Payments


  • digital wallets point of sale retail
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    US digital wallet use projected to grow by 2030

    U.S. consumers will shift away from credit cards and toward digital wallets in the coming years, Worldpay predicts in a report on consumer payments.

    By Tatiana Walk-Morris • April 6, 2026
  • Shot of Ripple XRP token
    Image attribution tooltip
    Jack Taylor via Getty Images
    Image attribution tooltip

    Stablecoins roll on as rules evolve

    PayPal, Convera and Nium are among the companies racing to incorporate stablecoins in cross-border plays, even as regulators voice caution.

    By Lynne Marek • April 2, 2026
  • Trendline

    Fraud and AML in banking

    The past year has been one of reckoning with regard to fraud — from TD’s $3 billion AML penalty to the continuing punitive phase connected to PPP misdeeds, crypto bankruptcies and pig butchering.

    By Banking Dive staff
  • Visa Mastercard retail merchants card fees interchange swipe fees litigation
    Image attribution tooltip
    Getty Images
    Image attribution tooltip
    Column

    Visa’s stablecoin ally falls for Mastercard

    Stablecoin startup BVNK crowed about an investment from the largest U.S. card network last year, but now it’s being acquired by a rival.

    By Lynne Marek • March 31, 2026
  • U.S. Bank
    Image attribution tooltip
    Permission granted by U.S. Bank
    Image attribution tooltip

    U.S. Bank, Mastercard tapped for Amazon cards

    The retailer has chosen the Minneapolis-based bank for two new credit cards aimed at small-business owners.

    By Justin Bachman • March 31, 2026
  • FTC Chairman Andrew Ferguson speaks to Congress
    Image attribution tooltip
    Kevin Dietsch via Getty Images
    Image attribution tooltip

    Visa, Mastercard, PayPal, Stripe warned of debanking consequences

    Any act to “deplatform customers or deny them access” on political or religious grounds “could lead to an ... investigation and potential enforcement action,” the Federal Trade Commission asserted.

    By Lynne Marek • March 27, 2026
  • A 'Citi' sign is displayed outside Citigroup Center near Citibank headquarters in Manhattan on December 5, 2012 in New York City.
    Image attribution tooltip
    Mario Tama via Getty Images
    Image attribution tooltip
    Q&A

    Citi pursues payments advances

    Real-time payments, agentic commerce and stablecoin advances are all topics the bank is discussing with clients, a top executive said.

    By Lynne Marek • March 26, 2026
  • People standing at a booth in front of a conference booth with a placard that says 'FIS.'
    Image attribution tooltip
    Lynne Marek/Banking Dive
    Image attribution tooltip

    FIS leans into big bank strategy

    The bank technology and card processing company has renewed its focus on large bank clients in the battle against rivals like Fiserv.

    By Lynne Marek • March 25, 2026
  • Venmo PayPal P2P cross border payments
    Image attribution tooltip
    Justin Sullivan via Getty Images
    Image attribution tooltip

    PayPal takes Venmo global

    The peer-to-peer payment app will be available to users in 90 countries by integrating with PayPal accounts, the company said Monday.

    By Justin Bachman • March 23, 2026
  • U.S. Bank
    Image attribution tooltip
    Permission granted by U.S. Bank
    Image attribution tooltip

    U.S. Bank’s Elavon nabs BofA exec for CEO

    The payments processor poached Wally Mlynarski from a bank rival to be its CEO, replacing Jamie Walker.

    By Lynne Marek • March 19, 2026
  • Paze's logo is displayed on a smart phone.
    Image attribution tooltip

    Photo illustration: Shaun Lucas/Industry Dive; Getty Images; Paze

    Image attribution tooltip

    EWS pairs with Citi to offer Paze

    The collaboration marks the first time the fintech has worked with a non-owner bank on the digital wallet.

    By Patrick Cooley • March 17, 2026
  • brex corporate stablecoin card
    Image attribution tooltip
    Permission granted by Brex
    Image attribution tooltip

    Mastercard to buy BVNK for $1.8B

    “Adding on-chain rails to our network will support speed and programmability for virtually every type of transaction,” a Mastercard executive said.

    By Lynne Marek • March 17, 2026
  • The Iowa Capitol building illuminated by the sun.
    Image attribution tooltip
    David Greedy via Getty Images
    Image attribution tooltip

    Fintechs push 36% state rate caps

    While there is a 36% interest rate standard for lending in the U.S., it’s not codified for all consumers. Now, the effort to set one has moved to the states.

    By Lynne Marek • March 16, 2026
  • checks payments paper small business B2B
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Payments firms diverge on checks

    Payment companies offered different ways to move past paper checks in comments to the Federal Reserve regarding plans to shift to digital alternatives.

    By Patrick Cooley • March 16, 2026
  • Robinhood Vlad Tenev online trading banking credit cards
    Image attribution tooltip
    Michael M. Santiago via Getty Images
    Image attribution tooltip

    Robinhood takes on premium card issuers

    The fintech’s new $695 credit card aims to lure young, wealthy people uninterested in hoarding points or using a card for airport lounge access.

    By Justin Bachman • March 16, 2026
  • A sign for Discover Financial Services
    Image attribution tooltip
    Scott Olson via Getty Images
    Image attribution tooltip

    Capital One cuts more than 1,100 Discover employees

    Numbers shared with the state of Illinois indicate 1,075 people will be let go in May, and another 81 on June 1.

    By March 5, 2026
  • A sign reads "Citibank" in a branch window, which reflects an American flag and taxi cabs on the street.
    Image attribution tooltip
    Michael M. Santiago / Staff via Getty Images
    Image attribution tooltip
    Q&A

    Citi pushes client co-creation in e-commerce

    The bank has endeavored to work “hand in glove” with fintechs, rather than build tools thinking it will beat them, an executive said. “We want them to actually use the platform.”

    By March 4, 2026
  • PayPal Holdings
    Image attribution tooltip
    Justin Sullivan via Getty Images
    Image attribution tooltip
    Column

    Would a bank buy PayPal?

    Whether major banks, such as JPMorgan Chase and Capital One, might have an interest in owning PayPal could turn on their ability to monetize that two-sided network.

    By Lynne Marek • March 3, 2026
  • Block Head Jack Dorsey
    Image attribution tooltip
    Drew Angerer / Staff via Getty Images
    Image attribution tooltip

    Block swaps 4,000 workers for AI

    CEO Jack Dorsey told investors Thursday that Block’s headcount will drop about 40% as it leans on artificial intelligence for efficiencies.

    By Patrick Cooley , Lynne Marek • Feb. 27, 2026
  • The Office of the Comptroller of the Currency logo
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Payoneer applies for OCC’s national trust bank charter

    The cross-border platform joins the influx of fintechs seeking banking licenses to issue and custody stablecoins. The OCC has conditionally approved at least seven trust bank charters since December.

    By Feb. 25, 2026
  • PayPal headquarters
    Image attribution tooltip
    Justin Sullivan via Getty Images
    Image attribution tooltip
    Column

    Who could swallow PayPal?

    It’s a $40 billion bite, with only a handful of payments players that could swallow it. But is a financial buyer more likely?

    By Lynne Marek • Feb. 25, 2026
  • Klarna IPO
    Image attribution tooltip
    Noam Galai via Getty Images
    Image attribution tooltip

    Klarna pursues more banking customers

    The company is targeting more long-term loan and debit card customers as an avenue for growth as it sees its second consecutive quarterly loss.

    By Patrick Cooley • Feb. 20, 2026
  • ​A close-up of an iPhone screen displaying the Remitly: Send Money & Transfer app's listing in the Apple App Store. The screen shows the Remitly logo, app name, and download option, highlighting the digital remittance service's presence on mobile platforms.
    Image attribution tooltip
    Alamy
    Image attribution tooltip

    Remitly hires Santander alum as its next CEO

    Sebastian Gunningham served as vice chair of Santander’s Openbank platform. He replaces Remitly co-founder Matt Oppenheimer, who will move into a board chair role.

    By Feb. 19, 2026
  • credit cards interest rates caps Congress Elizabeth Warren Jamie Dimon banks
    Image attribution tooltip
    Jemal Countess via Getty Images
    Image attribution tooltip

    Warren targets Dimon for help on interest rate caps

    The senator says her bill emulates a proposal by the JPMorgan Chase CEO to let states determine their own card interest rate limits.

    By Justin Bachman • Feb. 18, 2026
  • stablecoins remittances P2P peer to peer payments Colombia MoneyGram
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    How stablecoins are finding a foothold

    The digital currency’s earliest use cases are focused mostly on cross-border payments and peer-to-peer remittances.

    By Justin Bachman • Feb. 18, 2026
  • JPMorgan Chase Nacha ACH payments blockchain
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    JPMorgan, Nacha to share data via blockchain

    The companies aim to simplify the account verification process for JPMorgan Chase customers.

    By Tatiana Walk-Morris • Feb. 9, 2026