Fintech: Page 3

The latest fintech news for banking professionals.


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    Win McNamee via Getty Images
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    Gemini loses 3 C-suite executives

    The crypto exchange's CFO, chief operating officer and legal chief are leaving the company five months after its IPO. Gemini this month announced layoffs and a strategic pivot.

    By Maura Webber Sadovi • Feb. 18, 2026
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    How stablecoins are finding a foothold

    The digital currency’s earliest use cases are focused mostly on cross-border payments and peer-to-peer remittances.

    By Justin Bachman • Feb. 18, 2026
  • Trendline

    Artificial intelligence

    Banks’ focus on AI has shifted from a “cool-toys” mentality to one that sees the technology as a foundational pillar underlying finance and society itself.

    By Banking Dive staff
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    Permission granted by Office of the Comptroller of the Currency
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    OCC conditionally approves Stripe subsidiary Bridge for trust charter

    The nod comes roughly two months after digital-asset firms Circle, Ripple and Paxos received a similar green light.

    By Feb. 18, 2026
  • A close-up of a building with Capital One signage is shown.
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    Capital One’s commercial bank zeroes in on middle market

    The lender aims to give that “underserved” segment a steady focus amid big banks’ inconsistency, an executive said. But CapOne faces competition from regional banks stepping up to serve the middle market, too.

    By Feb. 17, 2026
  • Stock Trading Platform Robinhood Goes Public On The New York Stock Exchange
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    Spencer Platt / Staff via Getty Images
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    New Robinhood CFO takes seat amid ‘crypto winter’

    The trading platform’s newly appointed CFO Shiv Verma assured shareholders the company is “long-term bullish” on crypto, while stressing ongoing product diversification.

    By Grace Noto • Feb. 17, 2026
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    Adobe AI

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    Sponsored by Tata Communications

    The new forces shaping for financial trust

    How financial services CIOs should harness powerful forces to protect trust and enable growth.

    Feb. 17, 2026
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    Upstart makes CEO switch

    Paul Gu, the chief technology officer who co-founded the AI lender in 2012, will succeed Dave Girouard as CEO on May 1. Girouard will remain executive chair.

    By Feb. 12, 2026
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    Dan Kitwood via Getty Images
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    BlockFills temporarily suspends withdrawals, deposits

    The institution-focused crypto lender has also restricted trading but has not given a timeline for when normal activity will resume. Nor has it given a reason for the precaution beyond market volatility.

    By Feb. 11, 2026
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    Courtesy of Albertsons
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    MrBeast acquires youth-focused fintech Step

    “Nobody taught me about investing, building credit or managing money when I was growing up,” the YouTube star said on X. “I want to give millions of young people the financial foundation I never had.”

    By Daniel Muñoz • Feb. 11, 2026
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    Erebor Bank receives national bank charter

    The bank, founded by tech billionaire Palmer Luckey and backed by Peter Thiel, is the first recipient of a national bank charter under the current presidential administration.

    By Feb. 9, 2026
  • Gemini Trust founders the Winklevoss twins listen during President Trump's Digital Asset Summit
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    Anna Moneymaker via Getty Images
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    Gemini to cut 200 jobs, close in UK and Europe

    The crypto firm’s founders, Cameron and Tyler Winklevoss, said those “foreign markets have proven hard to win in” but expressed confidence in a pivot to prediction markets.

    By Feb. 9, 2026
  • Federal Reserve ACH FedNow real time payments fintechs banks
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    Alex Wong via Getty Images
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    Fed ‘skinny’ account idea draws criticism

    A prototype payment account carries undue restrictions, fintech groups said in response to a Fed proposal that offers expanded real-time payments access.

    By Justin Bachman • Feb. 9, 2026
  • Alipay, PayPal, Payoneer, Google pay, Wise, MoMo, GCash, Wechat and M-PESA app icon on screen.
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    Robert Way via Getty Images
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    Payoneer CFO eyes stablecoin, AI innovation amid ‘stop-start’ economy

    Bea Ordonez said the New York City-based payments company is focusing on expanding its core ecosystem, strengthening partnerships, and building out strategies for stablecoin and AI.

    By Grace Noto • Feb. 4, 2026
  • Varo Bank
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    Courtesy of https://www.varomoney.com/press/
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    Varo raises $123.9M, adds 2 board members

    Morgan Stanley’s former marketing chief and an 18-year veteran of JPMorgan Chase have joined the digital bank’s board, which also counts Coliseum Capital Management among its new investors.

    By Feb. 3, 2026
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    Courtesy of Affirm
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    Why some payments companies want to be banks

    Banking charters let those companies streamline their services and save money by not partnering with banks.

    By Patrick Cooley • Feb. 3, 2026
  • Nubank gets conditional OCC approval for charter

    The Brazilian digital challenger “will focus on fully capitalizing the institution within 12 months and opening the bank within 18 months” as it awaits green lights from the Fed and FDIC.

    By Jan. 30, 2026
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    Retrieved from OCC.
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    Nomura spinoff Laser Digital applies for OCC charter

    The digital-asset firm is vying for a national trust banking charter, the same license for which Circle, Ripple and Paxos were conditionally approved.

    By Jan. 28, 2026
  • Erica Dorfman
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    Permission granted by Erica Dorfman
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    Brex CFO Erica Dorfman’s take on the Capital One deal

    In a rare look inside a major fintech transaction, Dorfman describes the speed, scale and boardroom logic that led Brex to Capital One.

    By Adam Zaki • Jan. 27, 2026
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    Sponsored by Modulate

    Why voice-based scams are a growing threat to banks

    Voice scams can cost banks and customers millions in seconds -- why phone lines remain one of finance's biggest blind spots.

    By Mike Pappas, CEO & Co-founder, Modulate • Jan. 26, 2026
  • Brex Capital One fintechs Henrique Dubugras
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    Kelly Sullivan/Getty Images for TechCrunch via Getty Images
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    Capital One nabs Brex for $5.15B

    The deal, expected to close in mid-2026, lets the bank absorb a fintech player that specializes in corporate cards, payments and expense-management tools.

    By Justin Bachman • Jan. 23, 2026
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    Permission granted by Office of the Comptroller of the Currency
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    Deep Dive

    Inside the explosion of banking charter applications

    Pent-up demand led to at least 18 applications being filed with the OCC last year. And that influx could continue in 2026, as two applications have been submitted to the agency in recent weeks.

    By Jan. 22, 2026
  • JPMorgan Chase CEO Jamie Dimon sits in a blue velvet chair on a stage with a dark background behind him.
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    Alexander Tamargo / Stringer via Getty Images
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    Dimon: AI’s effect on labor market ‘may go too fast for society’

    The JPMorgan CEO expects AI will result in the bank employing fewer people in five years, even as the company grows globally.

    By Jan. 22, 2026
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    Fintech Oportun’s CEO to step down

    Raul Vazquez’s departure comes months after one of the fintech’s investors blamed the CEO for “disastrous acquisitions” that decimated the company’s stock price.

    By Jan. 21, 2026
  • Klarna BNPL IPO NYSE buy now pay later Walmart
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    Courtesy of Klarna Group
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    Klarna to offer after-purchase BNPL

    Shoppers will be able to convert purchases into installment loans after the transaction, the company said Tuesday.

    By Patrick Cooley • Jan. 21, 2026
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    Ezra Acayan / Stringer via Getty Images
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    Payments fraud risks grow with AI

    The artificial intelligence threats are mounting, but so are the defenses, as new industry trends take hold, from agentic commerce to passkey adoption.

    By Lynne Marek • Jan. 21, 2026