Waller floats ‘skinny’ Fed account

Federal Reserve Gov. Christopher Waller proposed the central bank’s staff explore creating a new limited payments account that might be suited to fintechs.

By Lynne Marek • Oct. 21, 2025

OCC’s Gould details regulatory ‘reset’

At the ABA’s annual convention Monday, the comptroller, more than once, referred to the OCC’s actions during his tenure as “down payments,” and promised more community bank “relief” to come.

By Caitlin Mullen • Oct. 20, 2025

Explore the Trendline➔

Fintech disruption in the banking industry

There are as many schools of thought on how to disrupt the banking space as there are disruptors.

By Banking Dive staff

Stablecoin risks abound: Fed’s Barr

To make stablecoins viable, regulators implementing the Genius Act must impose protective guardrails, Federal Reserve Gov. Michael Barr told a fintech conference.

By Justin Bachman • Oct. 16, 2025

Stripe’s Bridge applies for national trust charter

Bridge joins a growing list of crypto-native firms, including Coinbase, Circle, Ripple and Paxos, which have applied for an OCC charter this year.

By Gabrielle Saulsbery • Oct. 15, 2025

Crypto use trending down, Kansas City Fed says

A survey from the Federal Reserve regional outpost cast doubt on the notion that more U.S. consumers will adopt cryptocurrency for payments, even after a new law eased the path to crypto use.

By Patrick Cooley • Oct. 15, 2025

Bank of America fires up generative AI payments assistant

AskGPS was trained on more than 3,200 internal documents by the company’s in-house engineering team.

By Matt Ashare • Oct. 10, 2025

Open banking also helps banks: fintechs

Fintechs are trying to rally support for U.S. open banking as regulators gather comments, ahead of an Oct. 21 deadline, to inform a revised rule.

By Justin Bachman • Oct. 9, 2025

North Dakota bank, Fiserv launch Roughrider stablecoin

The coin will be available “sometime next year,” the state’s industrial commission said. North Dakota will become the second state in the U.S., after Wyoming, to launch its own digital currency.

By Justin Bachman • Oct. 9, 2025

Coinbase pursues OCC trust charter

Coinbase has been mulling such a move since April. Since then, other crypto firms such as Circle, Ripple and Paxos have applied for a national trust charter.

By Caitlin Mullen • Oct. 6, 2025

Checkout.com seeks Georgia banking charter

If the company succeeds in its bid to be a merchant acquirer limited purpose bank, it would become the third firm – after Fiserv and Stripe – to do so.

By Gabrielle Saulsbery • Oct. 3, 2025

Top bank conferences to attend in 2026

Gatherings can be idea generators, or crucial chances to network — especially amid an environment where political change can yield previously unexpected possibilities and partnerships.

By Dan Ennis • Oct. 1, 2025

Stripe pushes agentic AI sales via chat

The payments firm is teaming with OpenAI for a new agentic commerce protocol to help merchants sell their wares via AI chat sessions.

By Justin Bachman • Sept. 30, 2025

Fiserv buys cash manager to boost stablecoin

The deal for StoneCastle expands Fiserv as a liquidity source for financial institutions, and will help the processor fund cash for its FIUSD stablecoin.

By Justin Bachman • Sept. 29, 2025

FIS acquires fintech Amount

The Chicago-based fintech, which provides banking technology, expands the portfolio of services FIS can offer banks and credit unions.

By Caitlin Mullen • Sept. 24, 2025

Revolut to invest $13B in global expansion

The U.K. bank is eyeing 30 new markets by 2030, and 100 million global customers by 2027.

By Gabrielle Saulsbery • Sept. 24, 2025

CFPB ends U.S. Bank, Apple consent orders early

The bureau contends the bank and tech giant have paid their penalties in separate cases related to unemployment benefits restrictions and the launch of the Apple Card, respectively.

By Dan Ennis • Sept. 23, 2025

Payment players offer fraud fixes to Fed, OCC, FDIC

EWS, Nacha and the Financial Technology Association told regulators that collaboration, information-sharing and more consumer education are needed to tackle payments fraud.

By Caitlin Mullen • Sept. 23, 2025

Cardless fuels growth with new $60M

The credit card fintech will use the fresh capital to hire and bolster its work with clients Coinbase and Bilt, co-founder Michael Spelfogel said.

By Caitlin Mullen • Sept. 22, 2025

Tether eyes US return in December, names Trump ally Hines to top post

The stablecoin firm stopped serving American customers directly in 2021. The company’s reemergence comes amid fresh legislation and intense competition from Circle and other issuers.

By Dan Ennis • Sept. 17, 2025

Remitly debuts tiered membership platform

Remitly One contains a “send-now-pay-later” feature that allows subscribers instant access to funds and a digital debit card that lets subscribers bypass foreign transaction fees.

By Dan Ennis • Sept. 17, 2025

Plaid to pay for JPMorgan data

Under the agreement between the two companies, the bank will be paid for sharing consumer data with Plaid. Fintech groups excoriated JPMorgan for the new access fees.

By Justin Bachman • Sept. 16, 2025

Fed lifts FedNow limit to $10M

As financial firms flock to instant payments, the Federal Reserve has pitched FedNow as a way to ease internal transfers, corporate payroll and big transactions.

By Tatiana Walk-Morris • Sept. 11, 2025

Klarna counts on retailers for growth

As the Swedish fintech becomes publicly traded, the BNPL giant says the availability of its services at retailers such as Walmart and Macy’s correlates strongly to future growth.

By Justin Bachman • Sept. 10, 2025

Open banking looks better with crypto

After fintechs and crypto bros showed how banks might fetter digital assets, the Consumer Financial Protection Bureau revamped its views of open banking.

By Justin Bachman • Sept. 8, 2025

U.S. Bank revives bitcoin custody

The Minneapolis-based lender paused its bitcoin custody offering in 2022, but “enhanced regulatory clarity” has brought the service back to life, an executive said.

By Gabrielle Saulsbery • Sept. 3, 2025