Fed’s Waller pushes deeper ties with ‘innovators’

The Federal Reserve has begun “technical research” on financial technology, including tokenization and AI in payments, the central bank governor said Wednesday.

By Justin Bachman • Aug. 22, 2025

CFPB seeks comments for new open banking rule

The agency wants to learn about costs, fees and consumer data risks associated with open banking as it seeks to revise a 2024 rule.

By Justin Bachman • Aug. 22, 2025

Explore the Trendline➔

Fintech disruption in the banking industry

There are as many schools of thought on how to disrupt the banking space as there are disruptors.

By Banking Dive staff

FundCanna launches BNPL tool for cannabis businesses

Funding challenges in the cannabis market have created a massive delinquent receivables problem, according to one economist. ReadyPaid, FundCanna’s new B2B BNPL platform, aims to remedy that.

By Gabrielle Saulsbery • Aug. 20, 2025

CFPB mulls cutting int’l money transfer oversight

The Consumer Financial Protection Bureau is reconsidering the definition of a large international money transfer firm, potentially reducing regulation.

By Lynne Marek • Aug. 20, 2025

Early Warning shirked safeguards, NY says

As states step into the breach left by the CFPB, New York alleges Zelle’s parent devised security policies in 2019 to counter fraud on the payments network, but didn’t impose them for four years.

By Justin Bachman • Aug. 18, 2025

NY sues Early Warning Services over Zelle fraud

The NY attorney general’s lawsuit comes five months after the Consumer Financial Protection Bureau dropped a federal action over the same matter.

By Justin Bachman • Aug. 13, 2025

Paxos to pay $48.5M over AML, due-diligence failures

Some of the charges stem from the stablecoin issuer’s relationship with Binance. The agreement includes a $22 million investment in Paxos’ compliance program and a $26.5 million payment to New York’s Department of Financial Services.

By Gabrielle Saulsbery • Aug. 7, 2025

CFTC, SEC make quick work on crypto movement

Both regulators announced plans last week to get going on crypto regulation that aligns with a report by the President’s Working Group on Digital Assets. They’ve already made waves this week.

By Gabrielle Saulsbery • Aug. 6, 2025

Georgia bank charter attracts 2 more takers

One payments company has applied for the special acquirer credential and another has expressed interest, a state official said.

By Patrick Cooley • Aug. 6, 2025

Will JPMorgan take a bigger bite of Apple?

If the bank makes a play for the tech company's credit card portfolio, it may also make a broader bid for more business.

By Patrick Cooley • Aug. 5, 2025

First-ever Finzly CFO seeks to create culture of ‘connectivity’

Software alum Adam Carson aims to upgrade the finance role at the payments infrastructure provider from a "backseat function."

By Grace Noto • Aug. 4, 2025

EWS schools Zelle users on fraud

The company has locked arms with a national nonprofit to educate consumers about fraud and scams on the peer-to-peer payments tool.

By Patrick Cooley • Aug. 1, 2025

Big bank CEOs talk stablecoin plans

The prospect of a more favorable regulatory environment for digital assets has large lenders exploring or plotting stablecoin plans, JPMorgan, BofA, Citi and U.S. Bank executives indicated last week.

By Caitlin Mullen • July 17, 2025

Why small banks may shun Zelle

The peer-to-peer payment network charges comparatively higher transaction rates, but also offers the potential for new customers, consultants say.

By Patrick Cooley • July 16, 2025

Wise to pay $4.2M, boost AML oversight in 6-state settlement

Wise allegedly failed to provide for frequent independent review of its anti-money laundering program. Regulators also found deficiencies in the investigation and reporting of suspicious activity.

By Justin Bachman • July 10, 2025

Community banks view embedded finance as key to longevity: report

Despite increased regulatory scrutiny of banking-as-a-service, over half of the surveyed community bank respondents are considering implementing BaaS or embedded banking solutions.

By Rajashree Chakravarty • July 9, 2025

Warren demands Zelle scam update

In letters to Zelle’s bank owners, Sen. Elizabeth Warren and two other Democrats asked what the financial institutions are doing to protect customers using the digital payments service.

By Patrick Cooley • July 8, 2025

Early Warning Services pitches Zelle to Treasury

The company that owns the peer-to-peer service Zelle suggested the U.S. Treasury Department use that tool to replace checks with digital payments.

By Patrick Cooley • July 1, 2025

Banking conferences yet to come in 2025

Gatherings can be idea generators, or crucial chances to network — especially amid an environment where political change can yield previously unexpected possibilities and partnerships.

By Dan Ennis • June 27, 2025

Anchorage CEO: Stablecoins to become ‘core plumbing’ in finance

“What we’re witnessing now is the early formation of a new financial standard — one that’s faster, more transparent, and natively digital,” Nathan McCauley said.

By Gabrielle Saulsbery • June 25, 2025

Klarna, Google join forces

The Swedish buy now, pay later business integrated its payments tool into the search giant’s digital wallet, making its services more widely available.

By Patrick Cooley • June 24, 2025

Genius Act puts renewed spotlight on stablecoins, digital assets

The regulatory clarity the measure proposes to bring to the stablecoin space can help ease some of the worries of more conservative entities, such as banks, examining the space, EY’s Paul Brody said.

By Grace Noto • June 18, 2025

Fed, OCC, FDIC target check fraud

Federal agencies took aim at payments fraud Monday, proposing more collaboration, including with states, to combat the rising problem, especially with respect to paper checks.

By Lynne Marek • June 17, 2025

Lessons from a middle-market playbook

Startups that once chased rapid growth are now shifting gears, rethinking their models and looking for paths to profitability. 

June 16, 2025

KeyBank wants to boost commercial team hires by 10% this year

The Cleveland-based regional aims to have 170 to 180 commercial bankers by the end of 2025.

By Caitlin Mullen • June 13, 2025