The Latest
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Chime won’t rule out bank charter pursuit, COO says
The fintech, which went public in June, periodically evaluates whether obtaining a bank charter makes more sense than relying on bank partners to offer its services to consumers, COO Mark Troughton said.
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Column
Dive Deposits: In a down year for diversity, Citi’s reputation is at stake
The bank named a relatively sparse class of new managing directors. Its proportion of women is virtually the same as last year’s – even amid a de-emphasis on DEI. But the bank isn’t outpacing its peers, either.
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Senate Democrats press credit unions on overdraft, NSF fees
Sens. Elizabeth Warren, Cory Booker and Richard Blumenthal seek answers from 21 credit unions on their overdraft programs by Dec. 14.
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Lubbock bank to buy Houston lender for $106M
Acquiring the holding company for Bank of Houston would give $4.4 billion-asset South Plains Financial an additional $772 million in assets and bolster its footprint in the Houston area.
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(2024). [Photo]. Retrieved from Federal Reserve.
Bank regulators testify on Trump-era ‘tailoring’
The Federal Reserve’s vice chair for supervision vowed, in testimony to House lawmakers Tuesday, not to “reverse-engineer” changes to capital requirements to fit preconceived notions.
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HSBC names interim chair to role permanently
The move comes a day after CEO Georges Elhedery downplayed the likelihood that 76-year-old KPMG alum Brendan Nelson would serve long-term.
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Kraken to buy tokenized equities firm Backed
Terms of the deal are undisclosed, but the acquisition is the crypto firm’s fifth of the year.
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Digital wallet use outpaces regulators
Consumers are increasingly turning to these mobile tools for convenience and new features. But are regulators keeping pace?
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Binance names co-founder as co-CEO
Yi He co-founded the firm with Changpeng Zhao, her life partner and Binance’s former CEO, in 2017.
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PNC wants human-level quality in its digital experience
The Pittsburgh-based lender aims to launch its new mobile app in the first half of next year, said Alex Overstrom, the super-regional’s head of retail banking.
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Biden admin made ‘coordinated attack’ on crypto: House Republicans
Uniswap CEO Hayden Adams, Ripple CEO Brad Garlinghouse and Gemini co-founder Tyler Winklevoss were all, at different points, debanked, a House committee investigation found.
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Canada’s Laurentian Bank splits off its commercial, retail ops
National Bank of Canada will acquire the Montreal lender’s retail presence and Laurentian’s Québec branches will close. Fairstone Bank will buy Laurentian’s commercial lending for $1.4 billion.
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Associated Bank to buy Nebraska lender for $604M
The acquisition would give the Green Bay, Wisconsin-based bank entry into Omaha, along with the No. 2 deposit share in that market.
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Goldman to buy Innovator Capital Management for $2B
The deal positions Goldman Sachs Asset Management as a top ten active ETF provider globally, according to data from Morningstar Direct.
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Morgan Stanley to pay $117.4M to resolve Dutch tax case
An Amsterdam subsidiary of the bank bought Dutch-listed shares for short periods, illegally offset dividend withholdings and intentionally filed false tax returns, a public prosecutor’s office said.
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Australian bank nabs Lloyds data chief to lead AI
Ranil Boteju will return to the Commonwealth Bank of Australia as its chief AI officer to advance the financial services firm’s strategy.
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Fed approves Pinnacle, Synovus merger
The central bank’s sign-off, combined with shareholders’ approval this month, has the Southeastern banks projecting a Jan. 1 close for their merger of equals.
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FDIC, OCC, Fed solidify eSLR changes
Regulators finalized a rule cutting capital requirements for the nation’s biggest banks – and proposed a separate trim for community lenders.
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Green Dot inks deals splitting bank, fintech business
The company, which had been exploring “strategic alternatives” since March, will sell its fintech business to a private equity firm and its bank to a $840 million-asset lender.
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Revolut valued at $75B
The new valuation comes after the U.K. fintech’s fifth share sale, and just 15 months after Revolut was valued at $45 billion.
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Comerica, Fifth Third sued by activist investor
HoldCo accused Comerica’s CEO of being “focused solely on advancing his own interests” based on the “rushed” way the bank’s proposed deal with Fifth Third came together.
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Fulton Financial to buy NJ’s Blue Foundry in $243M deal
The deal comes 18 months after Fulton acquired failed Republic First Bank’s assets, which gave the Pennsylvania-based lender several Garden State locations.
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MoneyLion to pay $1.75M to settle CFPB lawsuit
The bureau in 2022 alleged the fintech illegally charged an interest rate that exceeds the 36% cap on loans to service members.
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U.S. Bank hires up for greater Southeast growth
The Minneapolis-based super-regional is adding bankers in some areas where it doesn’t have branches and eyeing further growth in SBA lending, an executive said.
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VALT Bank applies for de novo charter
Former U.S. Bank executive Matt Gediman said the de novo’s model is “designed to support [SMBs] by making banking uncomplicated, accessible, and integrated with digital tools to run their businesses more efficiently.”