Trump pardons Binance founder Zhao

Changpeng Zhao previously pleaded guilty to violating anti-money laundering laws, and then served four months in prison.

By Gabrielle Saulsbery • Oct. 23, 2025

CFPB deluged with open banking comments

Banks and fintechs aired their arguments regarding the federal agency’s proposed revision of a rule on sharing consumer data.

By Justin Bachman • Oct. 23, 2025

Explore the Trendline➔

Fintech disruption in the banking industry

There are as many schools of thought on how to disrupt the banking space as there are disruptors.

By Banking Dive staff

Stablecoins must become simple: panel

To become widely used, the cryptocurrency needs to work as easily as other currencies, a panel of stablecoin experts said.

By Justin Bachman • Oct. 23, 2025

Suncoast eyes member credit growth with Bloom+

“Credit's always been this chicken-or-the-egg,” said Bloom Credit CEO Christian Widhalm. “If you don't have credit, it's hard to get credit.”

By Gabrielle Saulsbery • Oct. 22, 2025

New Plaid CFO to focus on ‘sustainable’ growth

Stripe alum Seun Sodipo will join Plaid as the data aggregator looks to continue expanding its products across areas including credit and payments.

By Grace Noto • Oct. 22, 2025

Coinbase buys angel investment platform Echo for $375M

Coinbase, much like its competitors, has made a number of acquisitions this year as the crypto market trends upward and federal regulators adopt crypto-friendly policies.

By Gabrielle Saulsbery • Oct. 21, 2025

Waller floats ‘skinny’ Fed account

Federal Reserve Gov. Christopher Waller proposed the central bank’s staff explore creating a new limited payments account that might be suited to fintechs.

By Lynne Marek • Oct. 21, 2025

Stablecoin risks abound: Fed’s Barr

To make stablecoins viable, regulators implementing the Genius Act must impose protective guardrails, Federal Reserve Gov. Michael Barr told a fintech conference.

By Justin Bachman • Oct. 16, 2025

Kraken buys derivatives platform for $100M

CFTC-regulated Small Exchange is Kraken’s fourth acquisition this year, as a “clear and positive regulatory environment in the U.S. gives companies the confidence to invest and grow with more certainty,” one executive said.

By Gabrielle Saulsbery • Oct. 16, 2025

Crypto use trending down, Kansas City Fed says

A survey from the Federal Reserve regional outpost cast doubt on the notion that more U.S. consumers will adopt cryptocurrency for payments, even after a new law eased the path to crypto use.

By Patrick Cooley • Oct. 15, 2025

Robinhood CEO to community bankers: Don’t be too worried about AI

The chief executive of the day-trading fintech told a group of community bank CEOs last week that small, local lenders have a leg up when it comes to customer relationships.

By Caitlin Mullen • Oct. 15, 2025

Open banking also helps banks: fintechs

Fintechs are trying to rally support for U.S. open banking as regulators gather comments, ahead of an Oct. 21 deadline, to inform a revised rule.

By Justin Bachman • Oct. 9, 2025

North Dakota bank, Fiserv launch Roughrider stablecoin

The coin will be available “sometime next year,” the state’s industrial commission said. North Dakota will become the second state in the U.S., after Wyoming, to launch its own digital currency.

By Justin Bachman • Oct. 9, 2025

Baltimore sues MoneyLion over alleged predatory lending tactics

City officials filed a lawsuit against the fintech, alleging it operates as a “modern-day payday lender,” charging customers exorbitant interest despite marketing its loans as “zero interest.”

By Caitlin Mullen • Oct. 8, 2025

Coinbase pursues OCC trust charter

Coinbase has been mulling such a move since April. Since then, other crypto firms such as Circle, Ripple and Paxos have applied for a national trust charter.

By Caitlin Mullen • Oct. 6, 2025

Silvergate ex-CFO loses bid to dismiss SEC fraud suit

The SEC alleges Silvergate’s former finance chief engaged in fraud to conceal the bank’s dire condition following the 2022 collapse of crypto exchange FTX.

By Maura Webber Sadovi • Oct. 3, 2025

Brazil’s Nubank applies for US banking charter

The move underscores the lengthy and sometimes unsuccessful paths challengers such as Bunq, Revolut and Monzo have faced in obtaining licenses.

By Dan Ennis • Oct. 3, 2025

Government shutdown risks snarling Wealthfront’s IPO plan

Wednesday’s shutdown forced the SEC to furlough more than 90% of its workforce. It won’t be able to process initial public offerings during that time, according to an agency contingency plan.

By Daniel Muñoz • Oct. 1, 2025

2026 banking conference roundup

Gatherings can be idea generators, or crucial chances to network — especially amid an environment where political change can yield previously unexpected possibilities and partnerships.

By Dan Ennis • Oct. 1, 2025

Brex to accept stablecoins as payment

The card issuer sees stablecoin payments as a key product differentiator, with more companies adopting cryptocurrency for finance functions.

By Gabrielle Saulsbery • Sept. 30, 2025

NYDFS’ Adrienne Harris to step down

Kaitlin Asrow, who leads the regulator’s research and innovation division and previously was a senior fintech policy adviser at the San Francisco Fed, will serve as the state agency’s acting superintendent starting Oct. 18.

By Dan Ennis • Sept. 30, 2025

Stripe pushes agentic AI sales via chat

The payments firm is teaming with OpenAI for a new agentic commerce protocol to help merchants sell their wares via AI chat sessions.

By Justin Bachman • Sept. 30, 2025

Fiserv buys cash manager to boost stablecoin

The deal for StoneCastle expands Fiserv as a liquidity source for financial institutions, and will help the processor fund cash for its FIUSD stablecoin.

By Justin Bachman • Sept. 29, 2025

FTX sues crypto miner Genesis Digital Assets for $1.15B

Former FTX CEO Sam Bankman-Fried invested over $1 billion in a crypto mining company despite shoddy paperwork and “red flags,” according to the firm in charge of recovering funds for FTX creditors.

By Gabrielle Saulsbery • Sept. 25, 2025

FinWise faces court action over data breach affecting 689K users

Plaintiffs argue the Utah bank and a fintech partner kept data unencrypted. A former employee accessed the data, but FinWise said it didn’t discover the breach until a year later.

By Dan Ennis • Sept. 24, 2025