Open banking lurches onward

Banks and fintechs are connecting digitally to share data, amid litigation over a rule to spur competition for financial services.

By Justin Bachman • Nov. 3, 2025

Dive Newsdesk: U.S. Bank concentrates on unified experiences for SMBs

As the lender boosts its digital capabilities, it’s turned to partnerships with fintechs Melio and Gusto for faster time to market, said Shruti Patel, chief product officer for business banking.

By Caitlin Mullen • Nov. 3, 2025

Explore the Trendline➔

Artificial intelligence

Banks are enthusiastic about AI’s promises. But can they get customers on board, and will regulators let the innovation happen?

By Banking Dive staff

Monzo CEO to step down in February

TS Anil will move into an advisory role to make way for former Google and StanChart executive Diana Layfield to lead the fintech.

By Dan Ennis • Oct. 30, 2025

Fifth Third aims to ‘reset the narrative’

“I think people see a financial institution and think that we're slow and that we don't have technology, or that we're last to market,” a Fifth Third executive said, as the bank prepares to roll out enhancements to its app.

By Caitlin Mullen • Oct. 30, 2025

Bunq gets US broker-dealer license

The Dutch neobank had applied for a banking license in 2023 but withdrew that bid over a “difference of views” among the OCC, FDIC and overseas regulators.

By Daniel Muñoz • Oct. 29, 2025

Revolut eyes bank charter to have ‘seat at the table,’ says US CEO

“While the partnership model works well, you miss out on things,” Sid Jajodia said at the Money20/20 conference.

By Gabrielle Saulsbery • Oct. 28, 2025

U.S. Bank’s Kedia: Banks should ‘lean into’ change

“It's times of disruption and discontinuity where winners and losers are created,” the CEO said at Money20/20. “If you're front-footed, you can come out on the other side with just distance between you and your competitors.”

By Caitlin Mullen • Oct. 28, 2025

Community banks have ‘no choice’ but to be in stablecoin business, lawmaker says

Bank-fintech partnerships are essential to enabling community banks to serve stablecoin interest, Rep. Mike Flood, R-NE, said Sunday at the Money20/20 conference.

By Caitlin Mullen • Oct. 28, 2025

Zelle parent pursues crypto for international payments

The peer-to-peer money transfer company said it will leverage stablecoins to let users send money across borders.

By Patrick Cooley • Oct. 24, 2025

Trump pardons Binance founder Zhao

Changpeng Zhao previously pleaded guilty to violating anti-money laundering laws, and then served four months in prison.

By Gabrielle Saulsbery • Oct. 23, 2025

CFPB deluged with open banking comments

Banks and fintechs aired their arguments regarding the federal agency’s proposed revision of a rule on sharing consumer data.

By Justin Bachman • Oct. 23, 2025

Stablecoins must become simple: panel

To become widely used, the cryptocurrency needs to work as easily as other currencies, a panel of stablecoin experts said.

By Justin Bachman • Oct. 23, 2025

Suncoast eyes member credit growth with Bloom+

“Credit's always been this chicken-or-the-egg,” said Bloom Credit CEO Christian Widhalm. “If you don't have credit, it's hard to get credit.”

By Gabrielle Saulsbery • Oct. 22, 2025

New Plaid CFO to focus on ‘sustainable’ growth

Stripe alum Seun Sodipo will join Plaid as the data aggregator looks to continue expanding its products across areas including credit and payments.

By Grace Noto • Oct. 22, 2025

Coinbase buys angel investment platform Echo for $375M

Coinbase, much like its competitors, has made a number of acquisitions this year as the crypto market trends upward and federal regulators adopt crypto-friendly policies.

By Gabrielle Saulsbery • Oct. 21, 2025

Waller floats ‘skinny’ Fed account

Federal Reserve Gov. Christopher Waller proposed the central bank’s staff explore creating a new limited payments account that might be suited to fintechs.

By Lynne Marek • Oct. 21, 2025

Stablecoin risks abound: Fed’s Barr

To make stablecoins viable, regulators implementing the Genius Act must impose protective guardrails, Federal Reserve Gov. Michael Barr told a fintech conference.

By Justin Bachman • Oct. 16, 2025

Kraken buys derivatives platform for $100M

CFTC-regulated Small Exchange is Kraken’s fourth acquisition this year, as a “clear and positive regulatory environment in the U.S. gives companies the confidence to invest and grow with more certainty,” one executive said.

By Gabrielle Saulsbery • Oct. 16, 2025

Crypto use trending down, Kansas City Fed says

A survey from the Federal Reserve regional outpost cast doubt on the notion that more U.S. consumers will adopt cryptocurrency for payments, even after a new law eased the path to crypto use.

By Patrick Cooley • Oct. 15, 2025

Robinhood CEO to community bankers: Don’t be too worried about AI

The chief executive of the day-trading fintech told a group of community bank CEOs last week that small, local lenders have a leg up when it comes to customer relationships.

By Caitlin Mullen • Oct. 15, 2025

Open banking also helps banks: fintechs

Fintechs are trying to rally support for U.S. open banking as regulators gather comments, ahead of an Oct. 21 deadline, to inform a revised rule.

By Justin Bachman • Oct. 9, 2025

North Dakota bank, Fiserv launch Roughrider stablecoin

The coin will be available “sometime next year,” the state’s industrial commission said. North Dakota will become the second state in the U.S., after Wyoming, to launch its own digital currency.

By Justin Bachman • Oct. 9, 2025

Baltimore sues MoneyLion over alleged predatory lending tactics

City officials filed a lawsuit against the fintech, alleging it operates as a “modern-day payday lender,” charging customers exorbitant interest despite marketing its loans as “zero interest.”

By Caitlin Mullen • Oct. 8, 2025

Coinbase pursues OCC trust charter

Coinbase has been mulling such a move since April. Since then, other crypto firms such as Circle, Ripple and Paxos have applied for a national trust charter.

By Caitlin Mullen • Oct. 6, 2025

Silvergate ex-CFO loses bid to dismiss SEC fraud suit

The SEC alleges Silvergate’s former finance chief engaged in fraud to conceal the bank’s dire condition following the 2022 collapse of crypto exchange FTX.

By Maura Webber Sadovi • Oct. 3, 2025