Stripe swallows Parafin

The payments processor is buying an embedded financing company that caters to small businesses, in its second acquisition in as many months.

By Lynne Marek • Oct. 1, 2026

Fiserv’s stablecoin system starts

The payments processor’s system for hosting digital currencies is up and running, with North Dakota’s stablecoin the first digital asset to go live.

By Lynne Marek • Oct. 1, 2026

Explore the Trendline➔

Artificial intelligence

Banks must decide whether to forge AI tools in-house or partner with outside firms. AI’s importance can’t be understated, but legacy tech may also constrain the budget for banks looking to innovate.

By Banking Dive staff

Charter must be ‘top priority’ for fintechs pursuing it: Mercury exec

The fintech has always wanted a charter, according to Mercury Bank CEO Jon Auxier. After years of hard work, “now is the right moment to go after it.”

By Gabrielle Saulsbery • Sept. 30, 2026

How BofA’s tech summit influences strategy

An annual event uniting bank leaders and tech upstarts, happening next week, helps the lender assess how potential partners are innovating, Bank of America’s chief technology and information officer said.

By Caitlin Mullen • Sept. 30, 2026

Circle CFO to step down following $1.05B IPO

Jeremy Fox-Geen will leave the stablecoin issuer after five years as its top finance officer helping to drive growth and usher the company through its long-awaited 2025 IPO.

By Grace Noto • Sept. 28, 2026

Valley National Bank to acquire fintech Bluevine for $340M

The fintech is set to bring Valley $2.1 billion in deposits and make the bank “a much stronger and more relevant small business competitor,” executives said Monday.

By Caitlin Mullen • Sept. 28, 2026

Mission Lane gets green light for OCC charter

The fintech has received conditional approval to form the first new credit card bank regulated by the Office of the Comptroller of the Currency in more than 20 years, a consultant said.

By Gabrielle Saulsbery • Sept. 28, 2026

Stripe alums spark new payments plays

The digital processor has become a founders’ factory with former employees seeding startups across the fintech field.

By Justin Bachman • Sept. 28, 2026

Who’s winning the loyalty game in financial services? It’s complicated.

Loyalty isn't won by being a bank or a fintech. It's won by showing up every day instead of once a quarter.

By Campbell Shaw, VP Commercial, Financial Services, Valuedynamx • Sept. 28, 2026

Moov adds P2P competition

Using Mastercard and Visa’s digital infrastructure, the tool facilitates peer-to-peer payments without requiring both parties to have the same app.

By Tatiana Walk-Morris • Sept. 24, 2026

Fintech Avant applies for OCC charter

A charter from the Office of the Comptroller of the Currency would allow the Chicago-based fintech to expand its credit products, diversify beyond them, and reduce its cost of funds, the CEO said.

By Gabrielle Saulsbery • Sept. 23, 2026

Adyen snaps up Klarna CFO

Niclas Neglén will begin at the Dutch payments processing firm Feb. 1. The move gives Adyen a permanent successor to Ethan Tandowsky, the company’s previous CFO, who left Aug. 31.

By Lynne Marek • Sept. 22, 2026

OCC conditionally approves 3 national trust charters

Bastion Platforms Trust Co., Agora National Trust Bank and Catena Trust Bank applied for charters in March, April and May, respectively.

By Gabrielle Saulsbery • Sept. 21, 2026

Cross-border payments market heats up

Technological innovation has enabled fintechs to carve out a beachhead in cross-border payments, but banks still have cards to play.

By Peter Lucas • Sept. 21, 2026

Stripe’s wallet embraces AI bots

The payments giant has recently integrated its Link digital wallet for consumers with personal AI agents from Meta, xAI and other AI players.

By Justin Bachman • Sept. 18, 2026

Synapse victims look to small-claims court

The Consumer Financial Protection Bureau has allocated more funds to repay fintech users harmed in the Synapse crisis. But there’s no timeline for when that money would be disbursed.

By Gabrielle Saulsbery • Sept. 17, 2026

Enova scraps Grasshopper deal

The Chicago-based fintech withdrew its applications from the OCC and Fed, and its CEO decried the absence of “clear standards” for bank licensing, in addition to “political pressure.”

By Dan Ennis • Sept. 15, 2026

Brazil’s Nubank launches in the US

The debut, ahead of full OCC approval but through a partner bank, coincides with the rollout of a multicurrency digital account for cross-border transactions.

By Dan Ennis • Sept. 15, 2026

Chime outgrew bank partner model, CEO says

“There's no question that we haven't been able to move as fast as we would like” with product launches, Chris Britt said Sept. 9. Acquiring Stride Bank will give the fintech “complete control of our destiny.”

By Caitlin Mullen • Sept. 10, 2026

Circle to buy Tazapay for $400M

Tazapay and Circle first forged a partnership last year, and according to CEO Jeremy Allaire, they “share a deep alignment.” Circle was the lead investor in Tazapay’s Series B funding last year.

By Gabrielle Saulsbery • Sept. 9, 2026

Block seeks OCC bank charter

Cash App’s parent is joining a parade of fintechs seeking to become national banks as the Office of the Comptroller of the Currency allows more leeway for such licenses.

By Justin Bachman • Sept. 9, 2026

Chime to buy Stride Bank for $590M

Acquiring one of its longtime bank partners offers the fintech “a faster and more proven path to full-stack ownership,” compared to pursuing its own charter, Chime said Tuesday.

By Caitlin Mullen • Updated Sept. 9, 2026

Revolut nabs conditional OCC charter

The neobank has long eyed a U.S. banking charter, seeing it as “a seat at the table” with regulators.

By Gabrielle Saulsbery • Sept. 4, 2026

TabaPay eyes OCC charter with Denver bank deal

The money movement platform, which once sought to buy Synapse’s assets, received a $155 million investment to pursue Transact Bank.

By Dan Ennis • Sept. 2, 2026

Stablecoins lose ground to tokenized deposits

While the digital currencies have gained some acceptance, there is a growing interest by financial institutions in tokenized deposits as an alternative.

By Lynne Marek • Sept. 2, 2026