Waller floats ‘skinny’ Fed account

Federal Reserve Gov. Christopher Waller proposed the central bank’s staff explore creating a new limited payments account that might be suited to fintechs.

By Lynne Marek • Oct. 21, 2025

Stablecoin risks abound: Fed’s Barr

To make stablecoins viable, regulators implementing the Genius Act must impose protective guardrails, Federal Reserve Gov. Michael Barr told a fintech conference.

By Justin Bachman • Oct. 16, 2025

Explore the Trendline➔

Fintech disruption in the banking industry

There are as many schools of thought on how to disrupt the banking space as there are disruptors.

By Banking Dive staff

Kraken buys derivatives platform for $100M

CFTC-regulated Small Exchange is Kraken’s fourth acquisition this year, as a “clear and positive regulatory environment in the U.S. gives companies the confidence to invest and grow with more certainty,” one executive said.

By Gabrielle Saulsbery • Oct. 16, 2025

Crypto use trending down, Kansas City Fed says

A survey from the Federal Reserve regional outpost cast doubt on the notion that more U.S. consumers will adopt cryptocurrency for payments, even after a new law eased the path to crypto use.

By Patrick Cooley • Oct. 15, 2025

Robinhood CEO to community bankers: Don’t be too worried about AI

The chief executive of the day-trading fintech told a group of community bank CEOs last week that small, local lenders have a leg up when it comes to customer relationships.

By Caitlin Mullen • Oct. 15, 2025

Open banking also helps banks: fintechs

Fintechs are trying to rally support for U.S. open banking as regulators gather comments, ahead of an Oct. 21 deadline, to inform a revised rule.

By Justin Bachman • Oct. 9, 2025

North Dakota bank, Fiserv launch Roughrider stablecoin

The coin will be available “sometime next year,” the state’s industrial commission said. North Dakota will become the second state in the U.S., after Wyoming, to launch its own digital currency.

By Justin Bachman • Oct. 9, 2025

Baltimore sues MoneyLion over alleged predatory lending tactics

City officials filed a lawsuit against the fintech, alleging it operates as a “modern-day payday lender,” charging customers exorbitant interest despite marketing its loans as “zero interest.”

By Caitlin Mullen • Oct. 8, 2025

Coinbase pursues OCC trust charter

Coinbase has been mulling such a move since April. Since then, other crypto firms such as Circle, Ripple and Paxos have applied for a national trust charter.

By Caitlin Mullen • Oct. 6, 2025

Silvergate ex-CFO loses bid to dismiss SEC fraud suit

The SEC alleges Silvergate’s former finance chief engaged in fraud to conceal the bank’s dire condition following the 2022 collapse of crypto exchange FTX.

By Maura Webber Sadovi • Oct. 3, 2025

Brazil’s Nubank applies for US banking charter

The move underscores the lengthy and sometimes unsuccessful paths challengers such as Bunq, Revolut and Monzo have faced in obtaining licenses.

By Dan Ennis • Oct. 3, 2025

Government shutdown risks snarling Wealthfront’s IPO plan

Wednesday’s shutdown forced the SEC to furlough more than 90% of its workforce. It won’t be able to process initial public offerings during that time, according to an agency contingency plan.

By Daniel Muñoz • Oct. 1, 2025

Top bank conferences to attend in 2026

Gatherings can be idea generators, or crucial chances to network — especially amid an environment where political change can yield previously unexpected possibilities and partnerships.

By Dan Ennis • Oct. 1, 2025

Brex to accept stablecoins as payment

The card issuer sees stablecoin payments as a key product differentiator, with more companies adopting cryptocurrency for finance functions.

By Gabrielle Saulsbery • Sept. 30, 2025

NYDFS’ Adrienne Harris to step down

Kaitlin Asrow, who leads the regulator’s research and innovation division and previously was a senior fintech policy adviser at the San Francisco Fed, will serve as the state agency’s acting superintendent starting Oct. 18.

By Dan Ennis • Sept. 30, 2025

Stripe pushes agentic AI sales via chat

The payments firm is teaming with OpenAI for a new agentic commerce protocol to help merchants sell their wares via AI chat sessions.

By Justin Bachman • Sept. 30, 2025

Fiserv buys cash manager to boost stablecoin

The deal for StoneCastle expands Fiserv as a liquidity source for financial institutions, and will help the processor fund cash for its FIUSD stablecoin.

By Justin Bachman • Sept. 29, 2025

FTX sues crypto miner Genesis Digital Assets for $1.15B

Former FTX CEO Sam Bankman-Fried invested over $1 billion in a crypto mining company despite shoddy paperwork and “red flags,” according to the firm in charge of recovering funds for FTX creditors.

By Gabrielle Saulsbery • Sept. 25, 2025

FinWise faces court action over data breach affecting 689K users

Plaintiffs argue the Utah bank and a fintech partner kept data unencrypted. A former employee accessed the data, but FinWise said it didn’t discover the breach until a year later.

By Dan Ennis • Sept. 24, 2025

FIS acquires fintech Amount

The Chicago-based fintech, which provides banking technology, expands the portfolio of services FIS can offer banks and credit unions.

By Caitlin Mullen • Sept. 24, 2025

Revolut to invest $13B in global expansion

The U.K. bank is eyeing 30 new markets by 2030, and 100 million global customers by 2027.

By Gabrielle Saulsbery • Sept. 24, 2025

Payment players offer fraud fixes to Fed, OCC, FDIC

EWS, Nacha and the Financial Technology Association told regulators that collaboration, information-sharing and more consumer education are needed to tackle payments fraud.

By Caitlin Mullen • Sept. 23, 2025

Cardless fuels growth with new $60M

The credit card fintech will use the fresh capital to hire and bolster its work with clients Coinbase and Bilt, co-founder Michael Spelfogel said.

By Caitlin Mullen • Sept. 22, 2025

Tether eyes US return in December, names Trump ally Hines to top post

The stablecoin firm stopped serving American customers directly in 2021. The company’s reemergence comes amid fresh legislation and intense competition from Circle and other issuers.

By Dan Ennis • Sept. 17, 2025

Remitly debuts tiered membership platform

Remitly One contains a “send-now-pay-later” feature that allows subscribers instant access to funds and a digital debit card that lets subscribers bypass foreign transaction fees.

By Dan Ennis • Sept. 17, 2025