Relaxed regulatory oversight spurs bank-crypto activity

Since January, federal bank regulators have done an about-face on crypto guidance, inspiring banks to explore the space.

By Gabrielle Saulsbery • April 30, 2025

Bunq, Kraken team up to offer crypto service

The crypto exchange platform launched its crypto-as-a-service solution on Wednesday, citing Bunq as an example of real-world CaaS integration.

By Rajashree Chakravarty • April 30, 2025

Explore the Trendline➔

Artificial intelligence

Banks are enthusiastic about AI’s promises. But can they get customers on board, and will regulators let the innovation happen?

By Banking Dive staff

Safe Harbor’s new CEO: ‘The idea is: grow’

Terry Mendez, who replaced Sundie Seefried this year at the helm of the cannabis banking pioneer, has cut costs and seeks to rebound after the company’s loss nearly tripled last year.

By Caitlin Mullen • April 30, 2025

Paze aims to pump up the volume with Fiserv

The digital wallet owned by seven banks has loaded 150 million customer cards onto the system. Now, it’s working with its processor ally to add more banks.

By Lynne Marek • April 29, 2025

Nexo reenters US market

Co-founder Antoni Trenchev credited the regulatory shift under Trump for the firm’s reemergence in the U.S. Nexo’s exit was preceded by failed regulatory talks and followed by a $45 million SEC fine.

By Gabrielle Saulsbery • April 28, 2025

[Podcast] Comply to Compete: Better Banking Data Management Through 2025’s M&A Integrations

M&A is surging—are banks ready for the compliance challenges? Tune in to Arcesium’s podcast for expert insights.

By Banking Dive's studioID • April 28, 2025

Coinbase considers applying for federal bank charter

Regulatory willingness to work with crypto seems to have inspired Coinbase, and reportedly others, to engrain themselves deeper into the traditional financial sector.

By Gabrielle Saulsbery • April 23, 2025

Warren presses Bowman on Evolve supervision lapses

Elizabeth Warren and three other senators questioned the Fed governor on her role in the lender’s supervision and accused her of ignoring “clear warning signs … leading up to the Evolve-Synapse meltdown.”

By Rajashree Chakravarty • April 23, 2025

Fiserv, Kansas to open fintech hub

The hub will open later this year in Overland Park, Kansas, and help Fiserv better serve Midwestern customers, the company said in a news release Monday.

By Patrick Cooley • April 23, 2025

Ramp reportedly angles for part of $700B US credit card program

The fintech is seeking to handle a piece of the SmartPay federal employee charge card program, assisted by its close ties to the Trump administration, ProPublica reported.

By Justin Bachman • April 23, 2025

Former HSBC exec talks career switch to fintech

HSBC was Episode Six’s second client. The exec who inked the partnership, Brian Muse-McKenney, saw so much promise in the fintech’s offerings that he jumped ship from the C-suite to join it.

By Gabrielle Saulsbery • April 16, 2025

The Trump administration is making space for stablecoins. Should CFOs?

With the Trump administration embracing digital assets, finance leaders need to get educated on the potential risk and reward of cryptocurrencies and stablecoins.

By Grace Noto • April 16, 2025

Klarna partners with Fiserv’s Clover

A recently signed deal will bring Klarna’s installment loans to Clover checkout at merchants across the U.S.

By Patrick Cooley • April 16, 2025

Block agrees to pay $40M New York penalty

The payments technology company agreed to pay the fine under a consent order to settle allegations related to lax oversight of its Cash App payments tool.

By Lynne Marek • April 16, 2025

BaaS startup Solid files for bankruptcy

Arjun Thyagarajan, the company's CEO and co-founder, filed for Chapter 11 in a Delaware court, citing “costly litigation” and an inability to raise capital since 2022.

By Rajashree Chakravarty • April 16, 2025

NY AG sues MoneyLion, DailyPay

The state’s lawsuits seek to wind down the companies' earned wage access practices in New York.

By Justin Bachman • April 15, 2025

Evolve, Lineage Bank face lawsuit over missing funds

The two lenders, former partner banks of fintech Synapse, were hit with a proposed class action Friday over mismanagement of funds allegedly held at the banks. 

By Rajashree Chakravarty • April 9, 2025

Do growing fintechs need more federal regulation?

State regulators say they’re updating their rules and are best-suited to oversee licensed money transmitters — and a new U.S. payments charter isn’t needed. 

By Justin Bachman • April 8, 2025

Stripe seeks Georgia special banking charter

If approved, the charter would give Stripe the ability to process credit card transactions without a bank partner.

By Patrick Cooley • April 7, 2025

Brex sees procurement push onto its card

Corporate buyers are exploring ways to move more of their spending onto cards for better tracking and insight, a Brex executive vice president says.

By Justin Bachman • April 4, 2025

Atomic scores $10M more in investments

“What bill pay was in the ‘90s and early 2000s, we want bill management to be [now] ... to transform how people interact with companies that they owe money," Atomic co-founder Jordan Wright said.

By Gabrielle Saulsbery • April 2, 2025

Robinhood to launch banking product

The fintech aims to bring a “private banking experience” with the checking and savings account products it's launching this fall, a Robinhood executive said.

By Rajashree Chakravarty • April 2, 2025

FDIC eases crypto rules for banks

Banks can engage in crypto-related activities, but must still exercise proper caution, the agency said.

By Gabrielle Saulsbery • April 1, 2025

Frank founder, chief growth officer convicted of fraud

Charlie Javice and Olivier Amar face up to decades in prison for falsifying Frank’s customer numbers amid its $175 million sale to JPMorgan Chase.

By Gabrielle Saulsbery • March 31, 2025

Plaid’s Brian Dammeir talks future of open banking

Open banking has long been an industry-led venture. The trendline won’t change even if the timeline does, Plaid’s head of payments and financial management said.

By Gabrielle Saulsbery • March 26, 2025