Revolut nabs conditional OCC charter

The neobank has long eyed a U.S. banking charter, seeing it as “a seat at the table” with regulators.

By Gabrielle Saulsbery • Sept. 4, 2026

TabaPay eyes OCC charter with Denver bank deal

The money movement platform, which once sought to buy Synapse’s assets, received a $155 million investment to pursue Transact Bank.

By Dan Ennis • Sept. 2, 2026

Explore the Trendline➔

Artificial intelligence

Banks must decide whether to forge AI tools in-house or partner with outside firms. AI’s importance can’t be understated, but legacy tech may also constrain the budget for banks looking to innovate.

By Banking Dive staff

Stablecoins lose ground to tokenized deposits

While the digital currencies have gained some acceptance, there is a growing interest by financial institutions in tokenized deposits as an alternative.

By Lynne Marek • Sept. 2, 2026

Wells, BofA, Citi back upcoming stablecoin

Goldman Sachs, PNC and Capital One are also among 21 financial institutions partnering on an asset expected to go to market early next year.

By Dan Ennis • Sept. 1, 2026

BitGo acquires NYDIG’s institutional trading business

The transaction allows NYDIG to focus on power generation, bitcoin mining and data center development, the company said.

By Dan Ennis • Aug. 31, 2026

RTP gears up for international reach

BNY and other banks are preparing for a pilot next year that will stretch the real-time payments network across borders.

By Lynne Marek • Aug. 26, 2026

Treasury to help financial firms transition to quantum-resistant encryption

The government is concerned that hackers could someday decrypt financial information and other secrets using code-breaking quantum computers.

By Eric Geller • Aug. 26, 2026

Dive Deposits: 4 takeaways from Jonathan Gould’s Wyoming appearance

The OCC chief made crypto-inclusive remarks at a blockchain symposium, adding that protecting traditional banks is not his job.

By Dan Ennis • Aug. 20, 2026

CFTC bans ex-FTX execs from trading

Caroline Ellison and Gary Wang are prohibited from trading for five years from the date of their initial consent orders.

By Gabrielle Saulsbery • Aug. 20, 2026

Stripe, OpenRouter finally strike a deal

The payments behemoth’s acquisition of the AI spend management firm has been in the works for weeks. The reported price tag: $7.5 billion.

By Justin Bachman • Aug. 20, 2026

Klarna CFO, CMO to leave early next year

The Swedish fintech has begun a search for a New York-based finance chief. Meanwhile, the company adjusted its 2026 financial outlook downward.

By Dan Ennis • Aug. 19, 2026

Bakkt names new CFO in stablecoin growth push

Equifax alum Matthew White is taking the CFO reins as Bakkt looks to execute on its ongoing pivot to becoming a stablecoin infrastructure provider.

By Grace Noto • Aug. 17, 2026

OCC returns Zerohash’s charter application

The regulator did not give a reason for the action, although there may be confusion over who will act as the company’s compliance chief. Zerohash indicated it would refile this month.

By Dan Ennis • Aug. 17, 2026

World Liberty nabs conditional OCC charter

The Trump family-backed crypto firm gained conditional approval from the Office of the Comptroller of the Currency to establish its national trust bank.

By Gabrielle Saulsbery • Aug. 17, 2026

Monzo’s chair to exit next month

Longtime Barclays alum Gary Hoffman cited health concerns as his reason for leaving the fintech before his term ends. His departure comes after a year of contentious change.

By Dan Ennis • Aug. 17, 2026

Custodia gets a hand from lawmakers, trade groups at high court

Sen. Cynthia Lummis, R-WY; former Sen. Pat Toomey, R-PA; the Digital Chamber and the Blockchain Association all argued for a resolution to the digital lender’s long-running master account fight.

By Dan Ennis • Aug. 14, 2026

Sezzle pivots to national bank charter

With states imposing tighter rules on buy now, pay later companies, Sezzle CEO Charlie Youakim views a federal charter as “the most robust solution.”

By Justin Bachman • Aug. 13, 2026

eToro aims to boost US profile in $231M TradeZero deal

The Israeli platform wants to harness TradeZero’s “highly engaged” community to forge “a faster path to launching new products” stateside.

By Dan Ennis • Aug. 12, 2026

Goldman Sachs to buy ETF provider NEOS for up to $2.25B

Expected to close in the first quarter of 2027, the deal is the bank’s second multibillion-dollar ETF-related acquisition of the past nine months.

By Dan Ennis • Aug. 12, 2026

Bunq rejected for OCC bank charter

The Office of the Comptroller of the Currency argued the Dutch fintech’s U.S. operations would be inadequately capitalized, its management inexperienced and its road to profit “unrealistic.”

By Dan Ennis • Aug. 10, 2026

FedNow extension wins support

Stripe, Visa, Wise and industry trade groups back the Federal Reserve’s plan to expand its instant payment system for cross-border use.

By Shefali Kapadia • Aug. 10, 2026

Solo develops reusable customer-vetting tool for banks, fintechs

The company demonstrated a data sharing model, in coordination with regulators, that could eliminate duplication in the know-your-customer process.

By Dan Ennis • Aug. 7, 2026

Chime’s CFO is stepping down

The fintech’s president, Mark Troughton, will serve as interim finance chief while the company conducts an executive search. Chime also reported a 27% year-over-year increase in second-quarter revenue.

By Dan Ennis • Aug. 6, 2026

Augustus gets FDIC nod to launch bank

Among stipulations of the approval, the clearing bank must launch with $73,660,000 or more in capital funds and maintain a 10% or greater leverage ratio throughout its first three years.

By Dan Ennis • Aug. 5, 2026

Stablecoin firm Dakota applies for OCC trust banking charter

“For you, that means fewer layers between your product and the financial services underneath it,” Dakota CEO Ryan Bozarth said in a blog post.

By Dan Ennis • Aug. 5, 2026