The Latest
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JPMorgan exec warns of stablecoin saturation
A deluge of digital coins threatens to make the cryptocurrency a loyalty program like airline frequent flier miles, the bank’s global co-head of payments said Wednesday.
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Putin approves Citi’s Russia sale
The sale to Renaissance Capital is one piece of a 14-piece puzzle. Citi announced plans to offload its Russian consumer arm and 12 others in 2021, and added Mexico to the list in 2022.
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Truist to require all employees in office 5 days a week
The Charlotte, North Carolina-based super-regional is ending hybrid work arrangements in January, it said Wednesday.
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Retrieved from Carol M. Highsmith.
Telcoin Digital Asset Bank nabs final charter approval
Last month, Telcoin said it had raised $25 million to capitalize the bank. It first applied for a charter with the Nebraska Department of Banking and Finance in October 2023.
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Bank of America runs 270 AI models across operations
The technology will fuel growth and help curb costs through several use cases, executives said during last week's investor day.
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Thrivent Bank aims to pair advice, digital platform in youth push
The only institution to get an ILC charter application approved during the Biden administration seeks to deliver its parent company’s brand of advice earlier in customers’ lifespans, CEO Brian Milton said.
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SoFi relaunches crypto trading
“Today marks a pivotal moment when banking meets crypto in one app, on a trusted platform, and driven by our core mission to help our members get their money right,” CEO Anthony Noto said.
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Atlanta Fed president Bostic to retire in February
The first Black and openly gay regional Fed chief is leaving before the central bank’s board votes to reappoint the presidents of the Fed’s outposts to new five-year terms.
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HSBC waters down interim targets in updated net-zero transition plan
The bank scaled back a range of goals it was pursuing for its sector-specific 2030 targets, citing a global transition that “has progressed at an inconsistent pace.”
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Coinbase fined $24.8M by Irish central bank
The crypto firm found three coding errors in its transaction monitoring system, but that meant the company insufficiently monitored 30 million transfers for AML, fraud and child sex exploitation, the central bank said.
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Gould intent on tackling debanking, tailoring issues
“I hope that when the 33rd comptroller shows up, at some uncertain date in the future, that that person will not blame me for kicking any cans down the road,” Jonathan Gould said in an interview.
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Column
Dive Deposits: Was Waller’s ‘skinny’ account clarification a walk-back?
The Federal Reserve governor set out to clarify that only institutions with a banking charter would be eligible for a tailored master account. Does that jibe with the central bank’s “embrace” of disruption?
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M&T eschews the temptation of national presence
The Buffalo, New York-based lender remains focused on dominance in its current markets, said CEO René Jones, expressing some doubt that banks can perform at optimal levels as they expand.
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PNC boosts new-branch effort to 300 by 2030
The Pittsburgh-based bank aims to hire 2,000 new employees and open 35 new locations in Nashville and 25 in Chicago.
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Amerant Bank CEO steps down
On an earlier earnings call, now-former CEO Jerry Plush noted nonperforming assets rose to $140 million, from $98 million the previous quarter.
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Dive Newsdesk: BNY aims to ‘stitch [the] world together’
The nation’s oldest bank processes an average of $2.4 trillion daily across more than 120 currencies, said Carl Slabicki, its executive platform owner of treasury services.
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Comerica received at least one deal offer before Fifth Third
A filing Wednesday detailed a relatively quick negotiation, along with several short-term perks for Comerica CEO Curt Farmer.
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BaFin levies largest-ever fine against JPMorgan
JPMorgan SE's €45 million fine surpassed the prior record fine of €40 million, levied against Deutsche Bank.
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BofA investor day spotlights co-presidents Athanasia, DeMare
In response to an analyst’s skepticism, co-president Jim DeMare said he and Dean Athanasia were put in their positions to help drive “rigor” around bank units meeting growth goals.
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Ally trims headcount by another 2%
The bank’s second workforce cut of the year comes as executives from three of the nation’s four largest banks offered insights into the future trend of employee numbers – with nods to AI.
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Robinhood CFO steps down
The online brokerage firm named longtime company veteran Shiv Verma to replace Jason Warnick when he leaves the CFO role in next year's first quarter.
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Dive Newsdesk: Kraken’s compliance, suspicious activity monitoring evolves
Monitoring for risk is more “behavioral” than it used to be, according to the crypto firm's deputy chief compliance officer, David Zacks, who noted customers “evolve on a daily basis.”
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BofA’s Moynihan pledges growth, ‘no excuses’
At the bank’s investor day Wednesday – its first since 2011 – executives outlined investments in payments capabilities, credit card features and market expansion as levers to fuel consumer growth.
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JPMorgan, BofA flag Trump debanking order in SEC filings
The nation’s two largest banks said they are “responding” to requests from government agencies and other parties regarding their policies toward discontinuing financial services.
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OCC’s Gould leans away from ‘ostrich’ approach
Under Jonathan Gould's leadership, the agency aims for "a more balanced approach" to innovation and not a "focus on a parade of horribles," he said.