Retail: Page 6
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Community banks have ‘no choice’ but to be in stablecoin business, lawmaker says
Bank-fintech partnerships are essential to enabling community banks to serve stablecoin interest, Rep. Mike Flood, R-NE, said Sunday at the Money20/20 conference.
By Caitlin Mullen • Oct. 28, 2025 -
Huntington to buy Cadence Bank for $7.4B
The deal, Huntington’s second in Texas this year, comes just weeks after fellow Ohio regional Fifth Third announced it would acquire Dallas-based Comerica.
By Caitlin Mullen • Oct. 27, 2025 -
Explore the Trendlineâž”
Permission granted by Millbury National Bank
TrendlineTop 5 stories from Banking Dive
Amid a swell of activity, financial institutions large and small are leaning into their aspirations. For PNC, it’s scale. For some fintechs, it’s a charter. For Millbury National Bank, it may simply be niceness.
By Banking Dive staff -
Third Coast’s $123M deal extends Texas M&A hot streak
The Houston lender said it would acquire Keystone Bank to bolster its presence in Austin. The transaction is expected to close in the first quarter.
By Dan Ennis • Oct. 24, 2025 -
Nicolet Bank makes $864M deal for Iowa, Twin Cities foothold
The Green Bay, Wisconsin-based lender said it would buy MidWestOne to create a $15 billion-asset bank, roughly doubling its branch count, including 15 locations in the Minneapolis area.
By Dan Ennis • Oct. 24, 2025 -
Evolve Bank & Trust CEO faces child porn charges
Now-terminated Bob Hartheimer became CEO in August with the intent of “restor[ing] trust” in Evolve, which since last spring has been caught up in a missing-funds saga tied to the Synapse collapse.
By Gabrielle Saulsbery • Updated Oct. 24, 2025 -
Ohio banks to merge in $299M deal
Canfield, Ohio-based Farmers National Bank’s acquisition of in-state peer Middlefield will add about $2 billion in assets and give Farmers a presence in the Columbus area.
By Caitlin Mullen • Oct. 23, 2025 -
5 hot topics BofA CEO Brian Moynihan is watching
The Bank of America chief, speaking Tuesday at the American Bankers Association’s annual convention, talked stablecoins, cybersecurity and the importance of new regulations that “can’t be taken apart easily.”
By Caitlin Mullen • Oct. 22, 2025 -
U.S. Bank adds small business banking role
Heather Kesner, who’s been at the Minneapolis-based lender for six years, oversees a team of 650 small banking specialists and a national sales team that works with clients remotely.
By Caitlin Mullen • Oct. 22, 2025 -
Illinois’ HBT makes a $170.2M deal to stretch footprint to St. Louis
Purchasing Carlinville, Illinois-based CNB Bank Shares would add $1.8 billion in assets, $1.5 billion in deposits and $1.3 billion in loans to HBT’s balance sheet, along with 18 locations.
By Dan Ennis • Oct. 21, 2025 -
Texas deal would create $3.1B bank
The deal puts Cornerstone within Texas’ top 20 by deposit market share among the state’s sub-$10 billion-asset banks and is one of several deals focused on the Lone Star State this year.
By Gabrielle Saulsbery • Oct. 20, 2025 -
Retrieved from The Office of the Comptroller of the Currency on October 07, 2025
OCC’s Gould details regulatory ‘reset’
At the ABA’s annual convention Monday, the comptroller, more than once, referred to the OCC’s actions during his tenure as “down payments,” and promised more community bank “relief” to come.
By Caitlin Mullen • Oct. 20, 2025 -
CFPB ends Citi consent order 3 years early
The bank allegedly discriminated against Armenian-Americans in California, according to the 2023 consent order.
By Gabrielle Saulsbery • Oct. 17, 2025 -
First Citizens to acquire 138 BMO branches
Buying the branches, which span 11 states, furthers First Citizens’ effort to expand nationally, bank executives said. One analyst, though, said it gives the North Carolina-based lender “a weird map.”
By Caitlin Mullen • Oct. 16, 2025 -
Stripe’s Bridge applies for national trust charter
Bridge joins a growing list of crypto-native firms, including Coinbase, Circle, Ripple and Paxos, which have applied for an OCC charter this year.
By Gabrielle Saulsbery • Oct. 15, 2025 -
First Horizon keeps options open amid M&A uptick
The Memphis, Tennessee-based bank’s CEO is “increasingly confident in our ability to integrate a well-structured merger,” but also indicated the lender is focused on “optionality,” he said Wednesday.
By Caitlin Mullen • Oct. 15, 2025 -
Robinhood CEO to community bankers: Don’t be too worried about AI
The chief executive of the day-trading fintech told a group of community bank CEOs last week that small, local lenders have a leg up when it comes to customer relationships.
By Caitlin Mullen • Oct. 15, 2025 -
Citi rejects Grupo Mexico’s $9.3B offer for Banamex
The bank continued to show support for an earlier bid from billionaire Fernando Chico Pardo to take a 25% stake in the Mexican lender, in combination with an initial public offering.
By Dan Ennis • Oct. 10, 2025 -
Banks more often retain defrauded customers if they can attribute blame: study
Whether or not a bank’s fraud investigation results in finding the perpetrator “actually does matter quite a bit in terms of customers continuing with banks,” said Vamsi Kanuri, marketing professor at the University of Notre Dame.
By Caitlin Mullen • Oct. 10, 2025 -
Bessent urges community bank CEOs to ‘go on the offense’
Community lenders that make it through the next decade will have embraced technology and attracted younger customers, the Treasury secretary said at a Fed conference Thursday.
By Caitlin Mullen • Oct. 9, 2025 -
Baltimore sues MoneyLion over alleged predatory lending tactics
City officials filed a lawsuit against the fintech, alleging it operates as a “modern-day payday lender,” charging customers exorbitant interest despite marketing its loans as “zero interest.”
By Caitlin Mullen • Oct. 8, 2025 -
Fifth Third-Comerica bolsters Texas deal activity
Analysts look to pinpoint the next bank takeover target – citing First Horizon, Webster and Cadence – as the banking sector comes off its hottest M&A quarter in four years.
By Caitlin Mullen • Oct. 8, 2025 -
Citizens rolls out student hub to boost customer engagement, loyalty
The bank launched a resources section on its website geared toward offering holistic, personalized advice and resources for its student customers.
By Kristen Doerer • Oct. 8, 2025 -
Citi has a competing bid for Banamex
Grupo Mexico, a onetime front-runner for Citi’s Mexico retail presence, disclosed a bid to one-up billionaire Fernando Chico Pardo’s play for a 25% stake, and would purchase the rest, too. Citi, however, said it hadn’t received it.
By Dan Ennis • Oct. 6, 2025 -
Fifth Third to acquire Comerica for $10.9B
The deal, expected to close by March, will create a $288 billion-asset bank among the nation’s 10 largest.
By Gabrielle Saulsbery • Oct. 6, 2025 -
Synchrony buys financing software provider
Versatile Credit’s consumer financing platform can lead to more sales for merchants and increase access to credit for consumers, the issuer said.
By Caitlin Mullen • Oct. 3, 2025