Fintech

The latest fintech news for banking professionals.


  • kraken crypto app
    Image attribution tooltip
    Courtesy of Kraken
    Image attribution tooltip

    Kraken parent boosts card capabilities in $600M Reap acquisition

    The deal, set to close in the second half of this year, opens Payward’s pathway to the Asia-Pacific region.

    By May 8, 2026
  • A crowd celebrates during Chime's initial public offering at the Nasdaq MarketSite.
    Image attribution tooltip
    Andres Kudacki via Getty Images
    Image attribution tooltip

    How Chime overcame trust challenges when deploying its AI agent

    Customer satisfaction rose after the fintech deployed Jade. “Automation and cost savings don’t need to come at the expense of a great experience,” COO Janelle Sallenave said.

    By Kristen Doerer • May 8, 2026
  • Trendline

    Artificial intelligence

    Banks must decide whether to forge AI tools in-house or partner with outside firms. AI’s importance can’t be understated, but legacy tech may also constrain the budget for banks looking to innovate.

    By Banking Dive staff
  • Neobank CHime, banking products Chime
    Image attribution tooltip
    Permission granted by Chime
    Image attribution tooltip

    Hacktivist group stole Chime customer information, lawsuits allege

    Three separate lawsuits allege that a hacker group known as Team 313 stole personal information from Chime customers when it attacked the fintech’s systems April 1.

    By May 6, 2026
  • The U.S. Capitol building
    Image attribution tooltip
    Heather Diehl via Getty Images
    Image attribution tooltip

    Banks, crypto firms battle over stablecoin yield

    A compromise from two senators is reigniting debate over how far a ban on rewards for stablecoin holdings should extend.

    By May 6, 2026
  • Bitcoin and dollars
    Image attribution tooltip
    Dan Kitwood via Getty Images
    Image attribution tooltip

    Crypto exchange Bullish makes a $4.2B deal

    In buying Equiniti, Bullish gets a blockchain-native transfer agent that could allow investors to engage in 24/7 transactions, instant settlement and frictionless asset movement.

    By May 5, 2026
  • brian armstrong, crypto lawsuits, SEC
    Image attribution tooltip
    Matt Winkelmeyer / Staff via Getty Images
    Image attribution tooltip

    Coinbase axes 700 employees

    The cryptocurrency exchange joins a growing list of companies swapping out their workers for AI, following Block, Crypto.com and Bolt in making job cuts this year.

    By May 5, 2026
  • GenAI, fake legal citations, monk, texas federal court
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Trump-backed crypto firm countersues billionaire Sun over ‘smear campaign’

    World Liberty Financial accused Justin Sun of attempting to “tank” the price of the $WLFI token. Sun last month alleged World Liberty froze his assets when he refused to invest in a second token.

    By Daniel Muñoz • May 5, 2026
  • Aerial view of downtown phoenix, arizona.
    Image attribution tooltip
    Brandon Bell via Getty Images
    Image attribution tooltip

    Fintech OppFi to buy Arizona bank for $130M

    The Chicago-based subprime lender said pairing its online platform with BNC’s national bank charter lets it offer more banking services on a broader scale.

    By April 29, 2026
  • Point-of-sale device, with Adyen and Verifone logos, sits on store counter next to stapler and calculator.
    Image attribution tooltip
    Lynne Marek/Banking Dive
    Image attribution tooltip

    Adyen to buy German loyalty platform Talon.One for $876M

    The deal will let the Dutch fintech connect a shopper’s online and in-store interactions so promotions and pricing can be adjusted midstream.

    By April 28, 2026
  • Mercury product
    Image attribution tooltip
    Permission granted by Mercury
    Image attribution tooltip

    Mercury nabs conditional OCC charter

    The fintech has received conditional approval four months after it applied for a national bank charter, when it named SoFi alum Jon Auxier as CEO of the proposed Mercury Bank.

    By April 28, 2026
  • Sezzle buy now pay later consumer shopping retail financial services
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Sezzle eyes checking accounts

    The buy now, pay later provider is exploring additional financial services, including deposit accounts, as it seeks to build a “super app.”

    By Justin Bachman • April 27, 2026
  • Congress fintechs Federal Reserve payments rails ACH
    Image attribution tooltip
    Alex Wong via Getty Images
    Image attribution tooltip

    Fintechs push bill for Fed payment rail access

    House legislation introduced Tuesday would let financial technology firms access Federal Reserve payments rails.

    By Justin Bachman • April 21, 2026
  • A man sitting down looking at a tablet
    Image attribution tooltip

    PeopleImages/Shutterstock.com

    Image attribution tooltip
    Sponsored by TeamViewer

    How proactive DEX strengthens IT compliance in financial services

    Discover how TeamViewer DEX helps financial services IT teams stay compliant, reduce risk and work proactively.

    April 20, 2026
  • kraken crypto app
    Image attribution tooltip
    Courtesy of Kraken
    Image attribution tooltip

    Kraken to buy derivatives firm Bitnomial in $550M deal

    Bitnomial bills itself as the first crypto-native business in the U.S. to hold CFTC-issued licenses required to operate an exchange, a clearinghouse and a brokerage.

    By April 17, 2026
  • Sam Altman
    Image attribution tooltip
    Andrew Harnik via Getty Images
    Image attribution tooltip

    OpenAI buys personal finance fintech Hiro

    This is OpenAI’s second fintech purchase, following its acquisition of personal finance app Roi in October.

    By April 16, 2026
  • An image shows the Los Angeles skyline.
    Image attribution tooltip
    Courtesy of American Hotel & Lodging Association
    Image attribution tooltip

    Palo Alto Networks founder applies to invest in California bank

    It is unclear whether Nir Zuk wants to buy a majority of Liberty Bank, but observers say the lender could become a testing ground for the capabilities of artificial intelligence tools.

    By April 16, 2026
  • kraken crypto app
    Image attribution tooltip
    Courtesy of Kraken
    Image attribution tooltip

    Kraken co-CEO confirms IPO filing

    Rumors of the filing circulated in November. However, since then, Kraken’s value has fallen 33.5%, to $13.3 billion. Market conditions reportedly led the crypto firm to freeze its IPO last month.

    By April 15, 2026
  • Elon Musk on White House South Lawn on Mar. 9, 2025
    Image attribution tooltip
    Samuel Corum via Getty Images
    Image attribution tooltip

    Warren pounds X Money plans

    Sen. Elizabeth Warren, D-MA, demanded information from billionaire Elon Musk about his plans to launch a digital wallet this month.

    By Lynne Marek • April 15, 2026
  • shopping payments stablecoins cryptocurrency Genius Act
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Stablecoins remain little used for payments

    Less than 1% of stablecoins are used for payments, and about one-fifth aren’t being used at all, a Kansas City Fed researcher estimated.

    By Tatiana Walk-Morris • April 15, 2026
  • Abstract blockchain technology concept. Internet security. Isometric digital cube connection background.
    Image attribution tooltip
    TU IS
    Image attribution tooltip

    Securitize hires SEC alum Redfearn as CEO

    Brett Redfearn, an ex-trading and markets division chief, had advised the tokenization firm for more than four years. Several ex-regulators have moved to digital assets after government service.

    By April 14, 2026
  • Gavel sitting on cash
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Upstart sued over AI model’s ‘overreaction’

    Investors accused fintech executives of misleading them for adjusting revenue projections upward, debuting “overresponsive” AI, then needing to forecast downward.

    By April 10, 2026
  • Image attribution tooltip
    Matias Delacroix via Getty Images
    Image attribution tooltip

    Adyen targets CFOs’ treasury fragmentation problem

    Financial operations at global enterprises remain “stubbornly complex,” as treasury teams juggle multiple banking and payment systems, the company said.

    By Alexei Alexis • April 10, 2026
  • A stack of US one hundred dollar bills is spread out on a table.
    Image attribution tooltip
    Alamy
    Image attribution tooltip

    Bolt lays off roughly 30% of staff in AI push

    The workforce reduction – affecting “less than 40 people,” according to the company – marks the fintech’s fourth round of cuts since 2022 amid a sharp valuation drop and the departure, then return, of its founding CEO.

    By April 8, 2026
  • Neobank CHime, banking products Chime
    Image attribution tooltip
    Permission granted by Chime
    Image attribution tooltip

    Chime makes an upmarket move

    A new membership tier at the fintech lets users who put $3,000 or more per month in direct deposits into their account receive 5% cash back on a spending category, and a 3.75% annual percentage yield on savings.

    By Daniel Muñoz • April 8, 2026
  • coinbase logo with coins stacked in front of it
    Image attribution tooltip
    Justin Sullivan via Getty Images
    Image attribution tooltip

    Coinbase nabs conditional OCC charter approval

    A Coinbase executive credited “years of investment in compliance, engagement with regulators, and belief that the right path forward for crypto is through the system — not around it.”

    By April 3, 2026