Senators back open banking rule

Democrats urged the Consumer Financial Protection Bureau to pursue an open banking rule that lets consumers freely shift personal financial data.

By Lynne Marek • Nov. 21, 2025

Ex-Truist employee sentenced in ‘complex’ check-cashing scheme

Eight Georgia residents were each ordered to pay the bank more than $390,000 in restitution as part of the case. 

By Caitlin Mullen • Nov. 21, 2025

Explore the Trendline➔

Fintech disruption in the banking industry

There are as many schools of thought on how to disrupt the banking space as there are disruptors.

By Banking Dive staff

Capital One joins FedNow

The bank signed up for the Federal Reserve’s real-time payments system this week, leaving just two of the eight largest U.S. retail banks that have not.

By Lynne Marek • Nov. 20, 2025

JPMorgan exec warns of stablecoin saturation

A deluge of digital coins threatens to make the cryptocurrency a loyalty program like airline frequent flier miles, the bank’s global co-head of payments said Wednesday.

By Justin Bachman • Nov. 13, 2025

Dive Deposits: Was Waller’s ‘skinny’ account clarification a walk-back?

The Federal Reserve governor set out to clarify that only institutions with a banking charter would be eligible for a tailored master account. Does that jibe with the central bank’s “embrace” of disruption?

By Dan Ennis • Nov. 10, 2025

Dive Newsdesk: BNY aims to ‘stitch [the] world together’

The nation’s oldest bank processes an average of $2.4 trillion daily across more than 120 currencies, said Carl Slabicki, its executive platform owner of treasury services.

By Gabrielle Saulsbery • Nov. 7, 2025

BofA investor day spotlights co-presidents Athanasia, DeMare

In response to an analyst’s skepticism, co-president Jim DeMare said he and Dean Athanasia were put in their positions to help drive “rigor” around bank units meeting growth goals.

By Caitlin Mullen • Nov. 6, 2025

BofA’s Moynihan pledges growth, ‘no excuses’

At the bank’s investor day Wednesday – its first since 2011 – executives outlined investments in payments capabilities, credit card features and market expansion as levers to fuel consumer growth.

By Caitlin Mullen • Nov. 5, 2025

Citi hones tailored experience for services clients

Delivering consumer-like capabilities for large companies requires “a mindset of design thinking first,” said Naveed Anwar, global head of platform and data services for Citi’s services unit.

By Caitlin Mullen • Nov. 4, 2025

6 questions with Barclays’ US CMO

Two decades into its U.S. presence, Barclays continues to invest in – and innovate – its partnership model, Chief Marketing and Experience Officer Lili Tomovich said.

By Gabrielle Saulsbery • Nov. 3, 2025

Capital One launches community benefits plan

After its acquisition of Discover closed in May, the credit card giant has begun to open up about elements of its community benefits plan.

By Tatiana Walk-Morris • Nov. 3, 2025

JPMorgan prospers on payments

The bank cited higher payments fees for helping to lift third-quarter revenue, with income from that segment reaching another quarterly record.

By Lynne Marek • Oct. 31, 2025

Dive Newsdesk: BofA exec says industry must work through agentic commerce ‘complexity’

Sara Walsh also highlighted how the global payments solutions group at the Charlotte, North Carolina-based bank is using AI to streamline work functions.

By Caitlin Mullen • Oct. 31, 2025

Fifth Third aims to ‘reset the narrative’

“I think people see a financial institution and think that we're slow and that we don't have technology, or that we're last to market,” a Fifth Third executive said, as the bank prepares to roll out enhancements to its app.

By Caitlin Mullen • Oct. 30, 2025

Agentic commerce portends merchant headaches

AI agents used by shoppers will change the equation for online sellers, Mastercard’s executive vice president for security solutions said on the sidelines of the Money20/20 conference.

By Patrick Cooley • Oct. 30, 2025

Citi, Coinbase ink stablecoin partnership

The bank’s head of payments and services called the collaboration “a natural extension of [Citi’s] ‘network of networks’ approach.”

By Gabrielle Saulsbery • Oct. 29, 2025

U.S. Bank’s Kedia: Banks should ‘lean into’ change

“It's times of disruption and discontinuity where winners and losers are created,” the CEO said at Money20/20. “If you're front-footed, you can come out on the other side with just distance between you and your competitors.”

By Caitlin Mullen • Oct. 28, 2025

Agentic AI raises liability issues

Payments companies seek ways to address problems with AI agents making mistakes when shopping for consumers.

By Patrick Cooley • Oct. 28, 2025

Zelle parent pursues crypto for international payments

The peer-to-peer money transfer company said it will leverage stablecoins to let users send money across borders.

By Patrick Cooley • Oct. 24, 2025

PNC, Capital One embrace FedNow

PNC was a founding member of the rival private-sector real-time payments system RTP network, which is operated by The Clearing House and launched in 2017.

By Lynne Marek • Oct. 23, 2025

Stablecoins must become simple: panel

To become widely used, the cryptocurrency needs to work as easily as other currencies, a panel of stablecoin experts said.

By Justin Bachman • Oct. 23, 2025

5 hot topics BofA CEO Brian Moynihan is watching

The Bank of America chief, speaking Tuesday at the American Bankers Association’s annual convention, talked stablecoins, cybersecurity and the importance of new regulations that “can’t be taken apart easily.”

By Caitlin Mullen • Oct. 22, 2025

U.S. Bank adds small business banking role

Heather Kesner, who’s been at the Minneapolis-based lender for six years, oversees a team of 650 small banking specialists and a national sales team that works with clients remotely.

By Caitlin Mullen • Oct. 22, 2025

New Plaid CFO to focus on ‘sustainable’ growth

Stripe alum Seun Sodipo will join Plaid as the data aggregator looks to continue expanding its products across areas including credit and payments.

By Grace Noto • Oct. 22, 2025

Waller floats ‘skinny’ Fed account

Federal Reserve Gov. Christopher Waller proposed the central bank’s staff explore creating a new limited payments account that might be suited to fintechs.

By Lynne Marek • Oct. 21, 2025