EagleBank to pay $9.7M to resolve BSA violations

The Bethesda, Maryland-based lender admitted to knowingly letting customers engage in a check fraud scheme, and to having lax anti-money laundering controls for more than a decade.

By Gabrielle Saulsbery • July 1, 2026

Warren grills Capital One CEO over CFPB nominee

The Democratic senator wanted to know if Capital One executive-turned-CFPB nominee Brian Johnson had any role in the bureau’s termination of a lawsuit against the bank.

By Dan Ennis • June 30, 2026

Explore the Trendline➔

Artificial intelligence

Banks must decide whether to forge AI tools in-house or partner with outside firms. AI’s importance can’t be understated, but legacy tech may also constrain the budget for banks looking to innovate.

By Banking Dive staff

Lawmakers reintroduce cannabis banking reform

Sen. Jeff Merkley and others have once again reintroduced cannabis banking reform, this time in new waters – following the rescheduling of medical cannabis.

By Gabrielle Saulsbery • June 29, 2026

Supreme Court rules Trump can’t fire Fed’s Cook

Justices voted 5-4 that Lisa Cook should remain at the central bank, despite the president’s attempt to remove her. The court, however, expanded presidential powers to fire other federal appointees.

By Dan Ennis • June 29, 2026

Morgan Stanley gets OCC’s conditional approval for trust charter

The digital-asset trust must maintain at least $50 million in tier 1 capital and obtain the regulator’s nonobjection for any changes to the business or directors.

By Dan Ennis • June 29, 2026

CFPB overhauls complaint system to curb ‘abuse’

Citing a dramatic increase in credit reporting complaint volume, the bureau said its fixes would “restore integrity” to the system. But consumer advocates said changes will make it increasingly difficult for consumers to get help from the agency.

By Caitlin Mullen • June 26, 2026

Big banks breeze through Fed’s stress test

But the results don’t affect banks’ minimum regulatory capital requirements this year, in light of the central bank’s freeze of 2025 stress capital buffers.

By Caitlin Mullen • June 25, 2026

Lawmakers spar over payment rails

House members on Wednesday debated the Payments Access and Consumer Efficiency Act, which would expand Federal Reserve services access.

By Lynne Marek • June 25, 2026

GOP senator slams banks over deposit posting

Sen. Bernie Moreno, R-OH, threatened legislative action Tuesday if banks don't voluntarily change the order in which they post transactions, saying that posting customers’ withdrawals before deposits can trigger overdraft fees.

By Caitlin Mullen • June 24, 2026

Senate Democrats press Vought on CFPB website deletions

“Your decision deprives Americans of key resources and is yet another giveaway to companies intent on scamming the public of their hard earned dollars,” the senators, led by Elizabeth Warren, wrote.

By Gabrielle Saulsbery • June 23, 2026

Court denies 45-day deadline to rule on CFPB staff-cut case

Now the district judge who issued a preliminary injunction – halting workforce reductions at the bureau – will review the agency’s plan to shed more than half of its jobs.

By Dan Ennis • June 22, 2026

Santander-Webster deal gets OCC approval

The $12.3 billion acquisition, which also needs a green light from the Federal Reserve and European Central Bank, got the OCC’s go-ahead 74 days after the application was submitted.

By Dan Ennis • June 18, 2026

How Fifth Third, Star One are fighting elder fraud

The regional bank and California credit union are implementing strategies aimed at detecting scams earlier and being more proactive.

By Caitlin Mullen • June 18, 2026

GAO prods FDIC on rotating examiners

By instituting such a requirement, the FDIC “could mitigate threats to independence and better ensure that escalation decisions are independent and evidence-based,” the GAO said.

By Gabrielle Saulsbery • June 16, 2026

‘We are not ready’: AI could trigger bank runs in seconds, lawmaker says

Rep. Bill Foster, D-IL, said real-time regulatory dashboards, standardized reporting and open source software are needed to respond to an AI-driven bank run.

By Caitlin Mullen • June 16, 2026

Senators press Trump to fill vacant FDIC, SEC board seats

No Democrats serve in seats reserved for the minority party at several regulators, yet the White House may nominate a replacement for an outgoing Republican SEC commissioner, senators said.

By Gabrielle Saulsbery • June 12, 2026

Warren blasts Goldman’s Solomon over reports that legal chief is staying

Sen. Elizabeth Warren and another lawmaker wrote the CEO after stories surfaced that he “pressed” Epstein-tied attorney Kathryn Ruemmler to remain an adviser at the bank after her resignation takes effect.

By Dan Ennis • June 11, 2026

Trump nominates CFPB’s former No. 2 as director

One observer called the nominee a “pretty normal type of Republican financial regulator,” as opposed to “ideological Trump 2.0-era figure[s] like Russell Vought.”

By Gabrielle Saulsbery • Updated June 11, 2026

5 bank failure-related changes the FDIC is considering

The agency’s chair, Travis Hill, outlined potential changes to deposit insurance assessments, private capital’s role in bids for failed banks, and a potential exception to the “least cost” requirement.

By Dan Ennis • June 10, 2026

2 Italian banks vie for Monte Paschi

Intesa Sanpaolo launched an unsolicited $35.3 billion bid Monday to acquire the world’s oldest bank. The offer came a day after Banco BPM proposed a merger of equals.

By Dan Ennis • June 8, 2026

Barr: ‘Short-term sugar rush’ of deregulation bears risks

“The regulatory and supervisory changes recently enacted or proposed represent the most significant deregulation of the banking system since the Global Financial Crisis,” Fed Gov. Michael Barr said Saturday.

By Gabrielle Saulsbery • June 8, 2026

FinCEN urges banks to flag suspicious immigrant activity

An advisory Friday instructs lenders to help detect activity connected to the employment of immigrants lacking permanent legal status.

By Caitlin Mullen • June 8, 2026

Citi names key Fraser adviser to strategy, investor relations role

The CEO also tapped a new chief of staff among a raft of moves announced Wednesday.

By Dan Ennis • June 5, 2026

Fed sharpens focus on banks’ private credit exposure

The central bank has begun collecting data from banks to get a better idea of how their funding is being used in private credit, Michelle Bowman, the Fed’s vice chair for supervision, told lawmakers Thursday.

By Caitlin Mullen • June 5, 2026

OceanFirst taps familiar playbook to keep customers, staff

The New Jersey bank is prioritizing career assurance for customer-facing employees and community giving to keep the customers it inherited from Flushing Financial, OceanFirst’s CEO said.

By Caitlin Mullen • June 4, 2026