Fintech

The latest fintech news for banking professionals.


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    Fintech OppFi to buy Arizona bank for $130M

    The Chicago-based subprime lender said pairing its online platform with BNC’s national bank charter lets it offer more banking services on a broader scale.

    By April 29, 2026
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    Lynne Marek/Banking Dive
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    Adyen to buy German loyalty platform Talon.One for $876M

    The deal will let the Dutch fintech connect a shopper’s online and in-store interactions so promotions and pricing can be adjusted midstream.

    By April 28, 2026
  • Trendline

    Artificial intelligence

    Banks must decide whether to forge AI tools in-house or partner with outside firms. AI’s importance can’t be understated, but legacy tech may also constrain the budget for banks looking to innovate.

    By Banking Dive staff
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    Mercury nabs conditional OCC charter

    The fintech has received conditional approval four months after it applied for a national bank charter, when it named SoFi alum Jon Auxier as CEO of the proposed Mercury Bank.

    By April 28, 2026
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    Sezzle eyes checking accounts

    The buy now, pay later provider is exploring additional financial services, including deposit accounts, as it seeks to build a “super app.”

    By Justin Bachman • April 27, 2026
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    Alex Wong via Getty Images
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    Fintechs push bill for Fed payment rail access

    House legislation introduced Tuesday would let financial technology firms access Federal Reserve payments rails.

    By Justin Bachman • April 21, 2026
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    PeopleImages/Shutterstock.com

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    Sponsored by TeamViewer

    How proactive DEX strengthens IT compliance in financial services

    Discover how TeamViewer DEX helps financial services IT teams stay compliant, reduce risk and work proactively.

    April 20, 2026
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    Courtesy of Kraken
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    Kraken to buy derivatives firm Bitnomial in $550M deal

    Bitnomial bills itself as the first crypto-native business in the U.S. to hold CFTC-issued licenses required to operate an exchange, a clearinghouse and a brokerage.

    By April 17, 2026
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    OpenAI buys personal finance fintech Hiro

    This is OpenAI’s second fintech purchase, following its acquisition of personal finance app Roi in October.

    By April 16, 2026
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    Courtesy of American Hotel & Lodging Association
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    Palo Alto Networks founder applies to invest in California bank

    It is unclear whether Nir Zuk wants to buy a majority of Liberty Bank, but observers say the lender could become a testing ground for the capabilities of artificial intelligence tools.

    By April 16, 2026
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    Courtesy of Kraken
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    Kraken co-CEO confirms IPO filing

    Rumors of the filing circulated in November. However, since then, Kraken’s value has fallen 33.5%, to $13.3 billion. Market conditions reportedly led the crypto firm to freeze its IPO last month.

    By April 15, 2026
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    Samuel Corum via Getty Images
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    Warren pounds X Money plans

    Sen. Elizabeth Warren, D-MA, demanded information from billionaire Elon Musk about his plans to launch a digital wallet this month.

    By Lynne Marek • April 15, 2026
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    Stablecoins remain little used for payments

    Less than 1% of stablecoins are used for payments, and about one-fifth aren’t being used at all, a Kansas City Fed researcher estimated.

    By Tatiana Walk-Morris • April 15, 2026
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    TU IS
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    Securitize hires SEC alum Redfearn as CEO

    Brett Redfearn, an ex-trading and markets division chief, had advised the tokenization firm for more than four years. Several ex-regulators have moved to digital assets after government service.

    By April 14, 2026
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    Upstart sued over AI model’s ‘overreaction’

    Investors accused fintech executives of misleading them for adjusting revenue projections upward, debuting “overresponsive” AI, then needing to forecast downward.

    By April 10, 2026
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    Matias Delacroix via Getty Images
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    Adyen targets CFOs’ treasury fragmentation problem

    Financial operations at global enterprises remain “stubbornly complex,” as treasury teams juggle multiple banking and payment systems, the company said.

    By Alexei Alexis • April 10, 2026
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    Alamy
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    Bolt lays off roughly 30% of staff in AI push

    The workforce reduction – affecting “less than 40 people,” according to the company – marks the fintech’s fourth round of cuts since 2022 amid a sharp valuation drop and the departure, then return, of its founding CEO.

    By April 8, 2026
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    Chime makes an upmarket move

    A new membership tier at the fintech lets users who put $3,000 or more per month in direct deposits into their account receive 5% cash back on a spending category, and a 3.75% annual percentage yield on savings.

    By Daniel Muñoz • April 8, 2026
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    Coinbase nabs conditional OCC charter approval

    A Coinbase executive credited “years of investment in compliance, engagement with regulators, and belief that the right path forward for crypto is through the system — not around it.”

    By April 3, 2026
  • Matt Peterson, CFO of Branch
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    Q&A

    Branch CFO says IPOs are a ‘discipline, not a deadline’

    Matt Peterson, who joined the fintech as finance chief in late 2025, previously led an initial public offering for cloud computing services company Fastly.

    By Dan Niepow • April 3, 2026
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    Former FTX exec faces $3.7M disgorgement, trading ban

    The CFTC seeks no restitution or civil monetary penalty from Nishad Singh, “based in part upon Singh’s cooperation in [the] investigation and related proceedings.”

    By April 2, 2026
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    Jack Taylor via Getty Images
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    Stablecoins roll on as rules evolve

    PayPal, Convera and Nium are among the companies racing to incorporate stablecoins in cross-border plays, even as regulators voice caution.

    By Lynne Marek • April 2, 2026
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    Yotta sues Evolve again

    Yotta customers remain “deprived of $80 million of their funds,” and Yotta’s business has “los[t] essentially all value” due to Evolve’s alleged malfeasance, according to the lawsuit.

    By April 1, 2026
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    Franklin Templeton to acquire crypto investment management firm

    The company will buy 250 Digital, led by a Citi alum, for an undisclosed sum – that will be paid partly in Franklin’s BENJI tokens.

    By April 1, 2026
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    Courtesy of Monzo press kit
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    Monzo to close US operations, accounts

    The U.K.-based fintech will lay off roughly 50 employees and shift its focus toward Europe, where it gained a banking license in December. U.S. users reportedly can access their accounts through June.

    By April 1, 2026
  • Robinhood Markets Inc. app is shown on a cell phone on June 06, 2024 in Chicago, Illinois.
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    Scott Olson via Getty Images
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    Robinhood CFO gets salary bump, $18M stock package

    The boost to Shiv Verma's salary and target bonus opportunity came as the investing and trading platform also announced a $1.5 billion share buyback program.

    By Grace Noto • March 26, 2026