The Latest
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PNC’s Demchak bemoans M&A speculation
The PNC CEO said everyone’s a buyer, and price tags are too high on small-bank sellers. But at the same time, he blasted critics of his franchise’s FirstBank deal.
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Fifth Third CEO downplays HoldCo lawsuit over Comerica deal
The lawsuit against Fifth Third and Comerica has “been filed for basically every major deal” done over the past several years, “and I expect that'll work its way out through the courts in due time,” Tim Spence said Wednesday.
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‘The world is our oyster now’: Wells Fargo CEO
Charlie Scharf spoke Tuesday on his bank’s outlook, post-asset cap. He called AI a “positive reality,” but hinted at fourth-quarter job cuts.
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Fifth Third, Brex ink corporate card partnership
Fifth Third’s corporate card program, previously operated in-house, will soon be powered entirely by fintech Brex.
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Goldman, Moody’s alum-led credit platform raises $6.1M
Available data to make credit decisions has grown tenfold in the last decade, one investor said, but most financial institutions’ systems haven’t evolved in that time. Fintech AIR aims to close that gap.
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KeyBank has ‘no interest’ in buying a bank, CEO says
Chris Gorman on Tuesday appeared to try to placate an activist investor by emphasizing the Cleveland-based lender is uninterested in bank M&A, although it is considering nonbank deals.
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Charter application boom a ‘return to norm’ for OCC: Gould
The agency has seen 14 de novo applications in 2025. While trade groups are skeptical of the activity, OCC chief Jonathan Gould is not.
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HSBC taps interim US CEO for permanent role
Jason Henderson took on interim duties after the bank’s previous U.S. CEO, Lisa McGeough, left HSBC to lead Deutsche Bank’s Americas region.
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BNY looks to Google Cloud for agentic AI push
The bank will integrate Gemini Enterprise into its proprietary AI platform, Eliza. It's the latest effort from a financial services company to scale AI use.
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OCC, FDIC scrap Obama-era leveraged lending guidance
Continuing the Trump administration’s de-regulatory push, the banking agencies rescinded high-risk lending guidance they said was “overly restrictive” and contributed to private credit’s rise.
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JPMorgan taps Geico CEO to lead new initiative
Todd Combs will lead JPMorgan Chase’s recently launched security and resiliency initiative, which will finance and invest in critical industries including aerospace and defense.
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Arkansas bank to broach Tennessee in $150.1M deal
Buying Knoxville-based Mountain Commerce Bank will give Home BancShares seven branches in coveted Tennessee markets and create a $25 billion-asset lender, the banks said.
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Investor wants KeyBank CEO fired
HoldCo Asset Management – which demanded that Comerica sell itself, then sued the bank after it did – accused Key’s top executive of waffling on M&A and weakness on capital management.
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Ex-CEO of failed Oklahoma bank indicted on fraud charges
Danny Seibel issued fake loans to friends and neighbors and “frequently” altered First National Bank of Lindsay records to hide the activity from the OCC and the bank’s board, the DOJ alleged.
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3 ex-Signature execs start blockchain bank
N3XT, which opened Thursday, marks Signature founder Scott Shay’s fourth foray into launching a bank.
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Chime won’t rule out bank charter pursuit, COO says
The fintech, which went public in June, periodically evaluates whether obtaining a bank charter makes more sense than relying on bank partners to offer its services to consumers, COO Mark Troughton said.
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Column
Dive Deposits: In a down year for diversity, Citi’s reputation is at stake
The bank named a relatively sparse class of new managing directors. Its proportion of women is virtually the same as last year’s – even amid a de-emphasis on DEI. But the bank isn’t outpacing its peers, either.
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Senate Democrats press credit unions on overdraft, NSF fees
Sens. Elizabeth Warren, Cory Booker and Richard Blumenthal seek answers from 21 credit unions on their overdraft programs by Dec. 14.
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Lubbock bank to buy Houston lender for $106M
Acquiring the holding company for Bank of Houston would give $4.4 billion-asset South Plains Financial an additional $772 million in assets and bolster its footprint in the Houston area.
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(2024). [Photo]. Retrieved from Federal Reserve.
Bank regulators testify on Trump-era ‘tailoring’
The Federal Reserve’s vice chair for supervision vowed, in testimony to House lawmakers Tuesday, not to “reverse-engineer” changes to capital requirements to fit preconceived notions.
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HSBC names interim chair to role permanently
The move comes a day after CEO Georges Elhedery downplayed the likelihood that 76-year-old KPMG alum Brendan Nelson would serve long-term.
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Kraken to buy tokenized equities firm Backed
Terms of the deal are undisclosed, but the acquisition is the crypto firm’s fifth of the year.
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Digital wallet use outpaces regulators
Consumers are increasingly turning to these mobile tools for convenience and new features. But are regulators keeping pace?
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Binance names co-founder as co-CEO
Yi He co-founded the firm with Changpeng Zhao, her life partner and Binance’s former CEO, in 2017.
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PNC wants human-level quality in its digital experience
The Pittsburgh-based lender aims to launch its new mobile app in the first half of next year, said Alex Overstrom, the super-regional’s head of retail banking.