Risk


  • A stone building facade with the Fifth Third logo and "Fifth Third Center" above the entrance is shown, with tree branches in the foreground.
    Image attribution tooltip
    Caitlin Mullen/Banking Dive
    Image attribution tooltip

    Fifth Third beats back impersonation scams

    Bank impersonation scams, which tripled from 2024 to 2025, were the leading scam the regional lender encountered in 2025, said Kristopher Edwards, head of fraud prevention.

    By April 9, 2026
  • JPMorgan Chase CEO Jamie Dimon, wearing a suit, gestures while speaking in front of a blue background with the words "The Hill & Valley Forum 2026."
    Image attribution tooltip
    Leigh Vogel / Stringer via Getty Images
    Image attribution tooltip

    JPMorgan’s Dimon bemoans parts of Basel, G-SIB proposals

    While the bank CEO backs a “timely finalization” of the proposals, the latest iterations “are still very flawed in a few specific areas,” Jamie Dimon wrote in his annual letter to shareholders.

    By April 6, 2026
  • millbury national bank Explore the Trendline
    Image attribution tooltip
    Permission granted by Millbury National Bank
    Image attribution tooltip
    Trendline

    Top 5 stories from Banking Dive

    Amid a swell of activity, financial institutions large and small are leaning into their aspirations. For PNC, it’s scale. For some fintechs, it’s a charter. For Millbury National Bank, it may simply be niceness.

    By Banking Dive staff
  • Shot of Ripple XRP token
    Image attribution tooltip
    Jack Taylor via Getty Images
    Image attribution tooltip

    Stablecoins roll on as rules evolve

    PayPal, Convera and Nium are among the companies racing to incorporate stablecoins in cross-border plays, even as regulators voice caution.

    By Lynne Marek • April 2, 2026
  • Bitcoin and dollars
    Image attribution tooltip
    Dan Kitwood via Getty Images
    Image attribution tooltip

    Franklin Templeton to acquire crypto investment management firm

    The company will buy 250 Digital, led by a Citi alum, for an undisclosed sum – that will be paid partly in Franklin’s BENJI tokens.

    By April 1, 2026
  • Klarna BNPL debit cards loans lending banking
    Image attribution tooltip
    Spencer Platt via Getty Images
    Image attribution tooltip

    Klarna struggles with loan loss accounting

    With an assertive push into banking, the buy now, pay later pioneer has expanded consumer lending – along with growth in its loss provisions.

    By Justin Bachman • March 26, 2026
  • Francis Mitchell
    Image attribution tooltip
    Permission granted by Francis Mitchell
    Image attribution tooltip
    Q&A

    Hatch Bank CFO on liquidity, risk and the potential for automation

    Francis Mitchell discusses his approach to building teams, evaluating operations and managing risk at the banking-as-a-service provider.

    By Adam Zaki • March 24, 2026
  • A pedestrian enters Salesforce Tower on Feb. 25, 2026 in San Francisco.
    Image attribution tooltip
    Benjamin Fanjoy / Stringer via Getty Images
    Image attribution tooltip

    AI in banking ‘not a silver bullet’: analyst

    Lenders are clamoring to realize the benefits of AI, but it's “a long, expensive and risk-constrained transformation,” Wells Fargo’s Mike Mayo said.

    By March 23, 2026
  • Michelle Bowman speaks at an April 2024 event
    Image attribution tooltip
    (2024). [Photo]. Retrieved from Federal Reserve.
    Image attribution tooltip

    Fed’s Bowman previews revised capital requirements

    Tweaks to the surcharge for global systemically important banks – and a strategy to keep mortgage lending from migrating to nonbanks – punctuate a framework that’s set to be issued next week.

    By March 13, 2026
  • A pile of rubble with an Iranian flag stuck in it is shown.
    Image attribution tooltip
    Majid Saeedi / Stringer via Getty Images
    Image attribution tooltip

    Bank regulators warn of increased cyber risk from Iran war

    California and New York agencies urged lenders to practice heightened cyber awareness amid the military strikes on Iran, saying “recent events warrant vigilance.”

    By March 12, 2026
  • An aerial view of a city on the water.
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Jefferies executives respond to Western Alliance suit

    The bank’s CEO and president rebuffed statements they called “absurd” and “false and misleading,” adding that Jefferies has no obligation to repay $126 million. The executives also addressed exposure to a second embattled firm.

    By March 9, 2026
  • President Donald Trump
    Image attribution tooltip
    Andrew Harnik via Getty Images
    Image attribution tooltip

    Trump issues fraud order after bank execs push national strategy

    The president’s order comes a day after industry executives emphasized the need for better coordination among lenders, law enforcement and government at a House subcommittee hearing.

    By March 9, 2026
  • A sign reads "Wells Fargo" with the bank's logo below.
    Image attribution tooltip
    Michael M. Santiago / Staff via Getty Images
    Image attribution tooltip

    Wells Fargo 2018 enforcement action terminated

    The bank has sufficiently demonstrated improvements in governance and risk management since its 2016 fake-accounts scandal, the Federal Reserve said Thursday.

    By March 5, 2026
  • OCC
    Image attribution tooltip
    Retrieved from OCC.
    Image attribution tooltip

    OCC’s proposed threshold change divides bank trade groups

    Community lenders warned that boosting an asset threshold to $700 billion from $50 billion would go “far beyond what is appropriate or safe.” But large banks want the heightened standards scrapped.

    By March 4, 2026
  • The Office of the Comptroller of the Currency's seal hangs on a brick building.
    Image attribution tooltip
    Permission granted by Office of the Comptroller of the Currency
    Image attribution tooltip
    Deep Dive

    How the OCC is handling its charter application workload

    The agency is handling a swell of new-bank applications by pulling talent from the supervision side into one- or two-year rotations in the OCC’s chartering arm, Comptroller Jonathan Gould said.

    By Feb. 25, 2026
  • Jamie Dimon JPMorgan Chase credit cards interest rates Trump
    Image attribution tooltip
    Alexander Tamargo via Getty Images
    Image attribution tooltip

    JPMorgan’s Dimon: ‘My anxiety is high’ over future credit cycle

    Elevated asset prices and an intensely competitive landscape remind the CEO of the years just prior to the 2008 financial crisis, he said Monday.

    By Feb. 24, 2026
  • Image attribution tooltip
    Alex Wroblewski via Getty Images
    Image attribution tooltip

    JPMorgan’s lawyers deny Trump ‘blacklist’ claims

    The bank said CEO Jamie Dimon should not have been named as a defendant and asked for the president’s debanking case to move to federal court.

    By Feb. 20, 2026
  • The Office of the Comptroller of the Currency's seal hangs on a brick building.
    Image attribution tooltip
    Permission granted by Office of the Comptroller of the Currency
    Image attribution tooltip

    OCC conditionally approves Stripe subsidiary Bridge for trust charter

    The nod comes roughly two months after digital-asset firms Circle, Ripple and Paxos received a similar green light.

    By Feb. 18, 2026
  • "BNP Paribas" is seen on a sign on a building as a person walks by in the background.
    Image attribution tooltip
    Matt Cardy / Stringer via Getty Images
    Image attribution tooltip

    BNP Paribas tops 2025 target, invests $299B in low carbon transition

    The French bank said 82% of its energy production credit exposure was directed to low-carbon energies as of September 2025.

    By Zoya Mirza • Feb. 9, 2026
  • Elizabeth Warren gestures with her right hand while speaking during a hearing.
    Image attribution tooltip
    Kevin Dietsch / Staff via Getty Images
    Image attribution tooltip

    Democrats urge FDIC, OCC to scrap ‘unsafe,’ ‘unsound’ change

    Elizabeth Warren and other senators accused the regulatory agencies of pursuing “pernicious” changes to bank supervision that would further tie examiners’ hands.

    By Feb. 6, 2026
  • The building features the bank's distinctive green and white signage, with large glass windows and a brick façade with a clear blue sky behind it.
    Image attribution tooltip
    Alamy
    Image attribution tooltip

    Huntington hires BNY alum as next risk chief

    Senthil Kumar will become Huntington’s CRO as it transitions to a Category III bank, with higher liquidity requirements and capital buffers and more frequent stress tests.

    By Feb. 5, 2026
  • A stone building with the words "The Bank of New York" and "1930" inscribed is shown from below looking up.
    Image attribution tooltip
    Mario Tama / Staff via Getty Images
    Image attribution tooltip
    Q&A

    ‘These players matter’: BNY embraces role on small lenders’ AI journey

    Amid an effort to train community banks on artificial intelligence technology, a BNY executive said, “If we help them, the entire financial system gets stronger.”

    By Feb. 3, 2026
  • A sign reads "New York Community Bank" and "A division of Flagstar Bank, N.A., Member FDIC"
    Image attribution tooltip
    Spencer Platt / Staff via Getty Images
    Image attribution tooltip

    Flagstar returns to profitability

    Two years after commercial real estate loans sent the bank into a spiral, the Long Island-based lender is “pivoting to the growth side of the story,” its CFO said Friday.

    By Feb. 2, 2026
  • Tampa, Florida, skyline is pictured at dusk
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Florida credit union sues Fiserv, alleging lax cybersecurity

    FiCare Federal Credit Union said hackers breached an online banking platform that Fiserv provides and stole members’ money. The credit union alleges Fiserv then told customers it would charge them for a security upgrade.

    By Patrick Cooley • Feb. 2, 2026
  • Front view of the Bank of America Tower in Charlotte, North Carolina on June 18, 2022.
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    BNY dismissed from Epstein case, but BofA must face some claims

    A judge rejected allegations that Bank of America failed to uphold anti-money laundering and know-your-customer standards. The lender, however, will face a claim that it obstructed the enforcement of trafficking laws.

    By Jan. 30, 2026
  • Man in an office wearing a headset
    Image attribution tooltip
    Getty Images
    Image attribution tooltip
    Sponsored by Modulate

    Why voice-based scams are a growing threat to banks

    Voice scams can cost banks and customers millions in seconds -- why phone lines remain one of finance's biggest blind spots.

    By Mike Pappas, CEO & Co-founder, Modulate • Jan. 26, 2026