The Latest
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Citi gives CEO Fraser a $25M award, names her chair
The bank is the last of the eight U.S. systemically important financial institutions to consolidate its CEO and board leadership roles.
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Trump pardons Binance founder Zhao
Changpeng Zhao previously pleaded guilty to violating anti-money laundering laws, and then served four months in prison.
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CFPB deluged with open banking comments
Banks and fintechs aired their arguments regarding the federal agency’s proposed revision of a rule on sharing consumer data.
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PNC, Capital One embrace FedNow
PNC was a founding member of the rival private-sector real-time payments system RTP network, which is operated by The Clearing House and launched in 2017.
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Stablecoins must become simple: panel
To become widely used, the cryptocurrency needs to work as easily as other currencies, a panel of stablecoin experts said.
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5 hot topics BofA CEO Brian Moynihan is watching
The Bank of America chief, speaking Tuesday at the American Bankers Association’s annual convention, talked stablecoins, cybersecurity and the importance of new regulations that “can’t be taken apart easily.”
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Capital One reaps post-acquisition rewards
The bank reported an 80% jump in profit in the third quarter, launched a $16 billion stock repurchase plan and cited a desire to boost its exposure to auto lending as it integrates Discover.
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U.S. Bank adds small business banking role
Heather Kesner, who’s been at the Minneapolis-based lender for six years, oversees a team of 650 small banking specialists and a national sales team that works with clients remotely.
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Warren, Kim want FDIC to halt ILC charter approvals
“A moratorium would provide Congress with an opportunity to address a longstanding crack in the wall separating banking and commerce before it becomes a chasm,” the senators wrote Monday.
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Suncoast eyes member credit growth with Bloom+
“Credit's always been this chicken-or-the-egg,” said Bloom Credit CEO Christian Widhalm. “If you don't have credit, it's hard to get credit.”
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New Plaid CFO to focus on ‘sustainable’ growth
Stripe alum Seun Sodipo will join Plaid as the data aggregator looks to continue expanding its products across areas including credit and payments.
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Illinois’ HBT makes a $170.2M deal to stretch footprint to St. Louis
Purchasing Carlinville, Illinois-based CNB Bank Shares would add $1.8 billion in assets, $1.5 billion in deposits and $1.3 billion in loans to HBT’s balance sheet, along with 18 locations.
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Coinbase buys angel investment platform Echo for $375M
Coinbase, much like its competitors, has made a number of acquisitions this year as the crypto market trends upward and federal regulators adopt crypto-friendly policies.
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Waller floats ‘skinny’ Fed account
Federal Reserve Gov. Christopher Waller proposed the central bank’s staff explore creating a new limited payments account that might be suited to fintechs.
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Retrieved from The Office of the Comptroller of the Currency on October 07, 2025
OCC’s Gould details regulatory ‘reset’
At the ABA’s annual convention Monday, the comptroller, more than once, referred to the OCC’s actions during his tenure as “down payments,” and promised more community bank “relief” to come.
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Texas deal would create $3.1B bank
The deal puts Cornerstone within Texas’ top 20 by deposit market share among the state’s sub-$10 billion-asset banks and is one of several deals focused on the Lone Star State this year.
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Column
Dive Deposits: Ripple’s 2nd billion-dollar deal of 2025 puts it in elite company
The question is whether the watershed year will give the crypto firm a Morgan Stanley-esque afterglow or one more akin to NYCB.
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JPMorgan Chase enlists generative AI to drive modernization
While initially skeptical of the technology, the bank deployed guardrails and governance to allay accuracy concerns.
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Fed, FDIC, OCC withdraw guidance on climate risk management
The regulators have rescinded guidance intended to help financial institutions with over $100 billion in total assets identify and manage financial risks related to climate change.
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Fifth Third, Truist flag nonbank lending
As Zions, Western Alliance and other banks revealed exposures to nonbank lenders, one analyst noted that concern around that sector is the “topic du jour.”
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CFPB ends Citi consent order 3 years early
The bank allegedly discriminated against Armenian-Americans in California, according to the 2023 consent order.
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Column
Dive Deposits: Vought sees CFPB shuttered in ‘2-3 months’
The CFPB’s acting director floated the timeline in a podcast appearance Wednesday, after weeks of relative silence on the bureau’s status.
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Banks chase AI-fueled efficiencies
While Citi and Goldman are working to infuse AI into workflow, a Wells Fargo exec said the bank's "efficiency agenda" still needs a tune-up.
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First Citizens to acquire 138 BMO branches
Buying the branches, which span 11 states, furthers First Citizens’ effort to expand nationally, bank executives said. One analyst, though, said it gives the North Carolina-based lender “a weird map.”
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Bank of America, BNY sued by alleged Epstein victim
In a complaint, Jane Doe recalls opening an account at BofA at the direction of the late financier’s then-accountant. Doe alleged she received rent money and other funds through the account.