Cards draw customers, Marqeta CEO says

Companies have found there’s “almost nothing more engaging than a card,” CEO Mike Milotich said this week in an interview.

By Justin Bachman • Nov. 5, 2026

OppFi withdraws regulatory applications to buy bank

The subprime lender’s CEO said the agreement to buy BNC National Bank “remains in effect.” But he cited a “lack of clearly articulated standards” from regulators.

By Dan Ennis • Nov. 4, 2026

Explore the Trendline➔

Artificial intelligence

Banks’ conversations surrounding AI are shifting from an experimental “what” phase to a focus on how, how much – and how fast.

By Banking Dive staff

Block reaches $964M DOJ pact

The company would pay $764 million of the amount in the agreement to resolve U.S. charges that its anti-money laundering program was ineffective.

By Justin Bachman • Nov. 4, 2026

Bilt tackles sports loyalty with $300M deal

The rent-rewards platform aims to stretch beyond housing payments and credit cards with an acquisition of Lava, a technology firm that focuses on sports loyalty.

By Dan Ennis • Nov. 3, 2026

Financial AI needs a reliable view of the customer

Continuous assurance of customer identity keeps AI decisions grounded in reality

By Bud Walker, Melissa’s Chief Information Officer • Nov. 2, 2026

PicPay CFO forges ahead after post-election turmoil, watershed IPO

André Cazotto took PicPay’s finance reins just months after it became the first Brazilian company to go public in the U.S. in four years.

By Maura Webber Sadovi • Oct. 30, 2026

[Podcast] From Fragmentation to Infrastructure: The Lasting Value of Modernizing Insurance Payments

Explore how modernizing and unifying insurance payments helps insurers reduce costs, improve customer experiences, and build a foundation for long-term growth.

By Banking Dive's studioID • Oct. 29, 2026

Galaxy Digital applies for OCC charter

A national trust charter would let the company offer digital asset custody, trading staking and fiduciary investment advisory services under a single federal framework, Galaxy CEO Mike Novogratz said.

By Dan Ennis • Oct. 29, 2026

Bluevine, Valley Bank execs talk integration approach

Bank M&A has “a rhythm and a routine that's very well known,” Valley COO Russ Barrett said. But the bank’s Bluevine deal has “unique dimensions that are very different than a bank acquisition.”

By Gabrielle Saulsbery • Oct. 28, 2026

Ripple gets OCC’s unconditional charter approval

The fintech is building on its charter victory by announcing expanded partnerships with BNY and Robinhood.

By Dan Ennis • Oct. 27, 2026

Piermont CEO: Discipline with fintech clients is key

Wendy Cai-Lee, also the New York-based bank’s founder, said “time will tell” whether newly chartered entities can withstand examination scrutiny.

By Caitlin Mullen • Oct. 27, 2026

Chartered in December, public in January: How BitGo’s growing

Crypto-curious banks have been knocking on BitGo’s door more often since it nabbed an unconditional OCC charter, according to an executive.

By Gabrielle Saulsbery • Oct. 23, 2026

Sezzle applies for national bank charter from OCC

The application marks a pivot from the buy now, pay later provider's earlier plan to become an industrial loan company licensed by Utah.

By Justin Bachman • Oct. 23, 2026

Paze sets big targets after revamp

The wallet’s bank owners are battling Apple and PayPal with an extensive marketing push, touting it as a more secure payment method.

By Justin Bachman • Oct. 22, 2026

Plaid CEO: AI’s rise could fuel ‘scary year’ for financial security

“We’re just in a dead sprint using AI to fight AI fraud,” Zach Perret, the data aggregator’s chief executive, said at the Money20/20 conference in Las Vegas recently.

By Caitlin Mullen • Oct. 22, 2026

OCC issues final rule on stablecoin framework

The regulation bans direct yield payments to customers from stablecoin issuers, but the OCC said it would “evaluate” third-party yield arrangements on a case-by-case basis.

By Dan Ennis • Oct. 21, 2026

Cross River to acquire customer-loyalty specialist Accrue

Adding the fintech’s branded-wallet platform, stored value and technology would let Cross River “offer partners a complete embedded finance stack,” the $8.5 billion-asset bank said.

By Dan Ennis • Oct. 21, 2026

Ramp applies for national trust bank charter from OCC

The fintech announced last week it had raised $1.85 billion in a funding round. Ramp's application comes after a banking trade group sued the OCC over the recent influx of trust charters.

By Dan Ennis • Oct. 20, 2026

Recurring bill service ScribeUp raises $13M

ScribeUp aims to give financial institutions the ability to help consumers stay atop subscriptions and other recurring payments.

By Gabrielle Saulsbery • Oct. 19, 2026

SoFi, Figure co-founder raises $19M for newest venture

“The problem that we've created in blockchain,” Navra co-founder Mike Cagney said, “is we've been building for this native crypto audience, but not for the real world.”

By Gabrielle Saulsbery • Oct. 14, 2026

Kraken parent eyes EU license with bank acquisition

Buying Lithuania-based Saldo Bank would give Payward an upgrade from the Ireland-issued electronic money institutions license it now carries. Terms of the deal were not disclosed.

By Dan Ennis • Oct. 14, 2026

Stablecoin startups advance payments

Entrepreneurs embracing the digital assets are pushing payments modernization forward, and bringing incumbents along too.

By Lynne Marek • Oct. 13, 2026

JPMorgan rounds up payments partners

The biggest U.S. bank has been leveraging relationships to better integrate software and keep up with industry trends, among other purposes.

By Lynne Marek • Oct. 12, 2026

In AI-era banking, trust has a new enforcer— the network

From ATMs to AI agents, a bank's attack surface is expanding. See how the network closes the gap.

Oct. 12, 2026

Why Gen Z, millennials are most satisfied with online banks, fintechs

“A lot of it really does start with the idea that the fintechs are protecting their customers from fees, helping customers to protect their money,” JD Power’s Paul McAdam said.

By Kristen Doerer • Oct. 9, 2026