Zelle network expands by 15%

Most of the 337 financial institutions that were added to the network last year were small community banks and credit unions.

By Patrick Cooley • Jan. 28, 2026

SEC agrees to dismiss Gemini lawsuit

The lawsuit, regarding Gemini Earn, is appropriate to dismiss because its investors have already received 100% of their money back, the SEC said.

By Gabrielle Saulsbery • Jan. 26, 2026

Explore the Trendline➔

Fraud and AML in banking

Regulators are refocusing on fraud. Banks are putting more cash toward the issue and empowering employees to fight. That fight is paying off in customer retention.

By Banking Dive staff

How payment processing works

Learn how card payments move from checkout to your bank account.

Jan. 26, 2026

Affirm seeks Nevada bank charter

The company submitted applications to state and federal regulators to start Affirm Bank, it said Friday.

By Patrick Cooley • Jan. 23, 2026

Klarna to offer after-purchase BNPL

Shoppers will be able to convert purchases into installment loans after the transaction, the company said Tuesday.

By Patrick Cooley • Jan. 21, 2026

Payments fraud risks grow with AI

The artificial intelligence threats are mounting, but so are the defenses, as new industry trends take hold, from agentic commerce to passkey adoption.

By Lynne Marek • Jan. 21, 2026

Wyoming has big plans for stablecoin

The first state-issued stable token is being deployed to reduce card interchange costs and simplify payments to vendors.

By Justin Bachman • Jan. 21, 2026

Affirm to offer BNPL for rent

The buy now, pay later player is one of the first to offer pay later installment financing for tenants paying their monthly rent.

By Patrick Cooley • Jan. 15, 2026

Checkout.com grabs Georgia banking charter

The payments processor received conditional approval for the state's merchant acquirer limited purpose bank charter.

By Patrick Cooley • Jan. 12, 2026

Trump proposes card rate cap; banks eschew idea

The president said he’d like a 10% cap on credit card interest rates for a year, starting this month, but banks said it would be “devastating” for consumers.

By Lynne Marek • Jan. 12, 2026

Trump family’s crypto firm seeks bank charter

World Liberty Financial follows several other digital asset companies in pursuit of a national trust bank charter, regulated by the Office of the Comptroller of the Currency.

By Gabrielle Saulsbery • Jan. 8, 2026

JPMorgan Chase to take over as Apple Card’s issuer

The largest U.S. bank will assume a $20 billion portfolio of Apple customers as Goldman Sachs extricates itself from consumer lending.

By Justin Bachman • Jan. 8, 2026

Klarna faces investor lawsuit

The buy now, pay later company understated the risks of its consumer loans, the legal action alleges.

By Patrick Cooley • Jan. 5, 2026

CFPB shifts on EWA policy, again

Certain employer-partnered earned wage access products aren’t subject to U.S. lending laws, the bureau said, formally discarding a 2024 Biden-era rule.

By Justin Bachman • Dec. 23, 2025

Fed seeks comments on ‘skinny’ account

The Federal Reserve Board voted 6-1 on Friday to gather public comment on creating a new special payments account for use by financial institutions.

By Lynne Marek • Dec. 22, 2025

SoFi launches stablecoin infrastructure

Banks and fintechs will be able to white-label SoFi’s stablecoin, and those stablecoins will be interchangeable with SoFiUSD, a spokesperson for the company said.

By Gabrielle Saulsbery • Dec. 18, 2025

Why PNC joined FedNow

The bank finally joined the Federal Reserve’s instant payments system this year after a significant Treasury Department announcement.

By Lynne Marek • Dec. 17, 2025

MoneyGram swipes Wells Fargo exec for CFO

In February, Marc Winniford will take the finance reins of the legacy cross-border payments company that is seeking to digitally overhaul its sprawling operations.

By Maura Webber Sadovi • Dec. 11, 2025

Fifth Third, Brex ink corporate card partnership

Fifth Third’s corporate card program, previously operated in-house, will soon be powered entirely by fintech Brex.

By Gabrielle Saulsbery • Dec. 10, 2025

Airwallex raises $330M in new funding

The payment player’s latest capital injection will help fund further U.S. expansion and a second headquarters in San Francisco.

By Justin Bachman • Dec. 10, 2025

Digital wallet use outpaces regulators

Consumers are increasingly turning to these mobile tools for convenience and new features. But are regulators keeping pace?

By Justin Bachman , Shaun Lucas , Julia Himmel • Dec. 3, 2025

How the open banking rule skidded

The Consumer Financial Protection Bureau faces a budget crunch or closure in early 2026, clouding the fate of its open banking rule revision.

By Justin Bachman • Nov. 24, 2025

Stripe faces bank charter pushback

The Office of the Comptroller of the Currency charter would let Stripe sidestep regulations, and offer the fintech legitimacy it does not deserve, the National Community Reinvestment Coalition said.

By Patrick Cooley • Nov. 24, 2025

Ex-Truist employee sentenced in ‘complex’ check-cashing scheme

Eight Georgia residents were each ordered to pay the bank more than $390,000 in restitution as part of the case. 

By Caitlin Mullen • Nov. 21, 2025

Senators back open banking rule

Democrats urged the Consumer Financial Protection Bureau to pursue an open banking rule that lets consumers freely shift personal financial data.

By Lynne Marek • Nov. 20, 2025