Chime to cut 10% of workforce

CEO Chris Britt cited AI innovations but also a switch to smaller teams, faster movement, higher productivity and in-office work.

By Dan Ennis • July 31, 2026

Founder of fintech Increase buys a bank in Washington state

Increase founder Darragh Buckley said the move was a long time coming, as he started the company six years ago with the goal of marrying a bank and technology company.

By Caitlin Mullen • July 30, 2026

Explore the Trendline➔

Top 5 stories from Banking Dive

Challenges in banking are as varied as lenders. One Alaska credit union is solving how to serve a vast rural base, while a Chicago bank anticipates the regulatory uptick that accompanies growth.

By Banking Dive staff

Fifth Third lures commercial fintech head from HSBC

Dan Allred previously spent 20-plus years climbing the ranks at Silicon Valley Bank, becoming a senior market manager on its national fintech team.

By Gabrielle Saulsbery • July 29, 2026

Rent fintech Flex applies for ILC charter

Jeff Berkson, who until May served as chief risk officer at WebBank, will be the bank’s proposed CEO. The lender will be based in the Salt Lake City area and operate nationally through digital channels.

By Dan Ennis • July 28, 2026

OCC rejects Wise’s trust charter application over ‘deficiencies’

The British fintech said it plans to submit a new application for a U.S. trust charter under a Genius Act framework.

By Caitlin Mullen • July 24, 2026

Nium targets stablecoins, growth

The cross-border payments company bought Cypher this month to roll forward its stablecoin strategy, says CEO Prajit Nanu.

By Lynne Marek • July 23, 2026

Chime launches an investment feature

Chime Invest allows users to buy stocks and exchange-traded funds commission-free through its app. Customers may also choose to have portfolios managed through a partner.

By Dan Ennis • July 22, 2026

Ramp, FIS make AI moves

The two payments companies this month embarked on separate artificial intelligence initiatives, with one focused on managing AI spending and the other using the technology to mitigate cybersecurity risks.

By Tatiana Walk-Morris • July 22, 2026

Celsius founders to pay FTC $16.5M

Alex Mashinsky and Shlomi Daniel Leon are banned from marketing or selling products to deposit, exchange, invest or withdraw assets. Hanoch Goldstein must not market or sell crypto-trading products.

By Gabrielle Saulsbery • July 21, 2026

From legacy to leading edge: DXC CoreIgnite bridges the banking innovation gap

DXC CoreIgnite connects banks to fintech innovation without core system disruption.

By Emily Fowler • July 20, 2026

The future of banking growth is decision intelligence

Financial institutions have more data than ever. The ones winning make smarter decisions faster.

By Alisha Crafton • July 20, 2026

State AGs blow whistle on OppFi, Enova deals

Twenty state attorneys general, led by Illinois AG Kwame Raoul, wrote a letter urging the OCC, Fed and FDIC not to approve the proposed fintech purchases of banks.

By Gabrielle Saulsbery • July 17, 2026

Custodia petitions Supreme Court over Fed access

The Wyoming-based crypto bank has argued unsuccessfully for a Fed master account for years. Now it’s calling the central bank’s denial a “death sentence.”

By Dan Ennis • July 15, 2026

How PayPal may benefit Stripe

The digital payments startup has reportedly made a bid for a stake in its older predecessor, potentially creating a massive processor.

By Lynne Marek • July 15, 2026

Fintech Bottomline offers stablecoin-friendly CFO suite

The company is betting stablecoins will gain traction across corporate payment, treasury and liquidity workflows.

By Alexei Alexis • July 14, 2026

Circle gets OCC’s full trust bank charter nod

The company’s CEO, Jeremy Allaire, said the development “marks a defining step in bringing blockchain technology and digital assets into the core of the U.S. financial system.”

By Dan Ennis • July 10, 2026

Cash App triggers $45M settlement

Block misled consumers about the safety of using the financial app and failed to help users who were fraud victims, 46 states alleged.

By Justin Bachman • July 9, 2026

Axos to buy Arc Technologies

The deal marks Axos’ fourth purchase announcement in a year.

By Gabrielle Saulsbery • July 8, 2026

Fiserv president exits

As Stripe alum Dhivya Suryadevara announced her resignation Tuesday, Fiserv elevated two executives.

By Lynne Marek • July 8, 2026

Sony receives OCC’s conditional approval for trust charter

The Japanese conglomerate aims to launch Connectia Trust, which will issue and manage stablecoins, in 2027. Banking trade groups and consumer advocates voiced their objection months ago.

By Dan Ennis • July 8, 2026

Klarna applies for ILC charter

CEO Sebastian Siemiatkowski called a U.S. banking license a "natural next step, giving customers tools to borrow responsibly and build financial confidence."

By Lynne Marek • July 7, 2026

Nuvei names new C-suite executives

The Canadian company that just bought New York-based Payoneer remade its C-suite, and is doubling down on agentic commerce.

By Lynne Marek • July 6, 2026

Ex-Bolt executive lands new post

The checkout company’s former CEO has become president of the Australian merchant services firm Hello Clever.

By Lynne Marek • July 6, 2026

Adyen names interim CFO as part of leadership update

The Dutch payments processor is tapping insider Hwa Tsao as interim finance chief and will continue a global search for a permanent CFO, Adyen said last week.

By Grace Noto • July 6, 2026

Ramp elevates CTO to co-CEO

“If you know us, this won’t feel like a change,” wrote Eric Glyman of fellow co-founder Karim Atiyeh’s move to the top of the fintech.

By Dan Ennis • July 1, 2026