move, effective in April, the Minneapolis-based lender joins all eight of the U.S.’s G-SIBs in consolidating CEO and chair roles. Gunjan Kedia’s predecessor, Andy Cecere, is retiring from the board.

By Dan Ennis • Jan. 29, 2026

Nomura spinoff Laser Digital applies for OCC charter

The digital-asset firm is vying for a national trust banking charter, the same license for which Circle, Ripple and Paxos were conditionally approved.

By Dan Ennis • Jan. 28, 2026

Ally taps former acting OCC chief as policy adviser

Rodney Hood, who has served as acting comptroller of the currency and chair of the National Credit Union Administration, will serve as a senior policy adviser to Ally CEO Michael Rhodes.

By Caitlin Mullen • Jan. 27, 2026

SEC agrees to dismiss Gemini lawsuit

The lawsuit, regarding Gemini Earn, is appropriate to dismiss because its investors have already received 100% of their money back, the SEC said.

By Gabrielle Saulsbery • Jan. 26, 2026

Goldman to pay CEO Solomon $47M for 2025

The payout marks David Solomon’s third consecutive annual raise of 20% or more and likely will make him the best-compensated chief executive among the six biggest U.S. banks.

By Dan Ennis • Jan. 26, 2026

FDIC conditionally approves Ford, GM ILC charters

Both automakers must stand up their respective banks within 12 months. After that, they must maintain a minimum 15% tier 1 leverage ratio.

By Gabrielle Saulsbery • Jan. 23, 2026

JPMorgan’s Dimon sees 10.3% pay bump to $43M

The bank credited longtime CEO Jamie Dimon for his “longstanding exemplary leadership,” commitment to shareholders and “continued development of top executives.”

By Dan Ennis • Jan. 23, 2026

Affirm seeks Nevada bank charter

The company submitted applications to state and federal regulators to start Affirm Bank, it said Friday.

By Patrick Cooley • Jan. 23, 2026

Trump sues JPMorgan, Dimon over alleged debanking

The action makes good on plans the president made public last week, when he accused the bank of “incorrectly” debanking him in connection with the Jan. 6, 2021, U.S. Capitol riot.

By Gabrielle Saulsbery • Updated Jan. 22, 2026

Supreme Court approaches Cook case with skepticism

Liberal and conservative justices pressed lawyers on the cause and notice in President Donald Trump’s attempted firing of the Fed governor – and the consequence of setting a new precedent.

By Dan Ennis • Jan. 22, 2026

Inside the explosion of banking charter applications

Pent-up demand led to at least 18 applications being filed with the OCC last year. And that influx could continue in 2026, as two applications have been submitted to the agency in recent weeks.

By Gabrielle Saulsbery • Jan. 22, 2026

Crypto lender Nexo fined $500K by California regulator

Nexo issued loans without a state license and without considering borrowers’ ability to repay, the regulator said. A Nexo spokesperson said the “legacy issues” do not “reflect the company’s current operations.”

By Daniel Muñoz • Jan. 21, 2026

Trump threatens to sue JPMorgan over debanking

President Donald Trump accused the bank of “incorrectly” debanking him in connection with the Capitol riot, and pushed back against an anecdote JPMorgan CEO Jamie Dimon was offered the Fed chair post.

By Dan Ennis • Jan. 20, 2026

Senator probes BNY for more Epstein info

Sen. Ron Wyden asked the bank for details related to 18 $1 million wire transfers between accounts linked to late sex offender Jeffrey Epstein, as well as BNY’s KYC procedures and names of individual bankers.

By Dan Ennis • Jan. 16, 2026

First Horizon calls out Raleigh as a market of interest

The bank’s CFO said First Horizon isn’t interested in a large acquisition, but if a smaller bank with a handful of branches were to come for sale, “we’re going to run the math.”

By Caitlin Mullen • Jan. 16, 2026

M&A in 2026 may put more distance between big, small banks

Expect the acceleration in bank M&A to pick up further, especially in advance of this year’s midterm elections.

By Caitlin Mullen • Jan. 15, 2026

Fed approves Fifth Third-Comerica deal

The transaction is expected to close Feb. 1, Fifth Third said. The green light, 99 days after proposal, comes despite an intense campaign by Comerica investor HoldCo Asset Management.

By Dan Ennis • Jan. 14, 2026

Fed’s Powell resists DOJ probe

At least two GOP senators and a dozen former Federal Reserve and Treasury officials are questioning the Trump administration’s investigation into the central bank chair’s testimony and construction projects.

By Dan Ennis • Jan. 12, 2026

Vought concedes on CFPB funding

The CFPB’s acting director requested $145 million from the Federal Reserve to carry out agency duties for the fiscal second quarter, but noted he disagreed with a judge’s decision ordering the agency to do so.

By Caitlin Mullen • Jan. 12, 2026

Plaid hires ex-FDIC chief Jelena McWilliams

The fintech’s CEO praised the incoming president of corporate and external affairs as a “consistent voice for transparency, consumer protection, and innovation” in a blog post Thursday.

By Dan Ennis • Jan. 9, 2026

Fed’s Bowman, lawmakers suggest regulatory threshold changes

The vice chair for supervision also wondered whether a more nuanced approach would be better than single-metric thresholds, such as those based on asset size.

By Caitlin Mullen • Jan. 8, 2026