Fintech
The latest fintech news for banking professionals.
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Green Dot inks deals splitting bank, fintech business
The company, which had been exploring “strategic alternatives” since March, will sell its fintech business to a private equity firm and its bank to a $840 million-asset lender.
By Caitlin Mullen • Nov. 26, 2025 -
Revolut valued at $75B
The new valuation comes after the U.K. fintech’s fifth share sale, and just 15 months after Revolut was valued at $45 billion.
By Gabrielle Saulsbery • Nov. 26, 2025 -
Explore the Trendline➔
Alex Wong via Getty Images
TrendlineFintech disruption in the banking industry
There are as many schools of thought on how to disrupt the banking space as there are disruptors.
By Banking Dive staff -
How the open banking rule skidded
The Consumer Financial Protection Bureau faces a budget crunch or closure in early 2026, clouding the fate of its open banking rule revision.
By Justin Bachman • Nov. 24, 2025 -
Stripe faces bank charter pushback
The Office of the Comptroller of the Currency charter would let Stripe sidestep regulations, and offer the fintech legitimacy it does not deserve, the National Community Reinvestment Coalition said.
By Patrick Cooley • Nov. 24, 2025 -
Lloyds to buy UK fintech Curve
The deal, rumored to be for £120 million, drew protests from investor IDC Ventures, which said the sale defies shareholder interests. Curve’s CEO once projected a $50 billion valuation by 2029.
By Dan Ennis • Nov. 20, 2025 -
Senators back open banking rule
Democrats urged the Consumer Financial Protection Bureau to pursue an open banking rule that lets consumers freely shift personal financial data.
By Lynne Marek • Nov. 20, 2025 -
NY AG’s office scrutinizes SoLo Funds
The fintech was served a subpoena this year by the state attorney general’s office related to usury concerns, the firm’s head of government affairs and strategic partnerships said Nov. 17.
By Caitlin Mullen • Nov. 20, 2025 -
LevelField gets state approval to buy Chicago bank
The development caps a nearly three-year journey for the digital asset firm. The proposed purchase still requires the Federal Reserve’s sign-off.
By Dan Ennis • Nov. 19, 2025 -
Michigan State credit union group acquires fintech Tandem
The acquisition of the couples-focused finance app is part of the $8.26 billion-asset credit union’s plan to create “an end-to-end family banking ecosystem.”
By Caitlin Mullen • Nov. 14, 2025 -
JPMorgan exec warns of stablecoin saturation
A deluge of digital coins threatens to make the cryptocurrency a loyalty program like airline frequent flier miles, the bank’s global co-head of payments said Wednesday.
By Justin Bachman • Nov. 13, 2025 -
Retrieved from Carol M. Highsmith.
Telcoin Digital Asset Bank nabs final charter approval
Last month, Telcoin said it had raised $25 million to capitalize the bank. It first applied for a charter with the Nebraska Department of Banking and Finance in October 2023.
By Gabrielle Saulsbery • Nov. 12, 2025 -
Column
Dive Deposits: Was Waller’s ‘skinny’ account clarification a walk-back?
The Federal Reserve governor set out to clarify that only institutions with a banking charter would be eligible for a tailored master account. Does that jibe with the central bank’s “embrace” of disruption?
By Dan Ennis • Nov. 10, 2025 -
Coinbase fined $24.8M by Irish central bank
The crypto firm found three coding errors in its transaction monitoring system, but that meant the company insufficiently monitored 30 million transfers for AML, fraud and child sex exploitation, the central bank said.
By Dan Ennis • Nov. 10, 2025 -
Robinhood CFO steps down
The online brokerage firm named longtime company veteran Shiv Verma to replace Jason Warnick when he leaves the CFO role in next year's first quarter.
By Maura Webber Sadovi • Nov. 6, 2025 -
Appeals court denies Custodia a path to a Fed master account
The ruling was not unanimous, and the crypto firm can still petition for a rehearing. It came after a Fed official floated a “skinny” master account with limited capabilities.
By Dan Ennis • Nov. 5, 2025 -
OCC’s Gould leans away from ‘ostrich’ approach
Under Jonathan Gould's leadership, the agency aims for "a more balanced approach" to innovation and not a "focus on a parade of horribles," he said.
By Gabrielle Saulsbery • Nov. 5, 2025 -
Dive Newsdesk: Fintech innovation sharpens need for regulatory clarity, MoFo partner says
Avy Mallik, who joined the law firm last month, was previously general counsel of the California Department of Financial Protection and Innovation.
By Caitlin Mullen • Nov. 5, 2025 -
Bread CFO considers new verticals after credit rating upgrade
The financial services company’s last quarter was a “validation” of its efforts to strengthen its balance sheet, CFO Perry Beberman said.
By Grace Noto • Nov. 4, 2025 -
Citi hones tailored experience for services clients
Delivering consumer-like capabilities for large companies requires “a mindset of design thinking first,” said Naveed Anwar, global head of platform and data services for Citi’s services unit.
By Caitlin Mullen • Nov. 4, 2025 -
Dive Newsdesk: Truist enlists AI in prioritizing personalization
An AI tool has delivered about 1 billion insights to mobile and online banking clients, said bank executive Sherry Graziano.
By Caitlin Mullen • Nov. 4, 2025 -
Open banking lurches onward
Banks and fintechs are connecting digitally to share data, amid litigation over a rule to spur competition for financial services.
By Justin Bachman • Nov. 3, 2025 -
Dive Newsdesk: U.S. Bank concentrates on unified experiences for SMBs
As the lender boosts its digital capabilities, it’s turned to partnerships with fintechs Melio and Gusto for faster time to market, said Shruti Patel, chief product officer for business banking.
By Caitlin Mullen • Nov. 3, 2025 -
Monzo CEO to step down in February
TS Anil will move into an advisory role to make way for former Google and StanChart executive Diana Layfield to lead the fintech.
By Dan Ennis • Oct. 30, 2025 -
Fifth Third aims to ‘reset the narrative’
“I think people see a financial institution and think that we're slow and that we don't have technology, or that we're last to market,” a Fifth Third executive said, as the bank prepares to roll out enhancements to its app.
By Caitlin Mullen • Oct. 30, 2025 -
Bunq gets US broker-dealer license
The Dutch neobank had applied for a banking license in 2023 but withdrew that bid over a “difference of views” among the OCC, FDIC and overseas regulators.
By Daniel Muñoz • Oct. 29, 2025