Regulations & Policy: Page 5
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Retrieved from OCC.
Crypto.com gets OCC’s conditional nod for charter
The green light, which came roughly four months after Crypto.com applied, follows conditional approval for trust charters at Circle, Ripple, Paxos and, most recently, Bridge.
By Gabrielle Saulsbery • Feb. 24, 2026 -
Union-related charge against Wells Fargo dismissed
Union representatives have long accused the bank of union busting. The National Labor Relations Board dismissed one such claim this month, but Wells faces at least one more.
By Gabrielle Saulsbery • Feb. 23, 2026 -
Explore the Trendline➔
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TrendlineArtificial intelligence
Banks must decide whether to forge AI tools in-house or partner with outside firms. AI’s importance can’t be understated, but legacy tech may also constrain the budget for banks looking to innovate.
By Banking Dive staff -
JPMorgan’s lawyers deny Trump ‘blacklist’ claims
The bank said CEO Jamie Dimon should not have been named as a defendant and asked for the president’s debanking case to move to federal court.
By Dan Ennis • Feb. 20, 2026 -
Federal Reserve. (2024). [Photo]. Retrieved from Flickr.
Democratic senators press Bowman on Fed changes
Lawmakers led by Elizabeth Warren pressed Michelle Bowman over allegations that she fired bank examiners and launched a new review of Silicon Valley Bank’s collapse.
By Gabrielle Saulsbery • Feb. 20, 2026 -
CFPB’s ‘regulatory burden’ cost consumers billions: White House
The report follows two others released last week by the Government Accountability Office and Senate Democrats that drew different conclusions.
By Gabrielle Saulsbery • Feb. 18, 2026 -
Warren targets Dimon for help on interest rate caps
The senator says her bill emulates a proposal by the JPMorgan Chase CEO to let states determine their own card interest rate limits.
By Justin Bachman • Feb. 18, 2026 -
OCC conditionally approves Stripe subsidiary Bridge for trust charter
The nod comes roughly two months after digital-asset firms Circle, Ripple and Paxos received a similar green light.
By Dan Ennis • Feb. 18, 2026 -
Column
Dive Deposits: Want a bigger raise? Don’t be a long-tenured bank CEO
Bank of America’s $41 million payday for Brian Moynihan shows two trends: Newer big-bank CEOs received larger raises. And Moynihan’s 2025 compensation may have been held back by a comparatively better 2024.
By Dan Ennis • Feb. 17, 2026 -
(2024). [Photo]. Retrieved from Federal Reserve.
Fed to consider changes in mortgage lending rules
Banks have lost their hold on mortgage originations in recent years to nonbanks. The Fed is looking at regulatory changes to bring mortgages back into the banking fold, according to Michelle Bowman.
By Gabrielle Saulsbery • Feb. 17, 2026 -
Citi pays CEO Fraser $42M for 2025
The bank touted progress in modernizing its tech, continuing to exit foreign retail markets and marching toward the medium-term goal of its reorganization.
By Dan Ennis • Feb. 13, 2026 -
GAO details CFPB’s downsizing
Two reports released Monday explored the scope of the CFPB’s downsizing in the last 12 months. A second one, by Senate Democrats, said the changes have cost consumers $19 billion.
By Gabrielle Saulsbery • Feb. 10, 2026 -
HoldCo drops KeyBank, Eastern proxy fights
The activist investor expressed renewed confidence in KeyBank CEO Chris Gorman after he clarified the bank’s no-acquisition stance, and the lender replaced its lead independent director and two board members.
By Dan Ennis • Feb. 10, 2026 -
BNP Paribas tops 2025 target, invests $299B in low carbon transition
The French bank said 82% of its energy production credit exposure was directed to low-carbon energies as of September 2025.
By Zoya Mirza • Feb. 9, 2026 -
Erebor Bank receives national bank charter
The bank, founded by tech billionaire Palmer Luckey and backed by Peter Thiel, is the first recipient of a national bank charter under the current presidential administration.
By Gabrielle Saulsbery • Feb. 9, 2026 -
Fed ‘skinny’ account idea draws criticism
A prototype payment account carries undue restrictions, fintech groups said in response to a Fed proposal that offers expanded real-time payments access.
By Justin Bachman • Feb. 9, 2026 -
Column
Dive Deposits: CFPB tamps down on complaint portal
The bureau published three pages urging consumers to file complaints with credit agencies before contacting the CFPB. It’s not subtle.
By Dan Ennis • Feb. 6, 2026 -
Ex-Bank of America employee pleads guilty in money laundering scheme
A Brooklyn, New York-based banker allegedly aided a criminal enterprise that submitted more than $10 billion in fraudulent Medicare claims, the Justice Department said.
By Gabrielle Saulsbery • Feb. 6, 2026 -
Democrats urge FDIC, OCC to scrap ‘unsafe,’ ‘unsound’ change
Elizabeth Warren and other senators accused the regulatory agencies of pursuing “pernicious” changes to bank supervision that would further tie examiners’ hands.
By Caitlin Mullen • Feb. 6, 2026 -
Washington state credit unions buying banks face new tax
A 1.2% tax applies to gross income generated from such transactions, meaning there are no deductions for labor and materials, to deals submitted for regulatory approval after Jan. 1, 2026.
By Gabrielle Saulsbery • Feb. 5, 2026 -
Fed’s Miran resigns from White House role
The move comes after senators urged him to leave the central bank’s board, where his term ended Jan. 31. Miran is allowed to stay until a successor is confirmed.
By Dan Ennis • Feb. 4, 2026 -
Why some payments companies want to be banks
Banking charters let those companies streamline their services and save money by not partnering with banks.
By Patrick Cooley • Feb. 3, 2026 -
Chicago bank first to fail in 2026
An Illinois regulator closed Metropolitan Capital Bank & Trust on Friday, and the FDIC sold the majority of its assets to Detroit-based First Independence Bank.
By Gabrielle Saulsbery • Feb. 2, 2026 -
Photo by Bia Santana from Pexels.
Nubank gets conditional OCC approval for charter
The Brazilian digital challenger “will focus on fully capitalizing the institution within 12 months and opening the bank within 18 months” as it awaits green lights from the Fed and FDIC.
By Caitlin Mullen • Jan. 30, 2026 -
Trump nominates Kevin Warsh as next Fed chair
The former Federal Reserve governor was a candidate to lead the central bank in 2017, but the president chose Jerome Powell.
By Dan Ennis • Jan. 30, 2026 -
What’s coming for the banking industry in 2026
2025 brought a surge of M&A. Expect more this year. De novo applications, too, spiked last year. That should continue. If regulation was stripped down in 2025, expect a buildup – with a different look.
By Banking Dive staff • Jan. 30, 2026