Fintech

The latest fintech news for banking professionals.


  • banks Illinois credit unions OCC Jonathan Gould regulation interchange fees
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    Dive Deposits: 4 takeaways from Jonathan Gould’s Wyoming appearance

    The OCC chief made crypto-inclusive remarks at a blockchain symposium, adding that protecting traditional banks is not his job.

    By Aug. 20, 2026
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    CFTC bans ex-FTX execs from trading

    Caroline Ellison and Gary Wang are prohibited from trading for five years from the date of their initial consent orders.

    By Aug. 20, 2026
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    Top 5 stories from Banking Dive

    Challenges in banking are as varied as lenders. One Alaska credit union is solving how to serve a vast rural base, while a Chicago bank anticipates the regulatory uptick that accompanies growth.

    By Banking Dive staff
  • Stripe CEO Patrick Collison OpenRouter AI artificial intelligence
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    Stripe, OpenRouter finally strike a deal

    The payments behemoth’s acquisition of the AI spend management firm has been in the works for weeks. The reported price tag: $7.5 billion.

    By Justin Bachman • Aug. 20, 2026
  • Klarna BNPL buy now pay later consumer lending retail spending
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    Klarna CFO, CMO to leave early next year

    The Swedish fintech has begun a search for a New York-based finance chief. Meanwhile, the company adjusted its 2026 financial outlook downward.

    By Aug. 19, 2026
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    Bakkt names new CFO in stablecoin growth push

    Equifax alum Matthew White is taking the CFO reins as Bakkt looks to execute on its ongoing pivot to becoming a stablecoin infrastructure provider.

    By Grace Noto • Aug. 17, 2026
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    Permission granted by Office of the Comptroller of the Currency
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    OCC returns Zerohash’s charter application

    The regulator did not give a reason for the action, although there may be confusion over who will act as the company’s compliance chief. Zerohash indicated it would refile this month.

    By Aug. 17, 2026
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    World Liberty nabs conditional OCC charter

    The Trump family-backed crypto firm gained conditional approval from the Office of the Comptroller of the Currency to establish its national trust bank.

    By Aug. 17, 2026
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    Courtesy of Monzo press kit
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    Monzo’s chair to exit next month

    Longtime Barclays alum Gary Hoffman cited health concerns as his reason for leaving the fintech before his term ends. His departure comes after a year of contentious change.

    By Aug. 17, 2026
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    Custodia gets a hand from lawmakers, trade groups at high court

    Sen. Cynthia Lummis, R-WY; former Sen. Pat Toomey, R-PA; the Digital Chamber and the Blockchain Association all argued for a resolution to the digital lender’s long-running master account fight.

    By Aug. 14, 2026
  • Sezzle buy now pay later consumer shopping financial services
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    Sezzle pivots to national bank charter

    With states imposing tighter rules on buy now, pay later companies, Sezzle CEO Charlie Youakim views a federal charter as “the most robust solution.”

    By Justin Bachman • Aug. 13, 2026
  • neon green etoro sign on black background in miami
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    eToro aims to boost US profile in $231M TradeZero deal

    The Israeli platform wants to harness TradeZero’s “highly engaged” community to forge “a faster path to launching new products” stateside.

    By Aug. 12, 2026
  • Goldman Sachs CEO David Solomon appears onstage.
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    Goldman Sachs to buy ETF provider NEOS for up to $2.25B

    Expected to close in the first quarter of 2027, the deal is the bank’s second multibillion-dollar ETF-related acquisition of the past nine months.

    By Aug. 12, 2026
  • Bunq CEO Ali Niknam stands in front of Bunq's logo.
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    Courtesy of https://press.bunq.com/media_kits/228411/
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    Bunq rejected for OCC bank charter

    The Office of the Comptroller of the Currency argued the Dutch fintech’s U.S. operations would be inadequately capitalized, its management inexperienced and its road to profit “unrealistic.”

    By Aug. 10, 2026
  • A digital display on a conference trade floor advertising the Federal Reserve's instant payments system FedNow with a person walking past.
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    Lynne Marek/Banking Dive
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    FedNow extension wins support

    Stripe, Visa, Wise and industry trade groups back the Federal Reserve’s plan to expand its instant payment system for cross-border use.

    By Shefali Kapadia • Aug. 10, 2026
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    Solo develops reusable customer-vetting tool for banks, fintechs

    The company demonstrated a data sharing model, in coordination with regulators, that could eliminate duplication in the know-your-customer process.

    By Aug. 7, 2026
  • A crowd celebrates during Chime's initial public offering at the Nasdaq MarketSite.
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    Chime’s CFO is stepping down

    The fintech’s president, Mark Troughton, will serve as interim finance chief while the company conducts an executive search. Chime also reported a 27% year-over-year increase in second-quarter revenue.

    By Aug. 6, 2026
  • A sign shows the FDIC acronym in the foreground on the left, and glass doors and an FDIC rug in the background to the right.
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    Augustus gets FDIC nod to launch bank

    Among stipulations of the approval, the clearing bank must launch with $73,660,000 or more in capital funds and maintain a 10% or greater leverage ratio throughout its first three years.

    By Aug. 5, 2026
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    Permission granted by Office of the Comptroller of the Currency
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    Stablecoin firm Dakota applies for OCC trust banking charter

    “For you, that means fewer layers between your product and the financial services underneath it,” Dakota CEO Ryan Bozarth said in a blog post.

    By Aug. 5, 2026
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    Column

    Visa, Mastercard join another stablecoin group

    The card networks are keeping their options open with respect to stablecoin communities, locking arms with Circle on its latest effort.

    By Lynne Marek • Aug. 5, 2026
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    Chime to cut 10% of workforce

    CEO Chris Britt cited AI innovations but also a switch to smaller teams, faster movement, higher productivity and in-office work.

    By July 31, 2026
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    Founder of fintech Increase buys a bank in Washington state

    Increase founder Darragh Buckley said the move was a long time coming, as he started the company six years ago with the goal of marrying a bank and technology company.

    By July 30, 2026
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    Fifth Third lures commercial fintech head from HSBC

    Dan Allred previously spent 20-plus years climbing the ranks at Silicon Valley Bank, becoming a senior market manager on its national fintech team.

    By July 29, 2026
  • A sign shows the FDIC acronym in the foreground on the left, and glass doors and an FDIC rug in the background to the right.
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    Rent fintech Flex applies for ILC charter

    Jeff Berkson, who until May served as chief risk officer at WebBank, will be the bank’s proposed CEO. The lender will be based in the Salt Lake City area and operate nationally through digital channels.

    By July 28, 2026
  • Alipay, PayPal, Payoneer, Google pay, Wise, MoMo, GCash, Wechat and M-PESA app icon on screen.
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    OCC rejects Wise’s trust charter application over ‘deficiencies’

    The British fintech said it plans to submit a new application for a U.S. trust charter under a Genius Act framework.

    By July 24, 2026
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    Q&A

    Nium targets stablecoins, growth

    The cross-border payments company bought Cypher this month to roll forward its stablecoin strategy, says CEO Prajit Nanu.

    By Lynne Marek • July 23, 2026