Payments


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    Relaxed regulatory oversight spurs bank-crypto activity

    Since January, federal bank regulators have done an about-face on crypto guidance, inspiring banks to explore the space.

    By April 30, 2025
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    Paze aims to pump up the volume with Fiserv

    The digital wallet owned by seven banks has loaded 150 million customer cards onto the system. Now, it’s working with its processor ally to add more banks.

    By Lynne Marek • April 29, 2025
  • m&a handshake Explore the Trendline
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    Trendline

    M&A

    President Donald Trump’s reelection was predicted to yield loosened regulation. But tariff volatility and economic uncertainty has thrown a wrench into an expected boom in mergers and acquisitions.

    By Banking Dive staff
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    Chris McGrath via Getty Images
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    Nexo reenters US market

    Co-founder Antoni Trenchev credited the regulatory shift under Trump for the firm’s reemergence in the U.S. Nexo’s exit was preceded by failed regulatory talks and followed by a $45 million SEC fine.

    By April 28, 2025
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    Dan Kitwood via Getty Images
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    Fed joins FDIC, OCC in withdrawing crypto-skeptical guidance

    The guidance withdrawals “ensure the Board's expectations remain aligned with evolving risks and further support innovation in the banking system,” the Federal Reserve said Thursday.

    By April 25, 2025
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    Justin Sullivan via Getty Images
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    Coinbase considers applying for federal bank charter

    Regulatory willingness to work with crypto seems to have inspired Coinbase, and reportedly others, to engrain themselves deeper into the traditional financial sector.

    By April 23, 2025
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    Fiserv, Kansas to open fintech hub

    The hub will open later this year in Overland Park, Kansas, and help Fiserv better serve Midwestern customers, the company said in a news release Monday.

    By Patrick Cooley • April 23, 2025
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    Ramp reportedly angles for part of $700B US credit card program

    The fintech is seeking to handle a piece of the SmartPay federal employee charge card program, assisted by its close ties to the Trump administration, ProPublica reported.

    By Justin Bachman • April 23, 2025
  • A sign hangs above an entranceway to a Capital One Café on February 19, 2024, in Miami, Florida.
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    Joe Raedle / Staff via Getty Images
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    Capital One readies for Discover integration work

    With Discover, “we will be going back into the world of data centers” for “a number of years,” Capital One CEO Richard Fairbank said Tuesday.

    By April 23, 2025
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    Mesut Dogan via Getty Images
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    FedNow draws 1,300 financial firms

    The instant payments service has attracted mostly small and mid-sized financial services firms as it inches up adoption by financial institutions.

    By Tatiana Walk-Morris • April 23, 2025
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    Shutterstock / GaudiLab

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    Sponsored by Federal Reserve Financial Services

    7 insights from FedNow® Service participants

    Explore 7 key insights from financial institutions participating in the FedNow® Service.

    April 21, 2025
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    Former HSBC exec talks career switch to fintech

    HSBC was Episode Six’s second client. The exec who inked the partnership, Brian Muse-McKenney, saw so much promise in the fintech’s offerings that he jumped ship from the C-suite to join it.

    By April 16, 2025
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    Permission granted by Fiserv
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    Klarna partners with Fiserv’s Clover

    A recently signed deal will bring Klarna’s installment loans to Clover checkout at merchants across the U.S.

    By Patrick Cooley • April 16, 2025
  • Jack Dorsey, Block CEO
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    Joe Raedle / Staff via Getty Images
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    Block agrees to pay $40M New York penalty

    The payments technology company agreed to pay the fine under a consent order to settle allegations related to lax oversight of its Cash App payments tool.

    By Lynne Marek • April 16, 2025
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    NY AG sues MoneyLion, DailyPay

    The state’s lawsuits seek to wind down the companies' earned wage access practices in New York.

    By Justin Bachman • April 15, 2025
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    Courtesy of Comerica
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    CFPB drops case against Comerica

    The bureau dismissed the case without prejudice – meaning it could refile the lawsuit – setting it apart from other recent dismissals by the Russ Vought-led CFPB.

    By April 14, 2025
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    DOJ scales back crypto enforcement

    The Justice Department will stop prosecuting “unwitting” regulatory violations and focus its efforts on going after those who victimize crypto investors or use crypto to support illicit activities.

    By April 9, 2025
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    Jack Taylor via Getty Images
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    Ripple to buy prime broker Hidden Road for $1.25B

    “We are at an inflection point for the next phase of digital asset adoption … and the market is maturing to address the needs of traditional finance,” CEO Brad Garlinghouse said.

    By April 8, 2025
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    Do growing fintechs need more federal regulation?

    State regulators say they’re updating their rules and are best-suited to oversee licensed money transmitters — and a new U.S. payments charter isn’t needed. 

    By Justin Bachman • April 8, 2025
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    Anna Hrushka/Banking Dive
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    FDIC eases crypto rules for banks

    Banks can engage in crypto-related activities, but must still exercise proper caution, the agency said.

    By April 1, 2025
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    MStudioImages via Getty Images
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    Early Warning Services drops Zelle stand-alone app

    Zelle users will need to turn to their online banking portals in light of EWS proceeding as planned with the shutdown of its Zelle app this month.

    By Patrick Cooley • April 1, 2025
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    Q&A

    Plaid’s Brian Dammeir talks future of open banking

    Open banking has long been an industry-led venture. The trendline won’t change even if the timeline does, Plaid’s head of payments and financial management said.

    By March 26, 2025
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    Q&A

    Fintechs egg on ‘willingness to challenge norms,’ Bolt president says

    Justin Grooms expects fintechs to keep pushing the payments industry forward with more competition for legacy players.

    By Lynne Marek • March 25, 2025
  • Blockchain has the potential to make finance more efficient and its usefulness goes far beyond cryptocurrency.
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    Getty Images via Getty Images
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    Kraken to buy futures platform NinjaTrader for $1.5B

    The tie-up marks the largest deal to date between the traditional finance and crypto sectors.

    By March 24, 2025
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    RiverNorthPhotography via Getty Images
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    Bank transfer fraud losses outpace crypto

    The value of fraud losses last year was highest for bank transfers and payments, followed by cryptocurrency transactions, according to a report from the Federal Trade Commission released last week.

    By Lynne Marek • March 21, 2025
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    Jack Taylor via Getty Images
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    SEC to drop Ripple case

    “I'm heartened that we have paved the way for other industry players to see the value in not backing down ... We are now closing a chapter in crypto history,” CEO Brad Garlinghouse said.

    By March 20, 2025