Regulations & Policy: Page 5


  • OCC
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    Retrieved from OCC.
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    Crypto.com gets OCC’s conditional nod for charter

    The green light, which came roughly four months after Crypto.com applied, follows conditional approval for trust charters at Circle, Ripple, Paxos and, most recently, Bridge.

    By Feb. 24, 2026
  • wells fargo
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    Getty Images
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    Union-related charge against Wells Fargo dismissed

    Union representatives have long accused the bank of union busting. The National Labor Relations Board dismissed one such claim this month, but Wells faces at least one more.

    By Feb. 23, 2026
  • Trendline

    Artificial intelligence

    Banks must decide whether to forge AI tools in-house or partner with outside firms. AI’s importance can’t be understated, but legacy tech may also constrain the budget for banks looking to innovate.

    By Banking Dive staff
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    Alex Wroblewski via Getty Images
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    JPMorgan’s lawyers deny Trump ‘blacklist’ claims

    The bank said CEO Jamie Dimon should not have been named as a defendant and asked for the president’s debanking case to move to federal court.

    By Feb. 20, 2026
  • Federal Reserve Governor Michelle Bowman stands behind a podium and speaks.
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    Federal Reserve. (2024). [Photo]. Retrieved from Flickr.
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    Democratic senators press Bowman on Fed changes

    Lawmakers led by Elizabeth Warren pressed Michelle Bowman over allegations that she fired bank examiners and launched a new review of Silicon Valley Bank’s collapse.

    By Feb. 20, 2026
  • The entrance to the Consumer Financial Protection Bureau headquarters is seen, with the bureau's logo on a glass door.
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    Anna Moneymaker / Staff via Getty Images
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    CFPB’s ‘regulatory burden’ cost consumers billions: White House

    The report follows two others released last week by the Government Accountability Office and Senate Democrats that drew different conclusions.

    By Feb. 18, 2026
  • credit cards interest rates caps Congress Elizabeth Warren Jamie Dimon banks
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    Jemal Countess via Getty Images
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    Warren targets Dimon for help on interest rate caps

    The senator says her bill emulates a proposal by the JPMorgan Chase CEO to let states determine their own card interest rate limits.

    By Justin Bachman • Feb. 18, 2026
  • The Office of the Comptroller of the Currency's seal hangs on a brick building.
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    Permission granted by Office of the Comptroller of the Currency
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    OCC conditionally approves Stripe subsidiary Bridge for trust charter

    The nod comes roughly two months after digital-asset firms Circle, Ripple and Paxos received a similar green light.

    By Feb. 18, 2026
  • Bank of America CEO Brian Moynihan speaks during an event at the Economic Club, with a blue background behind him.
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    Anna Moneymaker / Staff via Getty Images
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    Column

    Dive Deposits: Want a bigger raise? Don’t be a long-tenured bank CEO

    Bank of America’s $41 million payday for Brian Moynihan shows two trends: Newer big-bank CEOs received larger raises. And Moynihan’s 2025 compensation may have been held back by a comparatively better 2024.

    By Feb. 17, 2026
  • Michelle Bowman speaks at an April 2024 event
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    (2024). [Photo]. Retrieved from Federal Reserve.
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    Fed to consider changes in mortgage lending rules

    Banks have lost their hold on mortgage originations in recent years to nonbanks. The Fed is looking at regulatory changes to bring mortgages back into the banking fold, according to Michelle Bowman.

    By Feb. 17, 2026
  • Headshot of Jane Fraser
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    Drew Angerer via Getty Images
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    Citi pays CEO Fraser $42M for 2025

    The bank touted progress in modernizing its tech, continuing to exit foreign retail markets and marching toward the medium-term goal of its reorganization.

    By Feb. 13, 2026
  • Russell Vought CFPB
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    Kayla Bartkowski via Getty Images
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    GAO details CFPB’s downsizing

    Two reports released Monday explored the scope of the CFPB’s downsizing in the last 12 months. A second one, by Senate Democrats, said the changes have cost consumers $19 billion.

    By Feb. 10, 2026
  • A close-up shot of the top of an office building at night shows the name "KeyBank" with a key logo.
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    Robert Way via Getty Images
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    HoldCo drops KeyBank, Eastern proxy fights

    The activist investor expressed renewed confidence in KeyBank CEO Chris Gorman after he clarified the bank’s no-acquisition stance, and the lender replaced its lead independent director and two board members.

    By Feb. 10, 2026
  • "BNP Paribas" is seen on a sign on a building as a person walks by in the background.
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    Matt Cardy / Stringer via Getty Images
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    BNP Paribas tops 2025 target, invests $299B in low carbon transition

    The French bank said 82% of its energy production credit exposure was directed to low-carbon energies as of September 2025.

    By Zoya Mirza • Feb. 9, 2026
  • The Office of the Comptroller of the Currency logo
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    Getty Images
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    Erebor Bank receives national bank charter

    The bank, founded by tech billionaire Palmer Luckey and backed by Peter Thiel, is the first recipient of a national bank charter under the current presidential administration.

    By Feb. 9, 2026
  • Federal Reserve ACH FedNow real time payments fintechs banks
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    Alex Wong via Getty Images
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    Fed ‘skinny’ account idea draws criticism

    A prototype payment account carries undue restrictions, fintech groups said in response to a Fed proposal that offers expanded real-time payments access.

    By Justin Bachman • Feb. 9, 2026
  • A close-up of Russell Vought, Director of the Office of Management and Budget, shows him looking up.
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    Anna Moneymaker / Staff via Getty Images
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    Column

    Dive Deposits: CFPB tamps down on complaint portal

    The bureau published three pages urging consumers to file complaints with credit agencies before contacting the CFPB. It’s not subtle.

    By Feb. 6, 2026
  • Two people with their backs to the camera use Bank of America ATMs.
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    Justin Sullivan / Staff via Getty Images
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    Ex-Bank of America employee pleads guilty in money laundering scheme

    A Brooklyn, New York-based banker allegedly aided a criminal enterprise that submitted more than $10 billion in fraudulent Medicare claims, the Justice Department said.

    By Feb. 6, 2026
  • Elizabeth Warren gestures with her right hand while speaking during a hearing.
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    Kevin Dietsch / Staff via Getty Images
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    Democrats urge FDIC, OCC to scrap ‘unsafe,’ ‘unsound’ change

    Elizabeth Warren and other senators accused the regulatory agencies of pursuing “pernicious” changes to bank supervision that would further tie examiners’ hands.

    By Feb. 6, 2026
  • The Seattle skyline, featuring the Space Needle and skyscrapers.
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    Getty Images
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    Washington state credit unions buying banks face new tax

    A 1.2% tax applies to gross income generated from such transactions, meaning there are no deductions for labor and materials, to deals submitted for regulatory approval after Jan. 1, 2026.

    By Feb. 5, 2026
  • stephen miran raising hand
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    Win McNamee via Getty Images
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    Fed’s Miran resigns from White House role

    The move comes after senators urged him to leave the central bank’s board, where his term ended Jan. 31. Miran is allowed to stay until a successor is confirmed.

    By Feb. 4, 2026
  • A hand holds a smartphone displaying the Affirm app.
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    Courtesy of Affirm
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    Why some payments companies want to be banks

    Banking charters let those companies streamline their services and save money by not partnering with banks.

    By Patrick Cooley • Feb. 3, 2026
  • A view of the Chicago skyline.
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    Getty Images
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    Chicago bank first to fail in 2026

    An Illinois regulator closed Metropolitan Capital Bank & Trust on Friday, and the FDIC sold the majority of its assets to Detroit-based First Independence Bank.

    By Feb. 2, 2026
  • Nubank gets conditional OCC approval for charter

    The Brazilian digital challenger “will focus on fully capitalizing the institution within 12 months and opening the bank within 18 months” as it awaits green lights from the Fed and FDIC.

    By Jan. 30, 2026
  • FedNow Federal Reserve instant payments banks
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    Michael M. Santiago via Getty Images
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    Trump nominates Kevin Warsh as next Fed chair

    The former Federal Reserve governor was a candidate to lead the central bank in 2017, but the president chose Jerome Powell.

    By Jan. 30, 2026
  • Bank sign on glass wall of business center
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    Getty Images
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    What’s coming for the banking industry in 2026

    2025 brought a surge of M&A. Expect more this year. De novo applications, too, spiked last year. That should continue. If regulation was stripped down in 2025, expect a buildup – with a different look.

    By Banking Dive staff • Jan. 30, 2026